NCD matter

[Acemundo]

I did that in parallel. Both asking in forum & asking the insurer. First try by my agent, got rejected. then I appeal with a letter to insurer directly via agent. Successful! Done, so Father to Son is possible!

haha ok.........sorry if I sound harsh......I thought it was another post waste time talking rather than do the actual thing.......great you already done the application and appeal.  like I say, nothing beats the direct route!

[Ralliart_ray]

haha ok.........sorry if I sound harsh......I thought it was another post waste time talking rather than do the actual thing.......great you already done the application and appeal.  like I say, nothing beats the direct route!

 

dont worry. I am a happy man now.

dont need to trouble my dad as proxy liao.

[Axela72]

I think last time i checked with the insurers on similar question, the answer is if you change insurer then you will remain at 40% from start of your new policy counting.

 

Safest bet is to liaise with your current insurer and obtain your new car insurance from them. I think that is the only way you can clock your NCD from where you left off.

Not true leh. I have asked that question to current insurance before. He told me that if change car, present car insurance ended. New insurance for new car and since it is before 11 mth, back to the same NCD again. If not, i would have carry on with them on new car

[RadX]

this is correct

 

Transferring between husband and wife depends on company though - I wasn't allowed to

 

 

but in your case, it was 4 wives wat...too many to trf over.....muahhahaha      

[Kimberlys]

Usually the NCD would stay as long you have a car. Let say I would be going oversea to work for a few years & assuming I have 50% NCD. This NCD is it a lifetime kind or only could hold for certain number of years?

[Sci10213]

Usually the NCD would stay as long you have a car. Let say I would be going oversea to work for a few years & assuming I have 50% NCD. This NCD is it a lifetime kind or only could hold for certain number of years?

 

Max 1 year on hold only (if w/o car).

[Jp66]

Duplicate

[RadX]

On 7/27/2016 at 7:42 AM, Sci10213 said:

 

Max 1 year on hold only (if w/o car).

Is this still the current practice ?

[inlinesix]

1 hour ago, RadX said:

Is this still the current practice ?

I rem it is 2 years.

[RadX]

20 minutes ago, inlinesix said:

I rem it is 2 years.

Ok tks

 

1 yr is restrictive

[Sugimoto]

Depends on individual insurance company too.

https://gia.org.sg/consumers/motor-guide/no-claims-discount.html