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14 replies to this topic | 24 praises

#1

Posted 13 July 2018 - 03:51 PM

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Think there have been many cases of people faced with million dollar medical bills. Think it is time to review the need for free healthcare. Would you rather we have high taxes and have free healthcare or have it status quo where healthcare is only for rich in society?

http://theindependen...e-or-nightmare/

#2

Posted 13 July 2018 - 04:23 PM

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I get confused by Fina Leong on first read...went through  2 more times still non the wisher.

 

So she is saying she could have saved more money if she had gone to private hospital in the first place? Why then she say that specialists and private hospitals are "gravely expensive"?

 

 

Unfortunately, I feel that the entire healthcare ecosystem is such that specialists and private facilities are gravely expensive, and billing is structured in a way to max-out insurance payout in a cold and professionally institutionalised way.

 

then the next paragraph

 

 

It is truly regretful that we were ignorant about mum’s insurance coverage. Had we known that mum’s insurance covered private specialist treatments, we could’ve sought private specialist expertise from Day 1.

 

So it means that as long as the insurance pays, the fact that private specialist and hospital's "gravely expensive" charges immediately makes it right?

 

In the first place, how did she know that her bill for the private specialist/hospital stay would not come up to S$5million? 

 

she can first check out on average how much is 1 day of ICU in a private hospital  and how much a private specialist charge per visit to the ICU.

 

I can accept that she is in period of grieving and with no clarity of mind when she writes the article.....

 

 


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#3

Posted 13 July 2018 - 04:29 PM

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$1m bill... how?


Who pay?


No money then how?



#4

Posted 13 July 2018 - 04:33 PM

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I get confused by Fina Leong on first read...went through  2 more times still non the wisher.

 

So she is saying she could have saved more money if she had gone to private hospital in the first place? Why then she say that specialists and private hospitals are "gravely expensive"?

 

 

then the next paragraph

 

 

So it means that as long as the insurance pays, the fact that private specialist and hospital's "gravely expensive" charges immediately makes it right?

 

In the first place, how did she know that her bill for the private specialist/hospital stay would not come up to S$5million? 

 

she can first check out on average how much is 1 day of ICU in a private hospital  and how much a private specialist charge per visit to the ICU.

 

I can accept that she is in period of grieving and with no clarity of mind when she writes the article.....

 

I feel she meant that the care is better in private and since her mother's insurance would cover private hospitals as well, she should have sought that option in the first place. The diagnosis for her mother was slow and that possibly made her condition worse which also prolonged the stay in the public hospital. If immediate treatment was given, her chances would have been better and less costly (possibly)
 



#5

Posted 13 July 2018 - 04:39 PM

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Anyway, the post was from a year ago



#6

Posted 13 July 2018 - 04:40 PM

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If her mother has insurance to cover private hospital stay, her restructure hospital stay should be covered fully too with the difference in class vs private/A class being  paid out in cash.

 

$1m bill... how?


Who pay?


No money then how?

 


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#7

Posted 13 July 2018 - 04:47 PM

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If her mother has insurance to cover private hospital stay, her restructure hospital stay should be covered fully too with the difference in class vs private/A class being  paid out in cash.

 

I think it all depends on the insurance policy her mother bought. Some cheaper policies once reached a certain payout amount (max) will have to ownself pay out of pocket.


Anyway, looking beyond that. A $1m bill is huge for anyone.



#8

Posted 13 July 2018 - 04:50 PM

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lol... the title of this thread is about public healthcare.... 


Respect is earned.. does not come with your god damn title..

#9

Posted 13 July 2018 - 05:01 PM

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I think it all depends on the insurance policy her mother bought. Some cheaper policies once reached a certain payout amount (max) will have to ownself pay out of pocket.

Anyway, looking beyond that. A $1m bill is huge for anyone.

Even for a minister, that is almost a year of his exorbitantly high public salary!

#10

Posted 13 July 2018 - 05:01 PM

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Yeah, We don't have the full details of how the exchange was between the family and the hospital. 

 

Sometimes families want to cling onto any last shred of hope despite being told that the situation is terminal, insisted on not pulling the plug adding days to the ICU stay, insisted on using the latest medication... when cost is explained to them they just wave it off saying "cost is not an issue, just save her"

 

Only when the dust settled, their rationality got shocked back into life by the bill that ensues.

 

I think it all depends on the insurance policy her mother bought. Some cheaper policies once reached a certain payout amount (max) will have to ownself pay out of pocket.


Anyway, looking beyond that. A $1m bill is huge for anyone.

 


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#11

Posted 13 July 2018 - 05:01 PM

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i won't want to comment on extreme cases. basic health care or even for terminal sickness, government must provide for their citizens. there is no need for 1st class ward.

as tax payer, i am more than willing to contribute. what is inflating medical fees today are due to insurance and privatization of hospitals. i maybe wrong but that is how i feel.
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#12

Posted 13 July 2018 - 05:27 PM

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I believe gahmen is now pulling all stops to maximise tax revenue before taking further steps. I notice my car is like a fine magnet, and had iras call me up to double check on tax submissions etc. Never happened before.
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#13

Posted 13 July 2018 - 05:39 PM

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I believe gahmen is now pulling all stops to maximise tax revenue before taking further steps. I notice my car is like a fine magnet, and had iras call me up to double check on tax submissions etc. Never happened before.

Govt is finding ways to milk our medisave by making people spend on all those compulsory insurance. Insurance is good, but the only thing I have against it is that it is against fair competition. To be honest, I would rather pay high taxes and have free healthcare.
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#14

Posted 13 July 2018 - 06:06 PM

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yeah noted the same... some say Government seem to be pretty hard up for money.....instruction is problem straight from the very top

 

I believe gahmen is now pulling all stops to maximise tax revenue before taking further steps. I notice my car is like a fine magnet, and had iras call me up to double check on tax submissions etc. Never happened before.

 


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#15

Posted 13 July 2018 - 08:31 PM

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yeah noted the same... some say Government seem to be pretty hard up for money.....instruction is problem straight from the very top

If not how to maintain these leeches sitting on the board of SWF?

https://www.theonlin...nagement-costs/


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