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How We Offer Some of The Best Car Insurance in SingaporeAside from some of the cheapest car and motor insurance plans available in Singapore, our service also come with a range of benefits:
Always the Best Price
Roadside Accident Assistance
No Claims Discount (NCD)
Save compared to auto-renewal
Road Tax Renewal Assistance
Coverage types to look out for in a car insurance plan
Buy The Best Car Insurance Plans Online With Sgcarmart (Singapore)
Many insurance companies will claim to have the number one deal for you, but if you do not compare various car insurance plans in the Singapore market, it can be hard to be completely sure.
Motor insurance is a saturated market in Singapore, which makes it daunting when searching for an insurance plan that reflects your needs and is what you are comfortable with purchasing. Sgcarmart streamlines the process by providing a central point of comparison for your convenience. Compare car insurance plans available in Singapore from the comfort of your own home.
When you fill in our online quotation form, you’ll receive a response from our professional insurance brokers within 1 business day.
When you come to us, you can count on a personalised approach towards acquiring the best car or motor insurance for you in Singapore. Our specialists are determined to find more than just the cheapest car or auto insurance in Singapore, but the deal that best reflects your specific requirements. Every driver and every car is different, so we take all variables into account to discover the ideal arrangement for you.
Compare car insurance from the comfort of your own home. When you fill in our free quotation form, you'll receive a response from our professional insurance brokers within 1 business day.
When you come to us, you can count on a personalised approach. Our specialists are determined to find more than just the cheapest motor insurance, but the deal that best reflects your specific requirements. Every driver and every car is different, so we take all variables into account to discover the ideal arrangement for you.
|How long in advance should I be searching for my motor or car insurance renewal?|
Consider searching for and renewing your car insurance tentatively 1 month in advance so that you have ample time to also renew your Road Tax and car inspection if you need to.
|There are many contributing factors to the cause of your car insurance premium, such as:|
• Third party risk factor
• Driver’s profile eg. age, experience, prior claims, etc.
• Model of the vehicle
|Why is it that my renewal premium is higher even though I did not make any claim?|
Insurance is based on the concept of pooling of risks. If the overall claims experience is bad, premiums will be increased across the board for all motorists irrespective of whether a claim is made or not. However, the premium increase borne by those with a clean driving record will be lower than those with accident claims because the latter will have an additional loading on the claim and thereby pay even more
|What's the difference between authorised scheme or any workshop scheme?|
In Singapore, there are two types of motor insurance schemes. Authorised Workshop or Any Workshop. It is easy to understand that the authorised workshop scheme has lower premiums because the insurer has control of the repair cost. Most of the motor cars are covered under authorised scheme in Singapore. People usually opt for any workshop scheme because they have super model cars which can only be fixed in designated workshops. View Sgcarmart’s full list of partner workshops.
|Why am I paying a higher premium when the market value of my vehicle is depreciating?|
The premium for your motor insurance policy is calculated using certain risk factors such as vehicle model, capacity, driver's age among other factors. Market value of the vehicle is not a direct risk factor as it does not influence the claims received from third parties for property damage and injuries. Further, the repair costs for motor vehicles has increased over the years. Hence, there is a need to increase the premium to ensure a sustainable business.
For more information buying insurance, types of cars and recommended repair workshops, read our blog here.
Buy Car Insurance Online With Sgcarmart
Our dedicated team are on a mission to provide an effortless, streamlined process for obtaining car insurance. We provide a centralised service, which keeps your car insurance experience in Singapore as convenient and easy as possible. When you obtain an instant car insurance quote with us and pick a new plan from our suggestions, our service is more than just a once-off deal: We will contact you 3 months before your current car insurance plan expires and we will provide you with comparison for your next car insurance deal!
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