Kusje Supersonic February 10, 2017 Share February 10, 2017 (edited) Neither a borrower nor a lender beWah. You full cash your home as well ah. Actually, I am more concerned about the conflict of interest. Companies loaning money or investing in another is normal. Anyway, I'm not an investor in oxley. I'm actually their lender since I own a small amount of their bonds. Edited February 10, 2017 by Kusje ↡ Advertisement Link to post Share on other sites More sharing options...
Little_prince Supersonic February 10, 2017 Share February 10, 2017 Wah. You full cash your home as well ah. Actually, I am more concerned about the conflict of interest. Companies loaning money or investing in another is normal. Anyway, I'm not an investor in oxley. I'm actually their lender since I own a small amount of their bonds. Min loan Lor. Just fully paid off. Like everything else in life there Is also good and bad loans. Although we shouldn't over commit ourselves. Let's not kid ourselves by saying everything full cash unless we're warren buffett. But I'm pretty happy that I've managed to pay off my hdb loan ahead of schedule. The feeling is indescribable. Link to post Share on other sites More sharing options...
Lala81 Hypersonic February 10, 2017 Share February 10, 2017 Min loan Lor. Just fully paid off. Like everything else in life there Is also good and bad loans. Although we shouldn't over commit ourselves. Let's not kid ourselves by saying everything full cash unless we're warren buffett. But I'm pretty happy that I've managed to pay off my hdb loan ahead of schedule. The feeling is indescribable. you already upgrade to PC liao mah. Link to post Share on other sites More sharing options...
Little_prince Supersonic February 10, 2017 Share February 10, 2017 you already upgrade to PC liao mah. Just Another cycle of debt Lor. Hahahaha 1 Link to post Share on other sites More sharing options...
Hosaybo 6th Gear February 10, 2017 Share February 10, 2017 If stay in condo and rent out hdb, then it makes more sense to loan hdb and pay as muchas possible for the condo, as interest payment may be used to reduce the tax payment. Of course, if got full cash, by all means pay full for both. Link to post Share on other sites More sharing options...
Showster Twincharged February 10, 2017 Share February 10, 2017 I have this very weird feeling after a dream so cashed out all my stocks today with over 10% gains today. 2 Link to post Share on other sites More sharing options...
Wyfitms Twincharged February 10, 2017 Share February 10, 2017 I have this very weird feeling after a dream so cashed out all my stocks today with over 10% gains today.lol seriously?? 1 Link to post Share on other sites More sharing options...
Showster Twincharged February 10, 2017 Share February 10, 2017 Haha seriously. Was looking to switch for some time already, good time to cash out to buy something for Valentine's Day. lol seriously?? 1 Link to post Share on other sites More sharing options...
Enye Hypersonic February 10, 2017 Share February 10, 2017 Haha seriously. Was looking to switch for some time already, good time to cash out to buy something for Valentine's Day. cashed out how many millions? Link to post Share on other sites More sharing options...
Showster Twincharged February 10, 2017 Share February 10, 2017 If I even had a few hundred thousand, you know where I will place it. Sorry to disappoint, just peanut savings for B & B COE renewal. Good luck all! cashed out how many millions? 2 Link to post Share on other sites More sharing options...
tenyawph Turbocharged February 10, 2017 Share February 10, 2017 On Friday, 10 Feb 2017, US stock markets established a new record high. Is it all well and good? If a stock market rise is based on good economic numbers, fine and good. But when it is not, then the stock market is charging forward based on pure optimism and expectation. That is very dangerous, because when the expectation is not met after a period of time has panned out, then something must give way - pessimism sets in. Sentiments change, and everyone will start to run for cover, looking for the nearest exit. The question I now pose is this, how long more will the Trump rally last? And for our local stock market, is it going to be a continuing of an up trend for the STI, from around 2,800 in Sep 2016 (the point I started my investment journey)? Will it continue to power all the way to 3,500 and beyond? While I believe in a long term strategy, yet I am also a trend follower. Enjoy the good times now, while it last. My war-chest stands ever really to be deployed for the eventual market crash when it happens (which is the best stock investment time). 3 Link to post Share on other sites More sharing options...
