Extremme 4th Gear April 10, 2015 Share April 10, 2015 Hi guys, need some advise. I parked my vehicle at an open carpark and left. Upon coming back I noticed a dent on my front bumper. Luckily my car has a car cam and it captured clearly the vehicle that did it. Apparently the accident happened when the driver beside me was trying to drive out but I think because there was some illegal parking infront, the driver tried to steer nearer to my car in order to drive out and somehow too close and knock on my bumper. So what I have done was right after the accident: - lodged a Police Report - went to my insurance authorised workshop to lodge a report to claim against 3rd party This happened like 3 weeks ago. I then checked with the other party's insurance coy and apparently they have already issued a notice to the driver but the driver did not respond. I Was told the insurance will send 3 reminders to that driver over a span of 3 months and if the driver still did not respond, it will be referred to the TP and they said they MIGHT not honour any claims. My question is then what should I do. Who is going to compensate my damages? I assume if this goes to TP, the law will take care of the driver but then how about my repairs? My car is still moving around with the dent right now. Thks. ↡ Advertisement Link to post Share on other sites More sharing options...
Darryn Turbocharged April 10, 2015 Share April 10, 2015 Ask your insurance company what happens next. Different insurers have different policy on own damage ckaims Link to post Share on other sites More sharing options...
Beanoyip Turbocharged April 10, 2015 Share April 10, 2015 If minor damage just pay and move on.. Link to post Share on other sites More sharing options...
Extremme 4th Gear April 10, 2015 Author Share April 10, 2015 Heart pain...My car just a few months old [bigcry] Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic April 10, 2015 Share April 10, 2015 I think if small dent then repair less than 200 right? Just pay if end up cant claim Link to post Share on other sites More sharing options...
lausai88 Hypersonic April 10, 2015 Share April 10, 2015 Last time, I claimed my own damage, paid the excess and NCD gone. It took about 3 to 4 months for my insurance to settle the 3rd party claims, they reimbursed the excess and restore NCD.. good to ask your insurance first. 1 Link to post Share on other sites More sharing options...
serenade 6th Gear April 10, 2015 Share April 10, 2015 Bumpers are made from deformable plastic, hence they are dented easily by design. They are easily knocked back after heating. Repairig your bumper after a low speed dent won't cost you much. The workshop will heat, push back out the dent and then paint. Pursuing insurance won't be worth your time and effort Link to post Share on other sites More sharing options...
Jimmylim 4th Gear April 10, 2015 Share April 10, 2015 funny... why are we always at disadvantage even when it is clearly others fault? in this case, there is already clear video evidence. just like getting hit by foreign vehicle. it seems like car insurance is just for show or for insurance companies to earn money only. this cannot that cannot. just want easy way out, not really serving the real purpose. read liao also sian. 9 Link to post Share on other sites More sharing options...
Mercury1 Turbocharged April 10, 2015 Share April 10, 2015 Ouch sorry for you man, I am suprise your insurance are so boh chup, would be interesting to know which coy this is. I would be surprised if AXA or the bigger players don't honor this kinda thing. For now I think all you can do is just bite the bullet, ask your insurance coy if you pay yourself first can you claim the driver later if he admits? Its sucks to have a new car with a dent. Hi guys, need some advise. I parked my vehicle at an open carpark and left. Upon coming back I noticed a dent on my front bumper. Luckily my car has a car cam and it captured clearly the vehicle that did it. Apparently the accident happened when the driver beside me was trying to drive out but I think because there was some illegal parking infront, the driver tried to steer nearer to my car in order to drive out and somehow too close and knock on my bumper. So what I have done was right after the accident: - lodged a Police Report - went to my insurance authorised workshop to lodge a report to claim against 3rd party This happened like 3 weeks ago. I then checked with the other party's insurance coy and apparently they have already issued a notice to the driver but the driver did not respond. I Was told the insurance will send 3 reminders to that driver over a span of 3 months and if the driver still did not respond, it will be referred to the TP and they said they MIGHT not honour any claims. My question is then what should I do. Who is going to compensate my damages? I assume if this goes to TP, the law will take care of the driver but then how about my repairs? My car is still moving around with the dent right now. Thks. 1 Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic April 10, 2015 Share April 10, 2015 Bro care to upload? Maybe if we know the car we can leave a note on the windscreen 1 Link to post Share on other sites More sharing options...
Othello Supersonic April 10, 2015 Share April 10, 2015 hunt the car down, and the rest is up to you 1 Link to post Share on other sites More sharing options...
Hamburger Hypersonic April 10, 2015 Share April 10, 2015 what frustrate me is not the chicken owner that does not own up, its the failure of enforcement. with evidence that is clear cut, why are we not protected?? do we need to be an elite in order to enjoy better protection?? Haiz........speechless 6 Link to post Share on other sites More sharing options...
Jtb 6th Gear April 10, 2015 Share April 10, 2015 Make a TP. report with police report.just bear it unless you take dent photo n keep it for reference n wait for answer. I ve done it for 3 successful claims under hit n run if u r patience. Link to post Share on other sites More sharing options...
Jungus 4th Gear April 10, 2015 Share April 10, 2015 Bro, you got to understand his insurance is for HIS protection. Yours is for YOUR protection. There's nothing stopping you from claiming your loss from your insurance. Only problem is, given the damage your lossess (excess, NCD) will outweigh any gains. You want to claim from him? Nothing stopping you from doing so. You surely have his particulars by now. You can send him a demand letter, either by yourself or through lawyer. If still no response then start legal action. Only problem is, worth the cost (incl aggro) or not? May well be cheaper to swallow indignation and fix it yourself. I believe that's what everyone trying to tell you... Btw what's the quote for repairs? Link to post Share on other sites More sharing options...
scm292 2nd Gear April 10, 2015 Share April 10, 2015 This type of incident, considered as hit n run right ? If so, then police should act. If not, what is the use of having this hit n run law ? 2 Link to post Share on other sites More sharing options...
Jtb 6th Gear April 11, 2015 Share April 11, 2015 This type of incident, considered as hit n run right ? If so, then police should act. If not, what is the use of having this hit n run law ? Yes, Hit n Run without stopping is an serious offence even on a slightest scratch or dent depends on the victim action. 1 Link to post Share on other sites More sharing options...
Furrynadz 5th Gear April 11, 2015 Share April 11, 2015 Get his address and embarrass his whole neighbourhood Link to post Share on other sites More sharing options...
Othello Supersonic April 11, 2015 Share April 11, 2015 Get his address and embarrass his whole neighbourhood now got harassment law liao leh ... Last month one driver's daughter opened her door big big and cause dent/paint chip on my rear passenger door. I wasn't around but wife and kids were in the car. Driver just "motioned" sorry and left. I came back and TA MA DE !!! paint chip was 15mm x 5mm. I thanked him ↡ Advertisement Link to post Share on other sites More sharing options...
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