Angcheek Hypersonic February 6, 2020 Share February 6, 2020 19 hours ago, Showster said: Is the offer considered good? See the current stocks volatility and virus scare hard to put into stocks as well... If short term 3 -6 mths , consider not bad . The best now 6 mth is 1.7% . unless T2 go visit UOB ..... then different 😁 ↡ Advertisement 5 Link to post Share on other sites More sharing options...
Angcheek Hypersonic February 6, 2020 Share February 6, 2020 (edited) In case anyone of you missed this ........... Multipier reduced to first 25K . Unless you have Income + 2 more cat . Immed I reduce to 25k ....... Maybe I will use the 25K to buy a rolex from T2 😂 Edited February 6, 2020 by Angcheek 6 Link to post Share on other sites More sharing options...
Albeniz Turbocharged February 8, 2020 Share February 8, 2020 Just curious. Average Americans only have a few thousand dollars in the bank. Heard this many times before, but is it really true? https://www.cnbc.com/2019/03/11/how-much-money-americans-have-in-their-savings-accounts-at-every-age.html 1 1 1 Link to post Share on other sites More sharing options...
Showster Twincharged February 8, 2020 Share February 8, 2020 54 minutes ago, Albeniz said: Just curious. Average Americans only have a few thousand dollars in the bank. Heard this many times before, but is it really true? https://www.cnbc.com/2019/03/11/how-much-money-americans-have-in-their-savings-accounts-at-every-age.html It's true. Their economy and lives operate by debts only. Uber can survive there but not here. 3 Link to post Share on other sites More sharing options...
Wt_know Supersonic February 9, 2020 Share February 9, 2020 19 hours ago, Showster said: It's true. Their economy and lives operate by debts only. Uber can survive there but not here. sinkies ... simply add two-zeroes behind? 1 1 Link to post Share on other sites More sharing options...
Spanly 5th Gear February 9, 2020 Share February 9, 2020 Anyone placed on this HL Bank online FD? Why is there Prevailing rate & bonus rate? So confusing? https://www.hlbank.com.sg/en/personal-banking/promotion/isavings-account-nosweat-simply5-campaign.html?utm_medium=search&utm_source=sem&utm_campaign=sgcasa&utm_content=sem_brand_3&utm_term=highinterestsavingaccount Link to post Share on other sites More sharing options...
Angcheek Hypersonic February 9, 2020 Share February 9, 2020 26 minutes ago, Spanly said: Anyone placed on this HL Bank online FD? Why is there Prevailing rate & bonus rate? So confusing? https://www.hlbank.com.sg/en/personal-banking/promotion/isavings-account-nosweat-simply5-campaign.html?utm_medium=search&utm_source=sem&utm_campaign=sgcasa&utm_content=sem_brand_3&utm_term=highinterestsavingaccount I think its a 3 mth promo on new saving acct . Till april 30th 4 Link to post Share on other sites More sharing options...
RogerNg_185295 6th Gear February 9, 2020 Share February 9, 2020 On 2/5/2020 at 8:51 PM, Albeniz said: Just came across this SingLife Endowment series 4, providing a yield of 2.25%pa but have to lock for 3 years. https://blog.seedly.sg/singapore-life-short-term-endowment-plan/ Worth it? Risky. This company not so well known. Link to post Share on other sites More sharing options...
Albeniz Turbocharged February 9, 2020 Share February 9, 2020 2 minutes ago, RogerNg_185295 said: Risky. This company not so well known. But it is protected by SDIC. Anyway, didn't park much， just 10k. Link to post Share on other sites More sharing options...
Throttle2 Supersonic February 10, 2020 Share February 10, 2020 On 2/8/2020 at 12:35 PM, Albeniz said: Just curious. Average Americans only have a few thousand dollars in the bank. Heard this many times before, but is it really true? https://www.cnbc.com/2019/03/11/how-much-money-americans-have-in-their-savings-accounts-at-every-age.html Definitely true. a large part of the reason is due to their culture, financial and tax system. Leads people to spend more borrow more. And Be broke. 😅😁 Link to post Share on other sites More sharing options...
