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Which bank offers the highest Fixed Deposit rates?


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(edited)

CIMB?

 

Suppose to deposit into the Fastsaver account.

The CIMB FD onlne promo need a Fastsaver account to start?

-

Just saw it will open a Fastsaver account for you also..

Edited by Strat
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Hypersonic

CIMB?

 

Suppose to deposit into the Fastsaver account.

 

I withdrew my existing FD and put inside POSB as CIMB transfer internally into fastsaver won't get the online bonus interest.

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Supercharged

once the application is processed. within the day

how long does the bank take to process a cashier's order dropped into the cheque box ar?

Cos i dropped yest noon time, not reflected now yet.

Since you deposited the cheque before the cut-off time yesterday, the bank should clear the cheque by 2pm today and your fixed deposit placement should be activated before the end of business day, otherwise you should call the bank to check on the status.

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Hypersonic

Since you deposited the cheque before the cut-off time yesterday, the bank should clear the cheque by 2pm today and your fixed deposit placement should be activated before the end of business day, otherwise you should call the bank to check on the status.

 

Thanks. now saw the money as deposited but not available for withdrawal yet. Thanks!

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I withdrew my existing FD and put inside POSB as CIMB transfer internally into fastsaver won't get the online bonus interest.

Not true. I made a placement recently from my starsaver account. You don't need fresh funds to enjoy the rate of 1.8% pa.
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Hypersonic

Not true. I made a placement recently from my starsaver account. You don't need fresh funds to enjoy the rate of 1.8% pa.

 

well that's what the CIMB staff told me, so anyway not a biggie. Just take out and transfer back in via FAST.

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well that's what the CIMB staff told me, so anyway not a biggie. Just take out and transfer back in via FAST.

I did it online. Think better go check if i am really getting 1.8 then.
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Hypersonic
(edited)

I did it online. Think better go check if i am really getting 1.8 then.

 

Mine is just withdraw my matured CIMB FD -> fastsaver. Not renewing my matured FD.

Edited by Lala81
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Not true. I made a placement recently from my starsaver account. You don't need fresh funds to enjoy the rate of 1.8% pa.

 

Yep,no fresh fund required.

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Hypersonic

The CIMB FD onlne promo need a Fastsaver account to start?

-

Just saw it will open a Fastsaver account for you also..

 

Yes, it will start a FastSaver account for you also. Not bad leh, 1% interest. 

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Hypersonic

dumb question..

 

Do you have Tax Identification No. (TIN) or equivalent?

 

I put yes and my income tax number or

 

No . Country not required?

 

this should be for the USA requirement i think. i would put "no"

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Hypersonic

Not true. I made a placement recently from my starsaver account. You don't need fresh funds to enjoy the rate of 1.8% pa.

 

How is starsaver?

0.8% p.a sounds decent, since >50k, the fastsaver drops to 0.6%.

 

Looking at a few other stuff like Stash etc, seems too troublesome for me.

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How is starsaver?

0.8% p.a sounds decent, since >50k, the fastsaver drops to 0.6%.

 

Looking at a few other stuff like Stash etc, seems too troublesome for me.

Ok lah. Decent payout for my liquid funds and i use fast to transfer funds to my DBS account for their across the island ATM network. Sibor is much higher, local banks are paying peanuts on their saving accounts.

 

Can open both accounts if you want to maximize your return.

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