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Car Insurance Renewal


Kingkong
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Can any agent here give me a better quote. Tks
I got a quote from Sompo insurance
 
Age: 40
Driving Experience: 18 yrs & above
NCD: 50% + 5%
Current Insurer: AIG
Vehicle Model: CIVIC 3DRS TYPE R
Engine Capacity: 1998 cc
Year Of Manufacture: 2007
Original Registration Date: 20 Aug 2007
 
SOMPO ExcelDrive Gold (Comprehensive) - Authorised Workshop
Premium with free NCD Protector : SGD 1193.62 (inclusive of GST)
Excess                                       : SGD 1500 (own damage)*

 

For Sompo, it is cheaper & more coverage if you go thru their authorised agent. Ask agent for Sompo Excel Drive PrestigePlus (any workshop plan) or a equivalent Authorised workshop plan.

 

I got the PrestigePlus 2 weeks ago.

 

Let me know if you wld like their contacts. Not associated with them, but have been providing good & prompt response.

 

Edited by oceanicmanta
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Anybody got recommendations for car insurance? Renewal up soon...

 

I did mine via A-Assurance ... under MCF Motor Insurance tab.

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For Sompo, it is cheaper & more coverage if you go thru their authorised agent. Ask agent for Sompo Excel Drive PrestigePlus (any workshop plan) or a equivalent Authorised workshop plan.

 

I got the PrestigePlus 2 weeks ago.

 

Let me know if you wld like their contacts. Not associated with them, but have been providing good & prompt response.

 

Can u pass me their contacts too? Thanks.

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Has anyone bought from FWD Insurance yet?

 

Just bought mine. The comprehensive one is $100+ cheaper than Directasia.

 

I used the promo code FWDHI10.

 

Website very easy to navigate.

 

Claiming wise...don't know and don't wish to know. [laugh]

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Has anyone bought from FWD Insurance yet?

 

Just bought mine. The comprehensive one is $100+ cheaper than Directasia.

 

I used the promo code FWDHI10.

 

Website very easy to navigate.

 

Claiming wise...don't know and don't wish to know. [laugh]

 

New boy in town.  Of course have to be cheaper.

 

Otherwise, where got biz.

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Has anyone bought from FWD Insurance yet?

 

Just bought mine. The comprehensive one is $100+ cheaper than Directasia.

 

I used the promo code FWDHI10.

 

Website very easy to navigate.

 

Claiming wise...don't know and don't wish to know. [laugh]

 

you are ok with FWD's standard $2,500 damage excess ?

 

website dont seem to provide "any workshop" option, for those new car owners under warranty

 

something to think about ...

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you are ok with FWD's standard $2,500 damage excess ?

 

website dont seem to provide "any workshop" option, for those new car owners under warranty

 

something to think about ...

Where got $2500 standard excess?

 

That's for young drivers below 27. Additional excess.

 

Mine was $500 but I increased to $1000 to reduce the premium.

 

I bought for a 8 years old Vios so workshop doesn't matter.

 

Anyway to me insurance is just a requirement for me to renew road tax.

Edited by Fcw75
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Where got $2500 standard excess?

 

That's for young drivers below 27. Additional excess.

 

Mine was $500 but I increased to $1000 to reduce the premium.

 

I bought for a 8 years old Vios so workshop doesn't matter.

 

Anyway to me insurance is just a requirement for me to renew road tax.

 

I see.

 

I got it from their online quote tool. Maybe there's a bug.

 

Anyways, from what you said, it's an adjustable parameter.

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quick question .. does your car insurance have this benefit -

 

Gap Cover

- In the event of total loss , insurer will pay (up to S$100,000) the difference between the market value and the outstanding bank loan at the time of loss 

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quick question .. does your car insurance have this benefit -

 

Gap Cover

- In the event of total loss , insurer will pay (up to S$100,000) the difference between the market value and the outstanding bank loan at the time of loss 

 

Strange that you will need this. Market value of your car should be more than the outstanding bank loan all the time... if it isn't then you have been carroted big time

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thought its the value that dealer will offer for your ride , if you intend to sell ? otherwise how to calculate market value ?

 

 

Strange that you will need this. Market value of your car should be more than the outstanding bank loan all the time... if it isn't then you have been carroted big time

 

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thought its the value that dealer will offer for your ride , if you intend to sell ? otherwise how to calculate market value ?

Market value is the amount you need to get a similar age vehicle. The problem comes when you paid too much for yours.
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