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15 replies to this topic | 15 praises

#1

Posted 08 February 2018 - 10:57 AM

Jord
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Hi members, 

 

I got the cheapest quote from Budget Direct and likely will be buying from them. $700+ vs $1,000+ from NTUC!! 

 

 

Anyone got Buddy Id to share ? extra 5% and voucher for referral. Thanks

 

 

Note: Did a search for Budget Direct and nothing found. Please help redirect if there's an existing thread. 

 

 



#2

Posted 09 February 2018 - 08:19 AM

Sci10213
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Hi members, 

 

I got the cheapest quote from Budget Direct and likely will be buying from them. $700+ vs $1,000+ from NTUC!! 

 

 

Anyone got Buddy Id to share ? extra 5% and voucher for referral. Thanks

 

 

Note: Did a search for Budget Direct and nothing found. Please help redirect if there's an existing thread. 

 

Their Management Team comes from Direct Asia... so u think about it bah



#3

Posted 09 February 2018 - 08:35 AM

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Their Management Team comes from Direct Asia... so u think about it bah

 

any issue/concern?

 

I also going to renew my insurance, any ID to share?


bluey Tiko Ranger

I have a pen, I have an apple..

#4

Posted 09 February 2018 - 08:54 AM

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Use mine bah...Buddy43593

 

What I know is that they got cover flooding, but only apply when your car gets flooded in carpark, not on the road.


Kurty praised this

#5

Posted 09 February 2018 - 09:10 AM

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Normal aig NTUC insurance got cover flooding?

#6

Posted 09 February 2018 - 09:28 AM

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Most major insurance will cover flooding. But don’t think got exclusion like flood cover onli in carpark (??) Some others premium may look cheap but dun cover Msia usage. Always read the policy terms & coverage properly n not juz chiong the cheapest thinking all insurance is same same

#7

Posted 09 February 2018 - 09:28 AM

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Yup, last time I was with NTUC.

 

But I decided to leave them because they didn't do any effort to retain existing customers.

 

 



#8

Posted 09 February 2018 - 10:06 AM

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my usual agent is quoting me like $900+

 

but via direct insurance, its only $580..

wow. 


Sdf4786k praised this
bluey Tiko Ranger

I have a pen, I have an apple..

#9

Posted 09 February 2018 - 04:10 PM

Beehive3783
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Add in the optional cover items that are standard on your usual motor insurance, you will see that the difference is actually minimal, if any at all.

 

my usual agent is quoting me like $900+

 

but via direct insurance, its only $580..

wow. 

 


Kurty praised this
Cheers
Ben

#10

Posted 09 February 2018 - 04:40 PM

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Add in the optional cover items that are standard on your usual motor insurance, you will see that the difference is actually minimal, if any at all.

 

yeah, still manage to bring down the cost.

 

From initial of 1.1k, manage to bring it down to $840.. saving of $300

after showing my agent what budget is offering.

 

it's a good reference platform but for a piece of mind and hassle-free, i rather maintain with my agent. 


Edited by Kurty, 09 February 2018 - 04:41 PM.

bluey Tiko Ranger

I have a pen, I have an apple..

#11

Posted 09 February 2018 - 05:21 PM

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i feel that these "budget" insurance is only good for those who hardly drive and park their car in their porch/carpark most of the week. less risk = less additional cover needed = lower price

 

for those who drive to work and clock high mileage, it's still safer to get insurance cover from "conventional" sources that cover most of the risks we face when on the roads every day.

 

yeah, still manage to bring down the cost.

 

From initial of 1.1k, manage to bring it down to $840.. saving of $300

after showing my agent what budget is offering.

 

it's a good reference platform but for a piece of mind and hassle-free, i rather maintain with my agent. 

 


Cheers
Ben

#12

Posted 09 February 2018 - 05:45 PM

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Don't just look at the premium, compare the coverage, excess, loss of use, personal accident, medical etc. 

There are a lot of optionals, like, driving in Sg only; driving from home to work only or driving for social purposes etc. 

On paper, there are many fine prints. Online, there many drop-down windows to view! Be very careful when taking up such policies!


Edited by Fitvip, 09 February 2018 - 05:48 PM.


#13

Posted 09 February 2018 - 07:10 PM

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Use mine bah...Buddy43593

What I know is that they got cover flooding, but only apply when your car gets flooded in carpark, not on the road.

The buddy ID can use many times?

#14

Posted 09 February 2018 - 09:16 PM

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Don't just look at the premium, compare the coverage, excess, loss of use, personal accident, medical etc. 

There are a lot of optionals, like, driving in Sg only; driving from home to work only or driving for social purposes etc. 

On paper, there are many fine prints. Online, there many drop-down windows to view! Be very careful when taking up such policies!

 

yeah, can't be bothered anymore after the 1st quote is usually the bare bones minimal coverage. Still must choose this choose that, then premium keeping adding also  [laugh]


"O, devil, devil! If that the Earth could teem with woman's tears, Each drop she falls would prove a crocodile. Out of my sight!" (Act IV Scene I)

#15

Posted 09 February 2018 - 10:36 PM

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The buddy ID can use many times?

 

I think is unlimited bah



#16

Posted 10 February 2018 - 06:31 PM

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my usual agent is quoting me like $900+

 

but via direct insurance, its only $580..

wow. 

good lobang




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