ferrytales 4th Gear April 15, 2021 Share April 15, 2021 8 hours ago, joyceong said: Hi all, Please be careful when you take up in house loan with SKYWAY CREDIT and LEASING PTE LTD. They over charge when you do full settlement 5% base on loan amount and other fee which i request for breakdown they said cant provide me. After paying for 1 year monthly installment with any late payment. When i request for full settlement for my car they charge me a lot more. I am paying more than the loan i took. address: 400 Orchard Rd, #15-06, Singapore 238875 Company: SKYWAY Credit and Leasing Pte Ltd phone: 6333 6333 in house loan itself is dangerous to begin with. ↡ Advertisement Link to post Share on other sites More sharing options...
Ct3833 Supersonic April 15, 2021 Share April 15, 2021 9 hours ago, joyceong said: Hi all, Please be careful when you take up in house loan with SKYWAY CREDIT and LEASING PTE LTD. They over charge when you do full settlement 5% base on loan amount and other fee which i request for breakdown they said cant provide me. After paying for 1 year monthly installment with any late payment. When i request for full settlement for my car they charge me a lot more. I am paying more than the loan i took. address: 400 Orchard Rd, #15-06, Singapore 238875 Company: SKYWAY Credit and Leasing Pte Ltd phone: 6333 6333 5% of the loan amount or 5% of the remaining interest? Link to post Share on other sites More sharing options...
fitbitz Neutral Newbie April 16, 2021 Share April 16, 2021 https://www.sgcarmart.com/used_cars/info.php?ID=986531&DL=3271 Dear beloved readers, I need your kind advise on the above car dealer, and also if its a good deal. Dealer quoted 3.98% w/ $600/mth. The question is how do you go above the process in orderly manner? Should you test drive it first and bring it for inspection or is it the otherwise? I read, if they dont allow you test drive just walk away, and if they ask for deposit it would not be more than $1k and is it refundable (?) in the event you decide not to purchase it? (Dealer should have a black and white form right on this??) Secondly if lets say after going for inspection and there is X Y Z that needs to be address, is this the best chance to lowball the dealer and tell him that i will fix X Y Z myself from outside mechanic? Thirdly if the dealer agrees to all of this and decide to lowballed with the agreed and matching price that i wanted it to be, i understand that transfering of ownership from onemotoring takes less than 5-10mins. Should this be done immediately in the event everything went smoothly? TIA!! Link to post Share on other sites More sharing options...
yellowshaun 4th Gear April 16, 2021 Share April 16, 2021 3 hours ago, fitbitz said: https://www.sgcarmart.com/used_cars/info.php?ID=986531&DL=3271 Dear beloved readers, I need your kind advise on the above car dealer, and also if its a good deal. Dealer quoted 3.98% w/ $600/mth. The question is how do you go above the process in orderly manner? Should you test drive it first and bring it for inspection or is it the otherwise? I read, if they dont allow you test drive just walk away, and if they ask for deposit it would not be more than $1k and is it refundable (?) in the event you decide not to purchase it? (Dealer should have a black and white form right on this??) Secondly if lets say after going for inspection and there is X Y Z that needs to be address, is this the best chance to lowball the dealer and tell him that i will fix X Y Z myself from outside mechanic? Thirdly if the dealer agrees to all of this and decide to lowballed with the agreed and matching price that i wanted it to be, i understand that transfering of ownership from onemotoring takes less than 5-10mins. Should this be done immediately in the event everything went smoothly? TIA!! 3.98% siao eh! Most dealers in house % i have seen are below 2%... Link to post Share on other sites More sharing options...
fitbitz Neutral Newbie April 16, 2021 Share April 16, 2021 @yellowshaun my exact same sentiments. sky rocket almost 4% for in-house. pretty much crazy but yeah its on a high side, do you think i should flagged it? Link to post Share on other sites More sharing options...
Ct3833 Supersonic April 17, 2021 Share April 17, 2021 (edited) 33 minutes ago, joyceong said: @Ct3833 5% of loan amount + others charges .Total add up is about 10%.The ridiculous part is when i ask for breakdown they said cant provide. Pls be careful out there dealing with this skyway credit pte ltd.I went to goggle review of this company and not only me have this kind of experience with them. Very Ridiculous indeed , you should calculate carefully the amount of interest incurred all the way till end of your loan tenure against early redemption. I hope the interest of your loan is not too high. Make decision based on facts and numbers, not emotion now. Edited April 17, 2021 by Ct3833 Link to post Share on other sites More sharing options...
yellowshaun 4th Gear April 17, 2021 Share April 17, 2021 @RadX too much spam going on above. Link to post Share on other sites More sharing options...
abdulamin Neutral Newbie April 19, 2021 Share April 19, 2021 Guys new to this forum. Was looking at this Honda Vezel. On sgCarMart the mileage for the car was stated differently from the actual viewing. On sgCarMart it was 46k km but when i went for viewing and test drive i saw the mileage was 120k km. Really shocked, because i went down based on two things, the mileage being very low and number of owners is 1. What can be done when in such a situation? Link to post Share on other sites More sharing options...
