City100a Neutral Newbie November 16, 2009 Share November 16, 2009 is it true that if you have a infinite card is better than a platinum card and is better than a titanum card and is better than a gold card and is better than an ordinary card better ? better protection on your purchase ? better benefits eg perks eg priority pass ? better points accumulation (faster) eg is this true and how they decide who gets what seems like there is no definite rules had dinner with a real "big" time fellow from a huge MNC and believe me he is no small fry, he carries a gold card but some office girl in my company carries a platinum or titanum card abit confuse anybody in this line can share with us thanks ↡ Advertisement Link to post Share on other sites More sharing options...
EK0405 Neutral Newbie November 16, 2009 Share November 16, 2009 haa... wrong section isn't? Why post credit card issue in a car detailing forum? Link to post Share on other sites More sharing options...
SGCMwind79 Clutched November 17, 2009 Share November 17, 2009 Credit Card "looks" nice? 1 Link to post Share on other sites More sharing options...
Jerms Clutched November 17, 2009 Share November 17, 2009 stacks of $$ is better than any cards Link to post Share on other sites More sharing options...
Kangadrool Supersonic November 17, 2009 Share November 17, 2009 (edited) Why bother? Just cards for convenience. POSB Everyday card already Platinum liao. They can call it Diamond card, Ruby Card, Silicon Card, Marble Card and so and so, it's still a plastic card. Still must pay up fully when charged, otherwise, face the full consequences! Benefits = Convenience. Edited November 17, 2009 by Kangadrool 1 Link to post Share on other sites More sharing options...
Acieed 1st Gear November 17, 2009 Share November 17, 2009 No difference, your credit limit still more or less pegged to your salary rather than what kind of card. I've been invited to many exclusive cards where they start to ask for ridiculous annual fee after the 1st year, no need for them. Some of them do offer some term club membership or concierge service, which might be nice if you like to use them but otherwise useless. Some offer more miles, or more points. Then again, only if you need and use them. Link to post Share on other sites More sharing options...
Babyt 4th Gear November 17, 2009 Share November 17, 2009 (edited) the environment has changed, credit cards are everywhere and so common unlike the early days. using credit cards give u discounts and offers....using cash can be stupid since u pay the same as credit card holders w/o the discount. imagine going to pump petrol paying cash...how the hell u gonna get the additional discount credit cards can offer u! Edited November 17, 2009 by Babyt 1 Link to post Share on other sites More sharing options...
Rainman 1st Gear November 17, 2009 Share November 17, 2009 1 card is essentially enough....too many cards make the wallet bulky. 1 Link to post Share on other sites More sharing options...
Sniperben Neutral Newbie November 17, 2009 Share November 17, 2009 1 card is essentially enough....too many cards make the wallet bulky. as you won't know which shop or restaurant is having a promotion discount with whichever bank, i usually bring out 1 card from each major bank. Link to post Share on other sites More sharing options...
Mcf777 Turbocharged November 17, 2009 Share November 17, 2009 whether infinite card or AX Platinum card, it is just a card. No one will cares what card u are holding. the main thing for cards members is to look for the benefit of the card. Link to post Share on other sites More sharing options...
Tonyg Clutched November 17, 2009 Share November 17, 2009 No difference, your credit limit still more or less pegged to your salary rather than what kind of card. I've been invited to many exclusive cards where they start to ask for ridiculous annual fee after the 1st year, no need for them. Some of them do offer some term club membership or concierge service, which might be nice if you like to use them but otherwise useless. Some offer more miles, or more points. Then again, only if you need and use them. Very well said. One of my friend got a 20k limit but he owned a silver basic card. He do not want to pay a higher annual fee with maybe a little bit more credit limit, As wat Acieed had mentioned you hv to pay a high annual fee for those exclusive cards. Unless you like to flash to show others you had a premium card better than them. Link to post Share on other sites More sharing options...
RadX Moderator November 17, 2009 Share November 17, 2009 Very well said. One of my friend got a 20k limit but he owned a silver basic card. He do not want to pay a higher annual fee with maybe a little bit more credit limit, As wat Acieed had mentioned you hv to pay a high annual fee for those exclusive cards. Unless you like to flash to show others you had a premium card better than them. LEt's put it this way, if they were to ask me to pay annual fees surmounting to thousands, I just cut the card and return to sender lor....all these years, there has never been a need to pay subscription and I carry Infinite and Ultima hor....perks a lot, and freebies during birthday and all can amount to abt 1k. So pretty worth it But i must declare, I only sweeper Link to post Share on other sites More sharing options...
Ultramega 1st Gear November 17, 2009 Share November 17, 2009 (edited) had dinner with a real "big" time fellow from a huge MNC and believe me he is no small fry, he carries a gold card but some office girl in my company carries a platinum or titanum card abit confuse anybody in this line can share with us thanks When u are a real big time guy you don't need to wear expensive clothes or carry high end credit cards and people will still know u are rich. But a small fry will need all those to LOOK high class. LOOK only hor. Of cos, i'm not saying all high end credit cards holders are pretenders. Edited November 17, 2009 by Ultramega Link to post Share on other sites More sharing options...
RadX Moderator November 17, 2009 Share November 17, 2009 had dinner with a real "big" time fellow from a huge MNC and believe me he is no small fry, he carries a gold card but some office girl in my company carries a platinum or titanum card abit confuse anybody in this line can share with us thanks When u are a real big time guy you don't need to wear expensive clothes or carry high end credit cards and people will still know u are rich. But a small fry will need all those to LOOK high class. LOOK only hor. Of cos, i'm not saying all high end credit cards holders are pretenders. yup correct....I have also seen those who just have cards and want to show their worth..sigh....such is our society nowadays...where they feel they have made it once they have the 5Cs Link to post Share on other sites More sharing options...
Maroon5 5th Gear November 17, 2009 Share November 17, 2009 is it true that if you have a infinite card is better than a platinum card and is better than a titanum card and is better than a gold card and is better than an ordinary card better ? better protection on your purchase ? better benefits eg perks eg priority pass ? better points accumulation (faster) eg is this true and how they decide who gets what seems like there is no definite rules had dinner with a real "big" time fellow from a huge MNC and believe me he is no small fry, he carries a gold card but some office girl in my company carries a platinum or titanum card abit confuse anybody in this line can share with us thanks no difference la bro...jus choose the one that most useful to u...eg. POSB if u shop alot at carrefour & pump at SPC... 1 Link to post Share on other sites More sharing options...
Espire 1st Gear November 17, 2009 Share November 17, 2009 LEt's put it this way, if they were to ask me to pay annual fees surmounting to thousands, I just cut the card and return to sender lor....all these years, there has never been a need to pay subscription and I carry Infinite and Ultima hor....perks a lot, and freebies during birthday and all can amount to abt 1k. So pretty worth it But i must declare, I only sweeper Ya I trust u. share share leh.. PM oso can... other sweeper sweep fallen leaves... u sweep fallen money... 1 Link to post Share on other sites More sharing options...
Curahee 1st Gear November 17, 2009 Share November 17, 2009 yup correct....I have also seen those who just have cards and want to show their worth..sigh....such is our society nowadays...where they feel they have made it once they have the 5Cs Instead I feel that use debit card will show off how cash rich the person is.... Link to post Share on other sites More sharing options...
Magikarp Neutral Newbie November 17, 2009 Share November 17, 2009 anyone know of any credit card that offers access to airlines' lounges at the airport? ↡ Advertisement Link to post Share on other sites More sharing options...
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