Jump to content

MyCarForum Logo
Search
Magnifying glass
  • 1
  • Search this thread
  • Reply to this topic
17 replies to this topic | 0 praises

#1

Posted 11 June 2012 - 04:38 PM

Phuakangtao
  • THREAD STARTER
  • Phuakangtao
    Banned
      Joined: 07 February 2012
      Posts: 433
     
Anyone has experience?
My laptop was dropped when traveling in usa and LCD cracked.
Should I repair it and use invoice to claim or claim first then repair?
If can claim I'd rather repair in Sony if not much chance I repair sim lim can already
QUOTE
"Is it not possible to pursue happiness if you wanna think the pursuit itself does not make you steam?"
From book titled "I move Your Hum Chee Peng" by Deepak so palamimiman

#2

Posted 11 June 2012 - 04:42 PM

Adrianli
  • Premium member
    Adrianli
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    64,169
      Joined: 29 June 2003
      Posts: 20,737
     
I done medical claim on my travel insurance before. Never for laptop repair. I tot tis type is ownself pay???

#3

Posted 11 June 2012 - 04:46 PM

Phuakangtao
  • THREAD STARTER
  • Phuakangtao
    Banned
      Joined: 07 February 2012
      Posts: 433
     

I done medical claim on my travel insurance before. Never for laptop repair. I tot tis type is ownself pay???

No leh.. Travel insu cover alot personal items damaged lost etc... My fried claims his speedo swimming trunk missing also knn
QUOTE
"Is it not possible to pursue happiness if you wanna think the pursuit itself does not make you steam?"
From book titled "I move Your Hum Chee Peng" by Deepak so palamimiman

#4

Posted 11 June 2012 - 04:50 PM

Kangadrool
  • Premium member
    Kangadrool
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    40,553
      Joined: 03 July 2008
      Posts: 14,121
     

No leh.. Travel insu cover alot personal items damaged lost etc... My fried claims his speedo swimming trunk missing also knn


How to? So clever these people! Need receipt and evidence of lost?

#5

Posted 11 June 2012 - 04:54 PM

Babyt
  • Babyt
    Turbocharged
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    8,294
      Joined: 24 August 2007
      Posts: 7,822
     
long ago, my ex-colleague said he went bangkok, claimed items snatched by snatch thief and then go police report.

since they r foreigners, the police just took down statement n gave them a copy thats it.

come back sg, claim items lost w the police report, insurance asked to see proof that u own the items such as boxes, receipts, warranty card, usb cable, spare battry etc etc to process claim...its very silly actually but can be done. u know what i mean ... lol

Edited by Babyt, 11 June 2012 - 04:55 PM.


#6

Posted 11 June 2012 - 05:06 PM

Caaa
  • Premium member
    Caaa
    5th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    1,758
      Joined: 13 April 2003
      Posts: 1,748
     
I did once when the lock of my luggage was damaged.

Sent in a few photos and fill up the form.

Claim was approved less than $20/-, as my luggage was brought (less than $100/-) a few years ago and without receipt.....

End up throw away and buy a new one, with discount (of the claimed amount) from the insurance company... tongue.gif

#7

Posted 11 June 2012 - 05:47 PM

Soya
  • Soya
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    26,855
      Joined: 16 August 2002
      Posts: 18,277
     

long ago, my ex-colleague said he went bangkok, claimed items snatched by snatch thief and then go police report.

since they r foreigners, the police just took down statement n gave them a copy thats it.

come back sg, claim items lost w the police report, insurance asked to see proof that u own the items such as boxes, receipts, warranty card, usb cable, spare battry etc etc to process claim...its very silly actually but can be done. u know what i mean ... lol



which insurance co was that?

#8

Posted 11 June 2012 - 05:49 PM

Soya
  • Soya
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    26,855
      Joined: 16 August 2002
      Posts: 18,277
     

Anyone has experience?
My laptop was dropped when traveling in usa and LCD cracked.
Should I repair it and use invoice to claim or claim first then repair?
If can claim I'd rather repair in Sony if not much chance I repair sim lim can already


dun do anything. call the insurer first and seek their advise.

#9

Posted 11 June 2012 - 06:20 PM

Ericongy
  • Premium member
    Ericongy
    5th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    1,196
      Joined: 15 September 2009
      Posts: 994
     

No leh.. Travel insu cover alot personal items damaged lost etc... My fried claims his speedo swimming trunk missing also knn


knn.... like tat travel insurance going into the foot path of car insurance liao lar... bigcry.gif
I am Banned but I am not banned

#10

Posted 11 June 2012 - 06:27 PM

Lala81
  • Lala81
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    82,302
      Joined: 26 May 2004
      Posts: 27,206
     
Nowadays everybody keeps claiming from travel insurance for all kinda small things. People like me who only buy to insure in case of accidents/emergency evacuation back to SG really paying for all these stupid claims furious.gif

#11

Posted 11 June 2012 - 06:31 PM

Kangadrool
  • Premium member
    Kangadrool
    2Fast2Furious
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    40,553
      Joined: 03 July 2008
      Posts: 14,121
     
KNN, my luggage was damaged during my trip 2 years ago and never claim. Always buy, but always forget these can be claimed.

