Can recommend bank for Home Loan Re-finance

[Hoppie24]

UOB just up my interest but anyway my lock-in period is over, i remember there was a website to show the comparison of interest rates of different bank in Singapore. Anyone knows it or any good recommendation?

 

Anyone lately just re-finance? can advise?

 

I remember i paid some stupid admin charge for re-financing, is it a must?

[Blue-winter]

can try Maybank...seem not bad leh..

 

Brother , as lon g you want to borrow money from bank, bo bian want lah...

 

interest penalty sure have to pay one lah...

 

But the most important thing you have to remember is your monthly instalment much lower now compare to the previous bank?

[Geboz]

Just did my refinancing with Maybank in March with 3 yrs fixed int rate 1.6/2.2/2.9%. Legal subsidy is at 0.5% of loan amoutn with 3 yrs lock-in. Not sure if this promo is still available.

 

Also check with Standard Chartered, they had a package in April that was quite attractive.

[Karu]

you can try approaching any of the loan brokers. Most can help u look for a better deal. I believe the admin / cancellation charges can be covered by them or the other bank...

[ODC]

Hi

 

I am currently having housing loan with a bank at 3.3% and they offer me refinance at either

 

1 year lock in

1st year 1.48%

2nd year 2.18% variable

 

2 years lock in

1st and 2nd year 1.88%

3rd year 3.75 Variable

 

What do you all think?

They will waive the admin charge of 400

[Chewbacca]

Hi

 

I am currently having housing loan with a bank at 3.3% and they offer me refinance at either

 

1 year lock in

1st year 1.48%

2nd year 2.18% variable

 

2 years lock in

1st and 2nd year 1.88%

3rd year 3.75 Variable

 

What do you all think?

They will waive the admin charge of 400

 

Pretty good. Refinanced mine about more than a year ago. Lock in 2 years, 2%. Not very good. Citibank. But was better than DBS and...OCBC, I think?

 

I guess it was like that during that time.

[ODC]

Pretty good. Refinanced mine about more than a year ago. Lock in 2 years, 2%. Not very good. Citibank. But was better than DBS and...OCBC, I think?

 

I guess it was like that during that time.

 

Is it really worth it to have 2 years lock in? Why not 1 year lock in then 2nd year refinance again!

[X37v]

any additional charges in re-financing? understood there is also legal fee among other things.

[WWbarb]

can try this http://www.housingloansg.com/web/

 

i got quite a good deal from them, the bank will pay them commission, so you dun have to pay anything to engage them.

[Soya]

can try this http://www.housingloansg.com/web/

 

i got quite a good deal from them, the bank will pay them commission, so you dun have to pay anything to engage them.

 

yeah, they're not too bad. went thru them for my few loans.

[Booboon]

Myoustanding home loan is abt 50, will banks refinance?