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3 replies to this topic | 5 praises

#1

Posted 12 October 2016 - 01:59 PM

hexies
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As the question implies, does anyone know if by going through an in-house loan (dealer or someone else), would HDB be aware of it when you're declaring income looking to buy a HDB/EC?

 

Thanks :)



#2

Posted 12 October 2016 - 04:22 PM

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Nope. They only factor in your total household income.


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#3

Posted 13 October 2016 - 03:15 PM

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Nope. They only factor in your total household income.

 

Wait, doesn't HDB/bank look into your total outstanding payments you need to make per month, and factor that in to the loan approval?

 

Example I make $5k, and I have $4.5k/month going into my car + card payments , and looking to seek HDB loan. Wouldn't how much I pay monthly to my loans affect approval from bank/hdb?

Thanks!



#4

Posted 13 October 2016 - 03:19 PM

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