#12

Posted 11 June 2012 - 06:32 PM

Vega
  • Vega
    NOS-ed
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    10,740
      Joined: 27 September 2007
      Posts: 7,953
     
My friend claim $7K for his camera that drop into the sea before.

#13

Posted 11 June 2012 - 06:35 PM

Sk65
  • Premium member
    Sk65
    6th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    2,655
      Joined: 20 May 2010
      Posts: 2,603
     
my luggage wheels spoil during the transportation.

took pix

send in with email

done in a week
with a cheque.

i bought at $150 (1 yr old)
i anyhow credit 50% depreciation.
they sent a cheque of $75 back.

PSN ID = sk65m

#14

Posted 11 June 2012 - 08:47 PM

Kungming
  • Kungming
    4th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    698
      Joined: 09 January 2006
      Posts: 683
     

my luggage wheels spoil during the transportation.

took pix

send in with email

done in a week
with a cheque.

i bought at $150 (1 yr old)
i anyhow credit 50% depreciation.
they sent a cheque of $75 back.


Do you need to show proof of purchase (receipt) and police report as stated in the T&C?

cool.gif

#15

Posted 12 June 2012 - 04:33 PM

JimmyMcG1978
  • JimmyMcG1978
    1st Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    85
      Joined: 16 March 2012
      Posts: 85
     
When going through airport security, the security person drop my laptop & my screen, casing all cracked and dented. Luckily that time I bought some travel insurance from POSB before I left, managed to claim back the full sum for repair which was good cuz it would have cost me a lot of money! I took a picture of the on-site damage and got a letter from the airport security saying that he had dropped it, plus proof of receipt when i first bought the laptop. Keeping this kinda records very important!

#16

Posted 12 June 2012 - 04:39 PM

SGCMmaomao
  • Premium member
    SGCMmaomao
    6th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    3,225
      Joined: 30 May 2009
      Posts: 1,129
     

Anyone has experience?
My laptop was dropped when traveling in usa and LCD cracked.
Should I repair it and use invoice to claim or claim first then repair?
If can claim I'd rather repair in Sony if not much chance I repair sim lim can already


repair then can claim.. u bought travel insurance, shouldnt be a prob.
I Love Cats & Dogs!

#17

Posted 12 June 2012 - 04:42 PM

SGCMmaomao
  • Premium member
    SGCMmaomao
    6th Gear
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    3,225
      Joined: 30 May 2009
      Posts: 1,129
     

When going through airport security, the security person drop my laptop & my screen, casing all cracked and dented. Luckily that time I bought some travel insurance from POSB before I left, managed to claim back the full sum for repair which was good cuz it would have cost me a lot of money! I took a picture of the on-site damage and got a letter from the airport security saying that he had dropped it, plus proof of receipt when i first bought the laptop. Keeping this kinda records very important!


take a copy of the lappy receipt
the repair receipt
the picture of the damage (important)
the report from airpork
and claim form.

I Love Cats & Dogs!

#18

Posted 03 December 2017 - 11:39 PM

eloop123
  • eloop123
    Neutral Newbie
    The points of the user determines the rank. The higher the points, the higher the rank.
    Author Image
    The bar represents the rank and points of the user. The longer the bar, the higher the rank and points.
     
    Points:
    Points are accumulated from other users who Praise or Disliked this users' posts.
    5
      Joined: 03 December 2017
      Posts: 3
     
I took out a travel insurance policy with Tokio Marine Insurance Singapore through Singcapital for my family. The policy holds valid for a period of 12 months and covers worldwide (TM Xplora Classic Family).

My family and I planned to travel to Japan for holiday. However, my wife experienced increase abdominal girth gradually and had heavy bleeding and two other bleeding earlier. She was referred for ultrasound pelvis (to investigate gynaecological tumour). It was diagnosed she is pregnancy and her expected date of pregnancy coincide with our traveling plan.

The attending consultant has certified she is unfit for travel.

Tokio Marine Insurance Singapore replied that
Section 16 (trip cancellation) “Pregnancy is not listed as one of the conditions". Tokio Marine Manager, Underwriting - Personal Lines (A&H) & Customer Service Centre replied "The above clauses are all stipulated in the policy terms and conditions (policy wordings) and Pregnancy is excluded for all sections of the policy except for Benefit 6 – Medical Expenses – Pregnancy Related Expenses." Citing Pregnancy not listed as one of the conditions" for trip cancellation.

Misrepresention??? I was only given a pdf copy of the policy schedule. No hard copy on the policy terms was given! I have been renewing the annal travel insurance.
Fine print: You may request for a hardcopy if you need.

You will be surprise the "hidden clauses" when you file the claims.

This is not a pre-exisiting condition of illness/pregnancy! It did not specifically state Pregnancy cannot claim.

I will definitely not renew or purchase any other insurance policies with
Tokio Marine and Singcapital.

After this bad experience, I think there is no need to purchase travel insurance. Just buy flexible air tickets(can reschedule date) and paid a little extra for free cancellation(hotel). You can charge the full cost of your tickets or travel package to the credit card that provide free insurance. It should include Travel Accident, Overseas Emergency Medical and Assistance travel expenses.

Note: Make sure you have sufficient term policy and hospitalisation plan.


  • 1
Back to Travel & Road Trips  ·  Non-Car Related Top Reply to this topic



Quick Reply



0 user(s) are reading this topic

0 members, 0 guests, 0 anonymous users