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Car Insurance Comparison List~!


Matchy
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Save more with Aviva car insurance August promotion!

 

Enjoy 20% off with promo code TMALLNEW.

 

For existing MINDEF/MHA policy holder, you will enjoy another 15% off.

 

Terms and conditions apply.

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Neutral Newbie

noob question, minor accident. car claim against me and I claim against myself for own damage.

 

is it consider 1 or 2 claim?

 

if the overall sum is about 3-4k, will my premium increase a lot? 

 

Thank you!

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noob question, minor accident. car claim against me and I claim against myself for own damage.

 

is it consider 1 or 2 claim?

 

if the overall sum is about 3-4k, will my premium increase a lot?

 

Thank you!

Shud Consider 1 accident claim. But doesnt matter becos insurance quote is base on whether u got claim anot for the past 3 yrs.

 

If overall sum is abt $3-4k... y not settle privately? U can settle the other party first and dont do ur car first...

 

Normally insurance claim is when the amount is high. If low, and if u can afford.. try private settle better.

 

Premium is the killing part. And u lose ur NCD.

 

Depending on ur insurer.. some reduce ncd 10% if u claim, some reduce 30% if u claim. And also depend if ur car make has many accident claim anot. And ur age, occupation, marital status n claims etc...

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Insurance damn expensive. 28 years old, 0% NCD, new car owner, 2 years experience, quoted $2500 for personal car insurancde. WDF

oh dear. hahahhaha

 

no such thing as fresh, boobsy and pretty virgin who will give u a free fark.

 

all u need to do is wait till u are in 40-45 then u go and own a car. insurance is cheaper than now. then you no need to swear what the fark. hahahahaha

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My car insurance due soon......w zero claims n status quo

 

Last yr paid $67x.....(comprehensive)

 

tis yr renewal letter came....$84x (comprehensive)

 

WTF......

 

 

BTW, wanted to get quotes fr MCF 'Motor insurance' but keep getting 'car plate not valid' error...

Edited by zipping
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My car insurance due soon......w zero claims n status quo

 

Last yr paid $67x.....(comprehensive)

 

tis yr renewal letter came....$84x (comprehensive)

 

WTF......

 

 

BTW, wanted to get quotes fr MCF 'Motor insurance' but keep getting 'car plate not valid' error...

 

I used the MCF Motor Insurance previously, used to be A-Assurance. Seems like now the tie up is with another party.

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I used the MCF Motor Insurance previously, used to be A-Assurance. Seems like now the tie up is with another party.

 

apparently it is down...at least 4 me currently..

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apparently it is down...at least 4 me currently..

 

alternatively you may wanna try MoneySmart website directly ?

Edited by Blueray
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I try to get quotation from some online website. They alway ask whether you got accident/claims within the past 3 years or not. So if someone knock into you n they private settle with you (you also reported to your previous insurance company), so shall I indicate that there is accident or there is no accident. Will they be able to check (even if there is no claim involved)

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My accord 2.0 2009model

I only pay $850 included ncd protection

Tokyo marine.

My agent return me back $150 one month later.

Can say is best friend

Edited by Ghost777
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Just got my car insurance :

 

FWD

Kia Carens 2017

NCD 50%

Excess 500

$560

 

Remember to select $500 Excess if not it is $2500.

Key in Promo Code FWD25

 

 

 

 

Budget Direct $615

HL Assurance $695 + Free Servicing

Income $800

 

 

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Just got my car insurance :

 

FWD

Kia Carens 2017

NCD 50%

Excess 500

$560

 

Remember to select $500 Excess if not it is $2500.

Key in Promo Code FWD25

 

 

 

 

Budget Direct $615

HL Assurance $695 + Free Servicing

Income $800

Authorized WS or WS at your choice (including AD)?
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Authorized WS Of course.  I never use own WS one because claim could be a headache lor.  And all the time except 1 case, I claim 3rd party one.  And that 1 case, not successful lor.

 

 

I think add 100+++++ for own workshop lor.

 

 

Authorized WS or WS at your choice (including AD)?

 

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You can forget about income ba ........ they have a standing policy of not taking COE car and car that is on the 8th year for the first time with income lor ....... They will not reject you, but will tell you over phone that they dont have the product for you.   So you are never rejected - VERY IMPORTANT.

 

 

any recommendation for COE car insurance?

2008 Civic 1.8M

 

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Signed on Octavia, 0NCD. First year $ 2530 with dealer, no choice.  Got quote for a two year policy as below with no change in excess (first year is also 750). Good enough?

 

2Year:           $ 4350

Excess:          $ 750

Windscreen Excess: $0 (Unlimited Windscreen Replacement)

 

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Authorized WS Of course. I never use own WS one because claim could be a headache lor. And all the time except 1 case, I claim 3rd party one. And that 1 case, not successful lor.

 

 

I think add 100+++++ for own workshop lor.

Authorized WS = by insurer, not necessarily your AD WS. If you meant your AD WS, $600+ is good price.
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If I claim 3rd Party I can go AD lor.  But I have never go to AD for 3rd Party claim.

All this while I claim through Authorized WS by insurer lor.  Within 1~5 days approved liao.

 

560 is approved WS for insurer.

 

 

Authorized WS = by insurer, not necessarily your AD WS. If you meant your AD WS, $600+ is good price.

 

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