Which bank offers the highest Fixed Deposit rates?

[Kopites]

https://www.businesstimes.com.sg/banking-finance/singapore-saving-bonds-10-year-average-return-hits-record-high-3-for-august-issue

3%

[Johnnylim]

7 hours ago, mersaylee said:

Just this week...was gonna move one lot from UOB to BOC then got offered OTC to start new for 12mths at 1.9...hokay lor...save me the leg work... 

Next week shall combine 2 other in different banks into 1 at BOC for shorter period...hopefully can also get higher offer OTC...😁

How much is ur 1 lot?😊

[Johnnylim]

5 hours ago, mersaylee said:

I won't go for bolehland ones even when they offer best rates...just me 😁

For local banks sometimes have to try during walk in...my wife often gets better rate directly from her RM than OTC or online whereas I only can get a quene number and ownself entertain ownself while I wait...😅

bolehland ones ok la, still covered by SDIC for 75K/acct. Y u nvr tag along with ur wife to get better rate from her RM?😄

[mersaylee]

44 minutes ago, Johnnylim said:

bolehland ones ok la, still covered by SDIC for 75K/acct. Y u nvr tag along with ur wife to get better rate from her RM?😄

Like many others...mine is hers, hers is not mine...her RM sees me no up with my tiny little petite satu lot 😅

[Kopites]

6 hours ago, Johnnylim said:

bolehland ones ok la, still covered by SDIC for 75K/acct. Y u nvr tag along with ur wife to get better rate from her RM?😄

They have separate personal accounts. 

[ToyotaShuttle]

On 5/30/2022 at 12:34 PM, Kopites said:

Cant convince them confuse them.😁

Tell me the differences?

Fixed deposit, Times deposit, term deposit and structure deposit.

All don't because CFA dressed provocatively go sign / park your fund there blindly.🤣

 

 

 

 

 

More aunties/uncles get scammed by the banks by men thinking with their small head tho.

[Wt_know]

seems like 2.0% is the highest liao ... any place higher?  

[Kopites]

2 hours ago, ToyotaShuttle said:

More aunties/uncles get scammed by the banks by men thinking with their small head tho.

I am one of the many uncle here.😁

[Throttle2]

2 hours ago, Wt_know said:

seems like 2.0% is the highest liao ... any place higher?  

2% for 24 mths?.? Horrid

[ToyotaShuttle]

On 7/2/2022 at 12:58 PM, Kopites said:

I am one of the many uncle here.😁

Share your story

[awhtc]

The July Fed rate hike is expected to be 0.75%, follow by a few 0.5% and 0.25%.

I suggest holding back just 1 more month before putting into fixed deposits.

[Wt_know]

5 minutes ago, awhtc said:

The July Fed rate hike is expected to be 0.75%, follow by a few 0.5% and 0.25%.

I suggest holding back just 1 more month before putting into fixed deposits.

i DCA a small tranche every other month ... lol

Edited July 4, 2022 by Wt_know

[Kopites]

21 minutes ago, awhtc said:

The July Fed rate hike is expected to be 0.75%, follow by a few 0.5% and 0.25%.

I suggest holding back just 1 more month before putting into fixed deposits.

Done one in June for BOC which I have shared earlier. At 1.8🤔

Just checked I have one small amount due in coming mid July with tiger bank.

Will let it auto renewal if offer 2.0 and above. Otherwise probably jump to another bank. 

[Fitvip]

SBI 2% for 15 months.

[Throttle2]

We gonna see Ig issuers come out with 10yr SGD papers in the 5-6% pa range this week and following.

mortgage rates will skyrocket. 

debtors who are tight will get ass f**ked.  
 

😜🤪😂

Edited July 4, 2022 by Throttle2

[Johnnylim]

On 7/4/2022 at 8:48 AM, Wt_know said:

i DCA a small tranche every other month ... lol

What is DCA?

[Johnnylim]

On 7/4/2022 at 9:46 AM, Fitvip said:

SBI 2% for 15 months.

SSB also 2% 1st year (12 mths). SBI got premature penalty withdrawal if I'm not wrong.

[RadX]

58 minutes ago, Johnnylim said:

What is DCA?

Dollar Cost Averaging