Jump to content

MyCarForum Logo
Magnifying glass



Cost to insure a new UK driver? Almost $13,300 a year!

By ElDiablo on 30 May 2011

Attached Image: young_driver_1482411c.jpg

If you're between the ages of 17 and 22 years old, live in the United Kingdom and just got your license to drive, surveys point to a very small percentage of you actually obtaining insurance to drive legally. Those surveys also found a good 20 percent of you ending up driving illegally by not obtaining any sort of insurance to begin with. And then there's that large group of you who will have your parents sign the insurance documents under their name so that the premiums are down significantly.

Well there's a good reason why so many have defected from obeying the rules.


That element that's the bane of any new driver's experience behind the wheel in Singapore seems somehow trivial compared to the problem new drivers are facing over in the UK. When I was 26, I wanted to buy myself an old Ford XR3i with two years left. My insurance quote? $3,500.

In the UK, a new driver will need to fork out almost $1,110. A MONTH! [crazy]

That works out to be nearly $13,300 a year!!

And while we know many of our friends who got their parents to "front" their insurance for the car, it should be known that when it comes to claiming after an accident, a simple investigation by the insurance company is all it needs to refute your claim and leave you in a bitter mess.

Other results from the study UK includes, 74 percent of deaths amongst young adults now happen on the road, one in five new drivers crashing within six months of driving and the highest risk drivers being those that are young and mail. Ironically not for drink driving but rather intoxicated with adrenalin instead. I personally would have figured the most common cause of death in young adults who just passed their test was their insurance quote.

So if you're a new driver and you're in the market for a spanking new ride, rather than balk, embrace your insurance quote, accept that you will tend to me stupid at times and that you'll need time to get used to how some people in Singapore drive their own cars. If that doesn't work, take comfort in the fact that there's someone exactly like you in the UK who just got a heart attack from his insurance quote.

europe, traffic, advice and 3 more...

Viewed: 408 times

Related Blog Posts
Written by ElDiablo
Having recently departed the automotive industry, Jegan provides an alternative view on local happenings and random international news and what it really means to us in the long run, while working hard to fulfill the life-long dream of owning a Lamborghini Diablo VT.

  • 1
Ah_roy81 May 30 2011 12:29 PM
Yes, UK insurance is expensive..SG cheaper..but..SG cars much more expensive..got a friend who bought a brand new bimmer 3 series for under $30k pounds..thats only about $60k SGD..while a similar car in SG cost almost $200k
Unidentified May 30 2011 02:08 PM
there's many ways to get around that expensive insurance in uk.
Silver_blade May 30 2011 05:04 PM
UK insurance is really getting very expensive but like someone mentioned, here are ways to get around it...legally.
  • 1
Car Makes

Please select a car make

Facebook Likes
   Featured Blog Post
With a bit of quick thinking, this man hid his E30 BMW M3 in his living room when he heard Hurric...
In this shell sponsored ad, Sebastian Vettel goes against an ambulance driver on a race track. Bu...
For those who tend to park illegally, be glad that we don't have enforcement methods like thi...
We know Toyota's reliability is top notch and most will easily outlast our 10-year COE cycle....
Focus2move, a statistics reporting company in the automotive sector, has revealed the best sellin...
China Xinhua News has reported that the Transit Elevated Bus (TEB), born to help China deal with...
   Lifestyle Articles