Robin 4th Gear February 10, 2020 Share February 10, 2020 On 2/6/2020 at 5:20 PM, Angcheek said: I saw the bonus INT dropped in Feb i realised too when i logged in. i called and ask them why. based on my understanding the explanation was that this is a new series of promo. the last series ended. hence the interest rate is based on the new incremental balance.. which is @#$% i'm pulling out. looking for another place to park my funds Link to post Share on other sites More sharing options...
Angcheek Hypersonic February 10, 2020 Share February 10, 2020 2 hours ago, Robin said: i realised too when i logged in. i called and ask them why. based on my understanding the explanation was that this is a new series of promo. the last series ended. hence the interest rate is based on the new incremental balance.. which is @#$% i'm pulling out. looking for another place to park my funds You mean they still having this promo if you put in new funds ? SCB also having such similar scheme . Everytime they will adv such promo valid for 2 months (only) , then they will publish similar promo again after the cycle. So basically, it is very troublesome for us . I have to trsf money in and out. (Fresh fund meaning you got to withdraw the balance out at lease for 1 month) So you skip 1 month and put in money again . Or you dont withdraw and just dump new funds in ... which means the old fund does not earn the Bonus INT. Stupid scheme if u ask me . 😂 4 1 Link to post Share on other sites More sharing options...
Freeder Hypersonic February 10, 2020 Share February 10, 2020 23 minutes ago, Angcheek said: You mean they still having this promo if you put in new funds ? SCB also having such similar scheme . Everytime they will adv such promo valid for 2 months (only) , then they will publish similar promo again after the cycle. So basically, it is very troublesome for us . I have to trsf money in and out. (Fresh fund meaning you got to withdraw the balance out at lease for 1 month) So you skip 1 month and put in money again . Or you dont withdraw and just dump new funds in ... which means the old fund does not earn the Bonus INT. Stupid scheme if u ask me . 😂 ownself boh eng ownself 2 1 Link to post Share on other sites More sharing options...
Freeder Hypersonic February 10, 2020 Share February 10, 2020 17 hours ago, RogerNg_185295 said: Risky. This company not so well known. High risk high return yo.. 1 1 Link to post Share on other sites More sharing options...
Lala81 Hypersonic February 10, 2020 Share February 10, 2020 (edited) 31 minutes ago, Angcheek said: You mean they still having this promo if you put in new funds ? SCB also having such similar scheme . Everytime they will adv such promo valid for 2 months (only) , then they will publish similar promo again after the cycle. So basically, it is very troublesome for us . I have to trsf money in and out. (Fresh fund meaning you got to withdraw the balance out at lease for 1 month) So you skip 1 month and put in money again . Or you dont withdraw and just dump new funds in ... which means the old fund does not earn the Bonus INT. Stupid scheme if u ask me . 😂 If u were priority banking with SCB one year ago, their promo lasts until this year 31 march. Yes the 2 months part is annoying. Edited February 10, 2020 by Lala81 2 Link to post Share on other sites More sharing options...
RogerNg_185295 6th Gear February 10, 2020 Share February 10, 2020 28 minutes ago, Freeder said: High risk high return yo.. Depend on age group too. Middle age to old age may not want the high risk Link to post Share on other sites More sharing options...
Spring Moderator February 10, 2020 Share February 10, 2020 19 hours ago, Spanly said: Anyone placed on this HL Bank online FD? Why is there Prevailing rate & bonus rate? So confusing? https://www.hlbank.com.sg/en/personal-banking/promotion/isavings-account-nosweat-simply5-campaign.html?utm_medium=search&utm_source=sem&utm_campaign=sgcasa&utm_content=sem_brand_3&utm_term=highinterestsavingaccount Prevailing rate is their normal rate, bonus is the extra rate given for this promo. So all in rate is 1.98% up to $1mil and still got lucky draw. And its online so no need to go down to bank. With deposit insurance of $75k per person, it's safe in my opinion. 6 Link to post Share on other sites More sharing options...
Angcheek Hypersonic February 10, 2020 Share February 10, 2020 1 hour ago, Lala81 said: If u were priority banking with SCB one year ago, their promo lasts until this year 31 march. Yes the 2 months part is annoying. TaoKay , I no chance for priority banking . They say I need to do the In & Out , In & Out ,In & Out to make them happy , then they give me the INT. 😂 ↡ Advertisement 1 4 Link to post Share on other sites More sharing options...
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