Throttle2 Supersonic January 4, 2019 Share January 4, 2019 bro , a Q . If take up 12mth , but after 6mth u withdraw . Do you get the 6mth interest ? Different banks treat differently Best to check first Some banks will take it as breaking contract and full forfeit of interest Some banks will take it as 6 mths rate plus a penalty for breaking No matter what you will take the short end of the stick That is why i dont dont more than 3 mths and choose the one with noboenalty whatsoever. Currently being paid 1.73%pa ↡ Advertisement 2 Link to post Share on other sites More sharing options...
Angcheek Hypersonic January 4, 2019 Share January 4, 2019 <ADV> Revel in an abundant harvest this Lunar New Year with up to 1.70% p.a.* interest and receive an exclusive limited-edition 24K Gold-plated RISIS Abundance Pig Figurine with Swarovski Pearl (worth S$288)* when you deposit Fresh Funds of S$138,000. *Full T&Cs @ uob.com.sg/deposits. Insured up to S$50k by SDIC. Unsub: SMS UN to 77862 4 Link to post Share on other sites More sharing options...
Angcheek Hypersonic January 4, 2019 Share January 4, 2019 Different banks treat differently Best to check first Some banks will take it as breaking contract and full forfeit of interest Some banks will take it as 6 mths rate plus a penalty for breaking No matter what you will take the short end of the stick That is why i dont dont more than 3 mths and choose the one with noboenalty whatsoever. Currently being paid 1.73%pa thanks TaoKay ... noted. 1 Link to post Share on other sites More sharing options...
Sdf4786k Twincharged January 5, 2019 Share January 5, 2019 Introducing Standard Chartered's all new USD$aver, where you can enjoy our highest interest rates of up to 3.00% p.a. on your USD deposits, without locking in your funds too. Speak to your RM or visit sc.com/sg/usdsaver for more information. SMS UNSUB to 77222 half mil can liao. 1 Link to post Share on other sites More sharing options...
Angcheek Hypersonic January 7, 2019 Share January 7, 2019 Everywhere also give min 3% for USD ....... no need half million . 3 Link to post Share on other sites More sharing options...
Victor68 Turbocharged January 8, 2019 Share January 8, 2019 OCBC has this promotiin for 6 months deposit. Every $10k you get $110 ntuc voucher. 3 Link to post Share on other sites More sharing options...
Spring Moderator January 8, 2019 Share January 8, 2019 OCBC has this promotiin for 6 months deposit. Every $10k you get $110 ntuc voucher. The interest is only 0.05% which is atrocious to say the least but more than compensated by this $110 ntuc voucher which is a 22% pa return! 3 Link to post Share on other sites More sharing options...
Wt_know Supersonic January 8, 2019 Share January 8, 2019 The interest is only 0.05% which is atrocious to say the least but more than compensated by this $110 ntuc voucher which is a 22% pa return!so, is it considered good deal?$50k = $550 vouhers rigbt 1 Link to post Share on other sites More sharing options...
Spring Moderator January 8, 2019 Share January 8, 2019 so, is it considered good deal? $50k = $550 vouhers rigbt Yes that’s what I read. BTW, typo that it’s a 2.2% return not 22%Anyway, can always confirm before placing so at worst waste time only. 3 Link to post Share on other sites More sharing options...
Fcw75 Hypersonic January 8, 2019 Share January 8, 2019 The interest is only 0.05% which is atrocious to say the least but more than compensated by this $110 ntuc voucher which is a 22% pa return!How did you get 22% bro? 1 Link to post Share on other sites More sharing options...
Spring Moderator January 8, 2019 Share January 8, 2019 How did you get 22% bro? Sorry typo shld be 2.2% paiseh 5 Link to post Share on other sites More sharing options...
Kusje Supersonic January 8, 2019 Share January 8, 2019 The interest is only 0.05% which is atrocious to say the least but more than compensated by this $110 ntuc voucher which is a 22% pa return! Your math is correct? Link to post Share on other sites More sharing options...
Fcw75 Hypersonic January 8, 2019 Share January 8, 2019 Sorry typo shld be 2.2% paisehI think the return is only 1.125% after 6 months if my calculation is correct. Link to post Share on other sites More sharing options...
Wt_know Supersonic January 8, 2019 Share January 8, 2019 what 1.125%? ok forget it! I think the return is only 1.125% after 6 months if my calculation is correct. Link to post Share on other sites More sharing options...
Spring Moderator January 8, 2019 Share January 8, 2019 I think the return is only 1.125% after 6 months if my calculation is correct. My calculation is $10k x 2.2% = $220/2 = $110 is that correct? And this is not including the 0.05% interest earned by the way. 4 Link to post Share on other sites More sharing options...
Kusje Supersonic January 8, 2019 Share January 8, 2019 I think the return is only 1.125% after 6 months if my calculation is correct. Huh? You need to normalize to 1 year la. what 1.125%? ok forget it! You big shot towkay also dunno how to count interest rates ah? Link to post Share on other sites More sharing options...
Wt_know Supersonic January 8, 2019 Share January 8, 2019 (edited) i dont count i just drop check anything complicated like simi every $10k got voucher and simi sai gold pendant worth how much bank called me got simi gift pack i dont know ... just tell me what’s the return ... Edited January 8, 2019 by Wt_know 1 Link to post Share on other sites More sharing options...
Fcw75 Hypersonic January 8, 2019 Share January 8, 2019 (edited) Huh? You need to normalize to 1 year la. You big shot towkay also dunno how to count interest rates ah? I am simply calculating the return after putting the $10K for 6 months. The return is $112.5 ($110 voucher + $2.5 interest) 112.5/10000 x 100 = 1.125% right? If we are wrong, at least show us the correct calculation and return. Edited January 8, 2019 by Fcw75 ↡ Advertisement Link to post Share on other sites More sharing options...
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