Beware of Credits Card Marketing Strong Arm Tactics...

[Picnic06-Biante15]

Please members, check your credit card(s) statement every month promptly.

I received a credit card statement from UOB and was shocked that another credit card was issued to me last year of which I had not even seen it or the card being posted to me. I only had one UOB card of which is link to Metro where I always shop. The credit card numbers stated in the statement was not even my sub-card.

 

The statement requires me to pay for an annual fee of $192.80c for a credit card which I had not seen it ...

 

Called UOB to check on the status of that credit card on Tues @1145hrs and was told that a Customer Service Officer from the marketing department will contact me within 1/2 an hour with regards to my querries. Waited for 28hrs and nothing heard.

 

Called yesterday at 1630hrs and another female officer answered my call. Asked her to explain how the credit card was issued to me when I had not signed any application form and who is holding to this credit card? She asked whether I received any calls with regards to any credit card and I informed that every month, received many calls from different banks with regards to credit cards and I always reject all calls.

 

She informed that its was their marketing side who had issued the card. I asked her why was the card issued in the first place and even if it was through telephone, they always follow up with official form for customers to sign before any card is issued. I told her this should not be the way for marketing side to boost their sales.

 

I even quoted to her that even now whilst I am talking to her, she asked me some personal questions to confirm I am the principal card owner and what had happen to that credit card which was issued as no one made any confirmation ? She didn't even know who is keeping that credit card.

 

Lucky no sales transactions on that credit card but the big question is Where or Who is holding that credit card?

 

She promised to cancel that card and ask me to ignore the payment for the annual fee.

 

So members, beware especially those who pay by GIRO and failed to check your monthly statement. Once deducted, very troublesome and time consuming to cancel it.

 

If this could be done at the marketing side, there are no assurance that the card would not been taken out for a shopping spee by someone and the poor principal owner had to pay if he does not check his credit card statement.

[Picnic06-Biante15]

No members here received any bogus credit card like me?

[Hotamp]

No members here received any bogus credit card like me?

 

 

thank god, No ......anyway i just have 2 cards, one for petrol discount and other for normal dining out, easier for me to monitor with just 2 cards.... dont understand why ppl like to have 5-6 cards in their wallet

Edited April 19, 2012 by Hotamp

[Soya]

No members here received any bogus credit card like me?

 

 

u loaded mah.

 

last time i apply basic hsbc visa card coz got caltex 10% discount. kena rejected coz they say i dun meet min income requirements.....!

[Jman888]

had it from SCB before, not one but 2 new carda at the same time. no activation needed

[Skyiet27]

I also received my statement tdy

 

Also has a 192.60 card fee

 

That should be a yearly affair rite unless urs did state another card num

 

I will jus call in to waive as usual

 

Cheers

[Picnic06-Biante15]

u loaded mah.

 

last time i apply basic hsbc visa card coz got caltex 10% discount. kena rejected coz they say i dun meet min income requirements.....!

 

I not loaded lar....

 

just that the credit cards that I applied are link with some benifits like, Robinson (OCBC), NTUC U Plus (OCBC) & Metro (UOB) and POSB Everyday card (DBS). They are from different banks each and also can be use for pumping petrol.

[Solar]

so far i only received 'pre-approved' card.. all i needed to do is to 'activate' it. mind you.. it was posted via normal mail to my mailbox, not registered.

yes.. i shudder the thought of it posted to the wrong house, and the guy starts using it.. all on my expense

[Picnic06-Biante15]

I also received my statement tdy

 

Also has a 192.60 card fee

 

That should be a yearly affair rite unless urs did state another card num

 

I will jus call in to waive as usual

 

Cheers

check your card number with the statement one to ensure that it is the one you are carrying now ...

 

Mine is a totally new set of numbers...

Edited April 19, 2012 by Picnic06

[Skyiet27]

Yup mine is for my card

 

N I jus called

 

They r so efficient now, approved on the spot thru keying in n not talking to Cs

 

Last x its always pending for approval

 

Bro if urs has different set of numbers

 

Better be careful if not tell them replace card with new set of numbers

 

Cheers

[Vhtfhwlego]

u loaded mah.

 

last time i apply basic hsbc visa card coz got caltex 10% discount. kena rejected coz they say i dun meet min income requirements.....!

do you walk away from their roadshows nowadays???

[Dafansu]

u loaded mah.

 

last time i apply basic hsbc visa card coz got caltex 10% discount. kena rejected coz they say i dun meet min income requirements.....!

 

 

I also rejected by HSBC before, I think because of car loan with them

[Dafansu]

does anybody know how much those credit card promoter will earn with each card signed with them

[Kangadrool]

does anybody know how much those credit card promoter will earn with each card signed with them

 

 

Heard $50-60 per successful application. Not sure now as many FTs also doing it.

[13177]

Best is dont pay your credit card bills through GIRO. So that your can keep track on your bills. Actually i also received such calls before that they are having promotion on certain card and asked me whether can they send the card to me, and waive of annual fees for 2 years.

[Ah_Zai]

Never link any GIRO payments to pay cc bills. ALways pay manually @ AXS Station on the due date. But any way, they allow 1-2 days grace period

 

[Scb11980]

had it from SCB before, not one but 2 new carda at the same time. no activation needed

 

 

no i did not give you not one but 2 new carda but actually i gave you 2 cards

 

thank you

 

 

[Soya]

do you walk away from their roadshows nowadays???

 

 

i feel so poor and too embarrass to even go near their beri atas basic silver card. maybe they see me no up coz i'm juz an old retiree tau huay seller.