Throttle2 Supersonic February 11, 2017 Share February 11, 2017 (edited) On Friday, 10 Feb 2017, US stock markets established a new record high. Is it all well and good? If a stock market rise is based on good economic numbers, fine and good. But when it is not, then the stock market is charging forward based on pure optimism and expectation. That is very dangerous, because when the expectation is not met after a period of time has panned out, then something must give way - pessimism sets in. Sentiments change, and everyone will start to run for cover, looking for the nearest exit. The question I now pose is this, how long more will the Trump rally last? And for our local stock market, is it going to be a continuing of an up trend for the STI, from around 2,800 in Sep 2016 (the point I started my investment journey)? Will it continue to power all the way to 3,500 and beyond? While I believe in a long term strategy, yet I am also a trend follower. Enjoy the good times now, while it last. My war-chest stands ever really to be deployed for the eventual market crash when it happens (which is the best stock investment time). Markets ALWAYS trade on expectations. And yes when expectations are not met, it reacts accordingly. But Investments is not just about stocks. There are tons of other instruments that investors can participate in. To me, you have come across as a pretty sensible and effective investor all this while although slightly concentrated in particular instruments. Nonetheless, do continue to share more here. I do think that you add value to the folks here. Thanks on their behalf Edited February 11, 2017 by Throttle2 3 Link to post Share on other sites More sharing options...
Wt_know Supersonic February 13, 2017 Share February 13, 2017 (edited) expectations are awesome everyone is laughing to the bank ... huat ah! Edited February 13, 2017 by Wt_know 4 Link to post Share on other sites More sharing options...
Throttle2 Supersonic February 13, 2017 Share February 13, 2017 (edited) There will be some profit taking and corrections along the way. In fact the pace of the move up has been too quick for most market watchers. So look for the usual trade ranges and dips. Standard stuff. If numbers disappoint, then we will see some serious move back to reality. For now, all dreamy and good. I dont buy single US stocks so dont face too much impact. Only made $80k since the start of the year. Hopefully can do a double take and make another $300k from the markets in 2017. Prefer a slow and steady, sustainable type of situation, personally. Jobless and kiasee. Edited February 13, 2017 by Throttle2 1 Link to post Share on other sites More sharing options...
Ktglfc Hypersonic February 14, 2017 Share February 14, 2017 Our 3 banks will start to report theirs this week ... Ocbc reported a worse than estimated loss today... perhaps today the STI will come down ... More O&G losses awaiting the other 2 banks though .... Link to post Share on other sites More sharing options...
Throttle2 Supersonic February 14, 2017 Share February 14, 2017 Our 3 banks will start to report theirs this week ... Ocbc reported a worse than estimated loss today... perhaps today the STI will come down ... More O&G losses awaiting the other 2 banks though .... Its healthier that way. If no rhyme or reason, keep going up on false hopes, then the fall will be heavy. Market corrections are good. I am for it. 3 Link to post Share on other sites More sharing options...
Kusje Supersonic February 14, 2017 Share February 14, 2017 Our 3 banks will start to report theirs this week ... Ocbc reported a worse than estimated loss today... perhaps today the STI will come down ... More O&G losses awaiting the other 2 banks though .... I haven't had the chance to review the results but am vested in OCBC and also DBS (almost equal). If OCBC's reduced profits are due to O&G writedowns then DBS should fare much worst (if they even do a proper writedown). The way DBS handles their corporate loans (judging from the swiber story) shows that their DD team is half asleep. 2 Link to post Share on other sites More sharing options...
Showster Twincharged February 14, 2017 Share February 14, 2017 I will be supporting with my meagre sum (minus Valentine bouquet) if a the correction occurs. Damn, these flowers are expensive! ↡ Advertisement Link to post Share on other sites More sharing options...
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