I seem to recall you asking a question like this before, sir taxiuncle.
But anyway, confirm your premium will rise if you add his name, because he is viewed as a higher liability due to his age and inexperience.
But definitely lower than if the policy was in his name to begin with.
As Bicolor says, check the terms of the existing policy. Some extend reduced coverage to all drivers "given the permission of the policy holder", which is usually acceptable if your son will not be driving very frequently, but some of these "permissions" don't accept young and inexperienced.
If your son however will be driving frequently, or your policy does not give any such coverage to non-named drivers, it is in your best interest to place him as a named driver for peace of mind.
So I would say, first thing check current policy terms. If he's covered through the "permission" terms, no need to add him in if he is driving very rarely. If not covered at all, or he is driving often, best to add him in.
Edit: Oh, and congratulations to your son!
Edited by 7hm, 23 October 2016 - 07:55 PM.
Driving car, not funny, bid for car with COE, ERP, road tax, PARF until you want to barf
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