Dafansu Turbocharged August 18, 2017 Share August 18, 2017 Does 3rd party cover medical assuming I or my passengers get injured or killed? Should probably check with the agent for my next renewal. 3rd party covers the other guy. The rest are add-ons Can refer to direct asia for some guidance. http://www.directasia.com/car-insurance/tpo/ ↡ Advertisement 1 Link to post Share on other sites More sharing options...
Nzy Twincharged August 18, 2017 Share August 18, 2017 Does 3rd party cover medical assuming I or my passengers get injured or killed? Should probably check with the agent for my next renewal. Your passengers yes. You and your car, no. So if own fault, your passengers can claim your insurance but you can't claim own insurance for your car or your own injuries. For me, I have hospitalisation plan and personal accident plan so it isn't a concern. If its the other party fault then all just claim the other party. 1 Link to post Share on other sites More sharing options...
Soya Supersonic August 23, 2017 Share August 23, 2017 Hi guys, thanks for all the reply. Just sorted things out and understand the entire thing. Workshop says they don't dare to repair the car for me cuz they say insurer only willing to pay for repair based on residual market value of the car. As my car not much coe left. If I die die we t go repair, insurer will want me to go renew my coe first. With the coe renew den they are willing to assess the car with a higher market value for repair.. So it's not based on I sukasuka say i want renew coe den claim and end up not renewing... So now I llst can only claim loss of used and the remaining value of the car and take back my scrap and unused coe... really llst.. bo tai bo chi kana piang and can't claim much too.. biggest regret is I can't even wash my car for the last time before I see it go... i was telling myself to wash it one last time before sending it for scrap.. emo...as the car been thru quite a lot with me during my several years with it :( If got such strong emo attachment to the car, u shld renew the COE instead. Otherwise it's juz delaying the inevitable Link to post Share on other sites More sharing options...
Oloberwonder October 31, 2017 Share October 31, 2017 Have u claimed from the guy you got into an accident w? Otherwise, the insurance company is supposed to cover u till the end of ur coe expiry ba, what’s the fuss abt. Link to post Share on other sites More sharing options...
Kusje Supersonic October 31, 2017 Share October 31, 2017 Your passengers yes. You and your car, no. So if own fault, your passengers can claim your insurance but you can't claim own insurance for your car or your own injuries. For me, I have hospitalisation plan and personal accident plan so it isn't a concern. If its the other party fault then all just claim the other party. Thanks. I'm more concern about my potential injuries than damage to the car. ↡ Advertisement Link to post Share on other sites More sharing options...
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