Hi guys, I would like to seek for your opinion in travel insurance. I am thinking of getting an annual travel insurance next year because I will be travelling to Korea, Vietnam and Bangkok next year. Already have 3 planned trips. Not to sure if annual will be more worth it in this scenario.
What is your preferred travel insurance plan? Single or Annual?
of the 3 trips, what are their durations?
given that these 3 confirmed trips are all within Asia, you can consider annual travel insurance within Asia. Most of the reputable insurers should be within 200 - 300 range for the mid tier plan. As someone earlier had pointed out, I would not advice taking the lowest plan.
I should also say, for these 3 confirmed trips, if assuming each trip is one week, your total cost is about $120. Which means you would have to make another 3 more such trips in order to make it worth while from a expenditure point of view.
However, The perks of having annual insurance is the hassle free nature of it. Each trip originating from Singapore can last up to 90 days, no need to inform any one. Before the passing of 90 days, you must return to Singapore.
If you also happen to make short trips to batam or JB which people don't usually bother with travel insurance, this is an additional perk.
PM if you wish to find out more.
*just remember, if you do go ahead with the Asia region, just be mindful where you are covered and not covered, especially if you make multiple stops within one trip eg, singapore -> China -> Tibet, XXX no covered because while China is covered, Tibet is usually considered as worldwide plan rather than classified within Asia.
If you would like to find out more, just PM.