TheCarDealer 1st Gear April 19, 2021 Share April 19, 2021 1 hour ago, abdulamin said: Guys new to this forum. Was looking at this Honda Vezel. On sgCarMart the mileage for the car was stated differently from the actual viewing. On sgCarMart it was 46k km but when i went for viewing and test drive i saw the mileage was 120k km. Really shocked, because i went down based on two things, the mileage being very low and number of owners is 1. What can be done when in such a situation? Copy and paste the link here 1 Link to post Share on other sites More sharing options...
Mooose 6th Gear April 19, 2021 Share April 19, 2021 2 hours ago, abdulamin said: What can be done when in such a situation? walk away? Link to post Share on other sites More sharing options...
Civictoh Neutral Newbie April 22, 2021 Share April 22, 2021 I encounter b4 also. Just walk away loh. Link to post Share on other sites More sharing options...
raikko 1st Gear April 22, 2021 Share April 22, 2021 On 4/19/2021 at 5:36 PM, abdulamin said: Guys new to this forum. Was looking at this Honda Vezel. On sgCarMart the mileage for the car was stated differently from the actual viewing. On sgCarMart it was 46k km but when i went for viewing and test drive i saw the mileage was 120k km. Really shocked, because i went down based on two things, the mileage being very low and number of owners is 1. What can be done when in such a situation? Walk away. Alot of Vezels are used PHVs, especially if 1 owner. Try to avoid Vezels, Prius. If you really like a Vezel, find a HRV instead. Link to post Share on other sites More sharing options...
abdulamin Neutral Newbie April 22, 2021 Share April 22, 2021 2 hours ago, raikko said: Walk away. Alot of Vezels are used PHVs, especially if 1 owner. Try to avoid Vezels, Prius. If you really like a Vezel, find a HRV instead. Is it? I am not aware of this. As matter of fact i saw alot of Honda Vezel has low mileage with only 1 previous owner. But what you said, is it the norm? 1 Link to post Share on other sites More sharing options...
abdulamin Neutral Newbie April 22, 2021 Share April 22, 2021 4 hours ago, Civictoh said: I encounter b4 also. Just walk away loh. Yup i did just that. Link to post Share on other sites More sharing options...
raikko 1st Gear April 22, 2021 Share April 22, 2021 1 hour ago, abdulamin said: Is it? I am not aware of this. As matter of fact i saw alot of Honda Vezel has low mileage with only 1 previous owner. But what you said, is it the norm? Yes, and why so - most PHVs owned by dealer/leasing/rental company. They can lease the car out to many drivers but they are always the main owner. When time to dispose, convert it back to normal scheme and sell on used car market. I will stop short to say certain things are done before they are listed on used car market. Just curious - why are you looking at Vezel? Space? Driving experience? Link to post Share on other sites More sharing options...
abdulamin Neutral Newbie April 22, 2021 Share April 22, 2021 10 minutes ago, raikko said: Yes, and why so - most PHVs owned by dealer/leasing/rental company. They can lease the car out to many drivers but they are always the main owner. When time to dispose, convert it back to normal scheme and sell on used car market. I will stop short to say certain things are done before they are listed on used car market. Just curious - why are you looking at Vezel? Space? Driving experience? Reason looking for Vezel: boot space since need to be putting prams/kids cycle etc. also more leg room. driving experience less than a year. Link to post Share on other sites More sharing options...
raikko 1st Gear April 22, 2021 Share April 22, 2021 8 minutes ago, abdulamin said: Reason looking for Vezel: boot space since need to be putting prams/kids cycle etc. also more leg room. driving experience less than a year. Oh I see. Sorry - driving experience I meant I was curious if you liked Vezel because of the driving experience it gave you 🙂 Can consider HRV if you really like Vezel, otherwise many other similar SUVs out there with boot space comparable to Vezel. I think always important to measure age of car vs mileage, but sometimes like you said, web put xx km, go down bcome xyz km. Link to post Share on other sites More sharing options...
yellowshaun 4th Gear April 22, 2021 Share April 22, 2021 8 minutes ago, raikko said: Oh I see. Sorry - driving experience I meant I was curious if you liked Vezel because of the driving experience it gave you 🙂 Can consider HRV if you really like Vezel, otherwise many other similar SUVs out there with boot space comparable to Vezel. I think always important to measure age of car vs mileage, but sometimes like you said, web put xx km, go down bcome xyz km. I speak to alot of PHV drivers, they agree that the Vezel is a very rattle-y car. When it moves the plastics in the car will keep rattling. If you really really like the Vezel like what other users mention, get a HRV that has been serviced at Kah Motor and ask to see the receipts. That way you know the mileage is genuine. Otherwise go check out the other mini SUVs. Eg. Kia Stonic, Nissan Qashqai. ↡ Advertisement 1 Link to post Share on other sites More sharing options...
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