Car down payment Rules

[Wuga98]

what is available now, am looking to take one soon. I heard most bank is offering 1.88% but some is offering 1.68%. Anyone know the conditions for the lower interest?. Thanks.

 

[Mickkiee]

hsbc... offering best car loan

[Mercs]

Saw on tv some car dealers now offering 1.5% for resale.

[Thaiyotakamli]

think DBS cos they no lock in

[Weilun87]

hsbc... offering best car loan

 

i dont think hsbc offer car loan anymore

[Little_prince]

2nd hand or new? Diff rates...

[Wuga98]

2nd hand car.. dbs no lock in means what? rule XX no longer applies?

[Watwheels]

Best ah? Dun just look at the numbers, read the T&C before you sign the dotted line.

[13177]

Thought i saw toyota is offering 0.75% interest rate for their cars now?!

[Bioinformatics]

I think whatever loan you take, when want to do a early settlement, sure got this interest crawl back mechanism.

 

 

[Leijasper]

My existing car already on loan.. But more den 2%.. Can get another bank to refinance my car at lower Interest rate? Worth it? Any additional charges?

[Deckbuild]

Thought i saw toyota is offering 0.75% interest rate for their cars now?!

 

Selected models only, if not wrong only vios and altis, rest all 1.88%

[Deckbuild]

I think whatever loan you take, when want to do a early settlement, sure got this interest crawl back mechanism.

 

Definitely, what I last heard for DBS is 6% on the balance of your loan amount, earlier you settle, the more you pay.

[Roadie]

Try Hong Leong Finance.

1.66% and better earlier repayment clause.

 

But I believe you have to go through one of the loan agents to get this rate. Can't get it direct.

 

[JimmyMcG1978]

for dbs car loan package, can't you negotiate with them the early repayment penalty?

[Auto_emocion]

UOB is ok, I've got mine at 1.88% with 1% admin fee for full settlement.

5mins approval.

 

Most dealers will push for DBS because of high commission paid.

[Branteo]

I think whatever loan you take, when want to do a early settlement, sure got this interest crawl back mechanism.

 

It's claw back. Not crawl back.

[Vtoolshop]

So expensiveness