Johnnylim 5th Gear October 23, 2020 Share October 23, 2020 5 hours ago, Kopites said: I lend you my name!. ok. 😱 let me seriously consider 1st ya 3 hours ago, Apple-Tree said: I put a few liao loh, with 1 FD account lor. They've changed it recently. • You may have only one 15-month time deposit at any time. If you have an existing 15-month deposit, please select another tenor. ↡ Advertisement 1 Link to post Share on other sites More sharing options...
Fcw75 Hypersonic October 23, 2020 Share October 23, 2020 2 hours ago, Johnnylim said: They've changed it recently. • You may have only one 15-month time deposit at any time. If you have an existing 15-month deposit, please select another tenor. Must be people like Apple-Tree. 🤣 2 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 24, 2020 Share October 24, 2020 On 10/23/2020 at 12:51 PM, Johnnylim said: 😱 let me seriously consider 1st ya They've changed it recently. • You may have only one 15-month time deposit at any time. If you have an existing 15-month deposit, please select another tenor. OK. Special for YOU hor. I tested. If you deposit up to 20K, I can STILL see the 1.25% 15mths. But hor, if you key 20001, it become 0.35% lor. The hor, I already have blocks of 20K one. Give a try. I TESTED OK. Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear October 24, 2020 Share October 24, 2020 On 10/23/2020 at 3:12 PM, Fcw75 said: Must be people like Apple-Tree. 🤣 Can leh ......Johnny keyed TOO MANY ZEROS ba ...... wondering if he is BUYING a Car ONLINE or placing a FD. 1 Link to post Share on other sites More sharing options...
Johnnylim 5th Gear November 1, 2020 Share November 1, 2020 On 10/24/2020 at 9:06 PM, Apple-Tree said: OK. Special for YOU hor. I tested. If you deposit up to 20K, I can STILL see the 1.25% 15mths. But hor, if you key 20001, it become 0.35% lor. The hor, I already have blocks of 20K one. Give a try. I TESTED OK. I tested alr. Cannot leh, can see 1.25% 15 mths until that stage. After u proceed to place the FD, the below remarks will appear: Sorry, we can't complete your request. You can have just one 15-month time deposit at any one time. Please select another tenor. Also will receive SMS and email on this unsuccessful placement.😞 1 1 1 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear November 2, 2020 Share November 2, 2020 20 hours ago, Johnnylim said: I tested alr. Cannot leh, can see 1.25% 15 mths until that stage. After u proceed to place the FD, the below remarks will appear: Sorry, we can't complete your request. You can have just one 15-month time deposit at any one time. Please select another tenor. Also will receive SMS and email on this unsuccessful placement.😞 OK. NEVER MIND. OCBC don't want YOUR MONEY ....... GO for --> https://www.posb.com.sg/personal/deposits/savings-accounts/saye POSB SAYE Acount. Every month save ...... 2 year later get 2%..... Link to post Share on other sites More sharing options...
Fcw75 Hypersonic November 3, 2020 Share November 3, 2020 Apple-Tree is Premier customer la. Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 3, 2020 Share November 3, 2020 (edited) In all seriousness. If you only have $20k, please dont lock it in a fixed deposit at ridiculous rates. Think of how to use it meaningfully. Or just keep it liquid for whatever opportunity Even at 1.25%pa, $20k is just not going to be worthwhile sitting in a fixed depo. Edited November 3, 2020 by Throttle2 4 Link to post Share on other sites More sharing options...
Johnnylim 5th Gear November 3, 2020 Share November 3, 2020 4 hours ago, Throttle2 said: In all seriousness. If you only have $20k, please dont lock it in a fixed deposit at ridiculous rates. Think of how to use it meaningfully. Or just keep it liquid for whatever opportunity Even at 1.25%pa, $20k is just not going to be worthwhile sitting in a fixed depo. No plans yet, I choose those where there is no penalty for early withdrawal. Some will even pay you normal saving account interest rates for early withdrawal of the FD. Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic November 3, 2020 Share November 3, 2020 13 hours ago, Throttle2 said: In all seriousness. If you only have $20k, please dont lock it in a fixed deposit at ridiculous rates. Think of how to use it meaningfully. Or just keep it liquid for whatever opportunity Even at 1.25%pa, $20k is just not going to be worthwhile sitting in a fixed depo. Keep at high interest saving account. Some bank offers pretty good rate https://rhbgroup.com.sg/personal/high-yield-savings-plus Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 3, 2020 Share November 3, 2020 1 hour ago, Thaiyotakamli said: Keep at high interest saving account. Some bank offers pretty good rate https://rhbgroup.com.sg/personal/high-yield-savings-plus Please lah, dude..... to put into perspective. $20k you put one year at 1%, you get $200. 200 f**king miserable dollars after one f**king year. Come on! Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic November 3, 2020 Share November 3, 2020 48 minutes ago, Throttle2 said: Please lah, dude..... to put into perspective. $20k you put one year at 1%, you get $200. 200 f**king miserable dollars after one f**king year. Come on! At least its liquid. As u said for those with $20k better than put in miserable posb saving with 0.0002%😂 2 Link to post Share on other sites More sharing options...
Dleodleo Twincharged November 3, 2020 Share November 3, 2020 3 hours ago, Thaiyotakamli said: Keep at high interest saving account. Some bank offers pretty good rate https://rhbgroup.com.sg/personal/high-yield-savings-plus Now 1% only..... 😭 1 2 Link to post Share on other sites More sharing options...
mersaylee Supersonic November 4, 2020 Share November 4, 2020 Walked past a BOC branch...overheard 0.75... not sure of T&C Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 4, 2020 Share November 4, 2020 8 hours ago, Thaiyotakamli said: At least its liquid. As u said for those with $20k better than put in miserable posb saving with 0.0002%😂 After all these years you finally irritate me enough. I will be ignoring you hereon. Thanks. Link to post Share on other sites More sharing options...
Johnnylim 5th Gear November 4, 2020 Share November 4, 2020 10 hours ago, mersaylee said: Walked past a BOC branch...overheard 0.75... not sure of T&C BOC 9 mths 12 mths $20k & above 0.70% p.a. 0.75% p.a. I think they also have for 3 mths & 6 mths FD also. 1 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear November 9, 2020 Share November 9, 2020 On 11/4/2020 at 12:02 AM, Throttle2 said: Please lah, dude..... to put into perspective. $20k you put one year at 1%, you get $200. 200 f**king miserable dollars after one f**king year. Come on! Aiya ...... just spread out abit ma ........ CASH, FD, SSB, Stocks lor, I 25% each lor. Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 10, 2020 Share November 10, 2020 10 hours ago, Apple-Tree said: Aiya ...... just spread out abit ma ........ CASH, FD, SSB, Stocks lor, I 25% each lor. If just $20k , whats there to spread? Even $200k cant spread much lor. ↡ Advertisement 1 Link to post Share on other sites More sharing options...
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