Motor Insurance by India International Insurance

[Chrispie]

Hi, I was quoted a very good price by India International Insurance company for my car insurance.. anyone had any experience?

 

NTUC typically have a bad reputation for being cheap but hard to claim. How abt this India one?

[Chris80]

where u get the quote from? Got lobang? Currently looking for it.

[Apollo]

used before but neber claim...

[Qpik]

i'm with them since 2nd yr, comprehensive + ncd protection + com.

 

claim wise not bad. kanna 2 accidents, 1 is a side collision n the other one is reared by a msian bike who had his claim thrown out by india. ultimately, the ncd still remain at 50%.

 

1 thing to note, take time to get yr insurance schedule & invoice. got differening answers fm coy and the agent that handled for me. source agent carefully that's all i got to say.

[Chrispie]

thanks for the advice..

 

Coz quotes from different companies are so darn drastically different.

 

AIG quote me almost 5000... china about 3500... now india 2600... (maybe got smthing to do with countries.. )

 

Wonder if got zimbabwee insurance company boh..

[Redplanet]

5K? Just curious....what is your ride?

[Chrispie]

alfa 159...

 

my previous car was under sis name, so its all her ncd. Plus that im under 30.. so...

[Redplanet]

Yes..u are deemed high risk...

 

And i thought mine was expensive @3.3K from ntuc

[Chrispie]

can light footed be taken into consideration? haha..

 

Ur ins so exp also ah... ntuc supppose to be cheaper leh.. what rocket u drive?

[Redplanet]

just a 3 yr old civic...

 

Must source for cheaper one next year...crazy prices.

[Nkps]

wah both you high flyer... so high insurance also can pay....

 

if they ask me to pay $3K for insurance, i will continue take BUS

[Redplanet]

No lah...just that insurance is part of car expenditure, already taken into account when decided to drive instead of using public tpt...

 

but of course if can reduce the premium would be best.

[Nkps]

but $3K is really alot lor.... i think if i take one whole year of BUS also not $3K so much

[Lendevear]

2nd yr will drop to $1200 and below liaoz, no worries after 1st yr.

[Chrispie]

having a car and taking public transport is a whole different experience altogether.. i think based on what i spent on the downpayment alone, can take easily 3 years of taxi already. But i guess its all about calculated risks..

 

At the end of the day, it is like choosing eating in hawker centre and restaurant, its food that goes into stomach at the end of the day, but there are so many other intangible factors involved. WE know in singapore having a car is 'stupid', but i still willingly fall into the trap.

 

Anyway, will be gg for india insurance.. hope no claims needed.... next year with 10% ncd and me turning 30, will save a little more im sure.

[Cavver]

Ask you , a 20+ P-plated driving a picanto , insurance is $4k , is that possible ??

[Chrispie]

not surprising.. my lady friend, 24, drives mazda 2, first owner, got license less than 2 years, insurance above 4k..

[Cavver]

Wa!