Throttle2 Supersonic December 6, 2019 Share December 6, 2019 21 minutes ago, Kusje said: you thought only. I thought wrong......hai.... ↡ Advertisement Link to post Share on other sites More sharing options...
Angcheek Hypersonic December 6, 2019 Share December 6, 2019 6 hours ago, Extremme said: yes already applied and approved! well done , so ............. when u transferring some cash over to me ? $5M ok ? 2 4 Link to post Share on other sites More sharing options...
Extremme 4th Gear January 2, 2020 Share January 2, 2020 DBS multiplier changed terms: https://www.dbs.com.sg/iwov-resources/pdf/deposits/multiplier-terms-and-conditions-update-notice-dbs.pdf Seems not as attractive now. Anyone has better recommendations now? Link to post Share on other sites More sharing options...
Kusje Supersonic January 2, 2020 Share January 2, 2020 so, i didn't get much feedback from here and also didn't have much time to do research. dumped my usd to fixed deposit at citibank where i already have an account. 1,8% for 3 mths. Link to post Share on other sites More sharing options...
Scholesy 4th Gear January 3, 2020 Share January 3, 2020 On 1/2/2020 at 12:40 PM, Extremme said: DBS multiplier changed terms: https://www.dbs.com.sg/iwov-resources/pdf/deposits/multiplier-terms-and-conditions-update-notice-dbs.pdf Seems not as attractive now. Anyone has better recommendations now? UOB one will follow soon Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 3, 2020 Share January 3, 2020 (edited) Maybank isavvy 1.9% for incremental balance until end Feb Still beats any 6-12 Mo deposit out there. Edited January 3, 2020 by Lala81 Link to post Share on other sites More sharing options...
Volvobrick Supersonic January 3, 2020 Share January 3, 2020 11 minutes ago, Lala81 said: Maybank isavvy 1.9% for incremental balance until end Feb Still beats any 6-12 Mo deposit out there. Yes... just have 2 acct names and to move in and out every 2 months.... 2 Link to post Share on other sites More sharing options...
Dleodleo Twincharged January 17, 2020 Share January 17, 2020 Any good rates for FD? My FD is due today. 1 Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 17, 2020 Share January 17, 2020 (edited) 17 minutes ago, Dleodleo said: Any good rates for FD? My FD is due today. 12 months. Doesn't include those banks like BKK or what. Quote CIMBSGD FD promotion (online)10,0009,999,9990121.8000%2-Jan-2020Fresh funds; 1-31 Jan SingapuraFD promotion50,000149,9990121.7800%2-Jan-2020Fresh funds ICBCSGD FD promotion20,0009,999,9990121.7000%13-Jan-2020Fresh funds Edited January 17, 2020 by Lala81 Link to post Share on other sites More sharing options...
Dleodleo Twincharged January 17, 2020 Share January 17, 2020 13 minutes ago, Lala81 said: 12 months. Doesn't include those banks like BKK or what. Thanks. I'll take a look at Singapure Finance 1.78% cos CIMB I placed last month already.😉 2 Link to post Share on other sites More sharing options...
Enye Hypersonic January 17, 2020 Share January 17, 2020 25 minutes ago, Dleodleo said: Thanks. I'll take a look at Singapure Finance 1.78% cos CIMB I placed last month already.😉 wah... place so many fds in so many different banks ah? cny coming ...keep to bao ang pows lah i ask my kids go your house 拜年 🤣 2 Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 17, 2020 Share January 17, 2020 (edited) 48 minutes ago, Dleodleo said: Thanks. I'll take a look at Singapure Finance 1.78% cos CIMB I placed last month already.😉 Sing Finance if i recall correctly, gives u a cheque, not a cashier's order. I think similar to SBI if i recall correctly. not my preferred place to put FD. Edited January 17, 2020 by Lala81 Link to post Share on other sites More sharing options...
Dleodleo Twincharged January 17, 2020 Share January 17, 2020 (edited) 12 minutes ago, Lala81 said: Sing Finance if i recall correctly, gives u a cheque, not a cashier's order. I think similar to SBI if i recall correctly. not my preferred place to put FD. Meaning they will issue cash cheque and not to my name and I need to pay $5 for the cheque? Edited January 17, 2020 by Dleodleo 1 Link to post Share on other sites More sharing options...
Dleodleo Twincharged January 17, 2020 Share January 17, 2020 33 minutes ago, Enye said: wah... place so many fds in so many different banks ah? cny coming ...keep to bao ang pows lah i ask my kids go your house 拜年 🤣 🤣🤣🤣 1 Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 17, 2020 Share January 17, 2020 17 minutes ago, Dleodleo said: Meaning they will issue cash cheque and not to my name and I need to pay $5 for the cheque? no it just means it's a cheque to your name. But when u switch your FD, the money transfer is not considered immediate until the cheque is cleared. So delay of 1-2 days lor. SBI also has this issue. Some other banks is cashier's order. So the FD starts on that day itself u place the deposit. Minor issue. 1 Link to post Share on other sites More sharing options...
Spring Moderator January 17, 2020 Share January 17, 2020 11 minutes ago, Lala81 said: no it just means it's a cheque to your name. But when u switch your FD, the money transfer is not considered immediate until the cheque is cleared. So delay of 1-2 days lor. SBI also has this issue. Some other banks is cashier's order. So the FD starts on that day itself u place the deposit. Minor issue. Actually be it cheque or CO, if you deposit before 3pm; your bank should give you value same day but of course it will be on hold till 2pm next working day. I'm surprised to hear of banks discriminating between the 2 and this shouldn't be the way. 4 Link to post Share on other sites More sharing options...
Dleodleo Twincharged January 17, 2020 Share January 17, 2020 17 minutes ago, Lala81 said: no it just means it's a cheque to your name. But when u switch your FD, the money transfer is not considered immediate until the cheque is cleared. So delay of 1-2 days lor. SBI also has this issue. Some other banks is cashier's order. So the FD starts on that day itself u place the deposit. Minor issue. Oic. Many banks like that also. So my FD will start on Monday instead of today if I place with them. 2 Link to post Share on other sites More sharing options...
Lala81 Hypersonic January 17, 2020 Share January 17, 2020 27 minutes ago, Spring said: Actually be it cheque or CO, if you deposit before 3pm; your bank should give you value same day but of course it will be on hold till 2pm next working day. I'm surprised to hear of banks discriminating between the 2 and this shouldn't be the way. Usually placing FD is different from deposit into your own account. IIRC, FD dates usually start only when funds confirmed. But it's bit hazy cos i did these all 3-4 years ago. At least in my limited experience, getting a new FD via cashing in cheques from SBI or Sing Finance. ↡ Advertisement Link to post Share on other sites More sharing options...
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