Bensonscu Neutral Newbie February 26, 2013 Share February 26, 2013 pity people who take MRT, BUS, more people will have squeece in.... ↡ Advertisement Link to post Share on other sites More sharing options...
Icebrush79 4th Gear February 26, 2013 Share February 26, 2013 OMG this is such a shallow post. Where do you see this? Please give examples. So you mean the younger generation should eat at hawker center everyday to show to the older folks that they are frugal? OK my bad, not all younger generation but the occourance rate is higher. Link to post Share on other sites More sharing options...
Sungod666 February 26, 2013 Share February 26, 2013 i take the hayabusa. affordable and fast Link to post Share on other sites More sharing options...
Viceroymenthol 6th Gear February 26, 2013 Share February 26, 2013 I agree with icebrush79 After all, we are only descendants of peasants and coolies who are trying to cultivate some culture and status for ourselves. No matter how many things we possess, how rich we become, we can't wipe off the stink of our peasant/coolie forefathers. So why try? In the first place, installment plans for anything should have been banned by the govt. Easy credit and loans create a false sense of affordability. Look at Courts. Do you know how many household items are regularly repossessed by them? Sad to say Singaporeans of a certain class have this mentality of buying everything on credit because they want everything newer faster better, NOW. Nobody tries to save anymore. The ethics of working hard, saving money, investing wisely has been lost since my generation, ever since MAS allowed financing for every damn thing. Link to post Share on other sites More sharing options...
Icebrush79 4th Gear February 26, 2013 Share February 26, 2013 i agree wif him money cant buy class. cuz it doesnt seems to buy him any. mcf simply got too many elites gloating over the poor and middle class. guess we just haf to live wif it If you can't live with the system, I guess you might wanna make other plans. Or work harder, or hope for richer parents in your next life Don't vent your anger on my post because it doesn't serve you any purpose. A forum is for comments ; including comments from people of all walks of life. Link to post Share on other sites More sharing options...
Deckbuild 6th Gear February 26, 2013 Share February 26, 2013 encouraging people to extend COE and not buy new cars doesn't make sense from a policy perspective. Number of cars on the road still the same. Old cars mean breakdown more often or more prone to accidents. Insurance premiums can go up. I think once the used car shops get rid of old and overpriced stocks, they can flourish again cos upfront outlay will be much lower for old cars It doesn't make sense that the parf rebate will be gone too once we renew... Link to post Share on other sites More sharing options...
Chiawy 1st Gear February 26, 2013 Share February 26, 2013 No need Ah Long. Ready Credit can liao. But anybody who think that they can fund the upfront payment through other means. Please think hard. Don't think it will work, when the car buyer get the cash from Ready Credit or any other banking loan facilities. When come to credit check by the bank for the car loan, the car loan definitely won't go thru as the buyer have unpaid credit with other financial institute. Link to post Share on other sites More sharing options...
Detach8 5th Gear February 26, 2013 Share February 26, 2013 (edited) It doesn't make sense that the parf rebate will be gone too once we renew... versus buying a new car? paid off versus take loan + pay more. if COE is, say, 40K. New car is 80K. Downpay amount is same. But car once renewed is yours for another 10 years. Paid off. Drive song song until Jurong (or Changi for the westerners :P) Edited February 26, 2013 by Detach8 Link to post Share on other sites More sharing options...
Weichien Clutched February 26, 2013 Share February 26, 2013 Any one know if seller will get affected? In the process of offloading my car but didny make it before budget . Link to post Share on other sites More sharing options...
Yr1985 1st Gear February 26, 2013 Share February 26, 2013 i agree wif him money cant buy class. cuz it doesnt seems to buy him any. mcf simply got too many elites gloating over the poor and middle class. guess we just haf to live wif it not only live it but also zip our mouths. Link to post Share on other sites More sharing options...
Elfenstar 3rd Gear February 26, 2013 Share February 26, 2013 http://www.sgcarmart.com/used_cars/info.ph...696&DL=2454 i chanced upon this add. can car dealers bypass garmen rule by offering finance from their own pockets? Yup they can. Exactly what I said the biggest loophole is. However also as mentioned I don't think the policy is for our financial prudence. Rather it's to save banks. Link to post Share on other sites More sharing options...
Sun0072008 Neutral Newbie February 26, 2013 Share February 26, 2013 In the end of the day, it's fair change to the game rule,bcos: - no impact to the rich - no impact to the don't - kenna out from game for the young chips who take 100% loan, 10yrs tenure! - kenna out but try to get in for the ppl who rely on a car to transport for doing business, take loan from bank redirect to car financing. - in additoni to above, major existing owners like us will carry on our old gear till its life end. - COE price may drop in short term, but won't go bottom anyway, if so demand drives in to push it back. - so nothing much to see, just be your own and stay on course as is lah! Link to post Share on other sites More sharing options...
Galantspeedz Turbocharged February 26, 2013 Share February 26, 2013 Look at Courts. Do you know how many household items are regularly repossessed by them? Sad to say Singaporeans of a certain class have this mentality of buying everything on credit because they want everything newer faster better, NOW. not alot lar..... i work their repo department before... i think on a percentage basis, car repossession is more Link to post Share on other sites More sharing options...
So_nice 6th Gear February 26, 2013 Share February 26, 2013 If you can't live with the system, I guess you might wanna make other plans. Or work harder, or hope for richer parents in your next life Don't vent your anger on my post because it doesn't serve you any purpose. A forum is for comments ; including comments from people of all walks of life. i thank u for agreeing tat a forum is for comments. Link to post Share on other sites More sharing options...
So_nice 6th Gear February 26, 2013 Share February 26, 2013 maybe look into the mirror most of us grew up the same. i, for one, stayed in hdb, study neighbourhood school, go to poly, and got my diploma and now working. money don't drop from the sky. eating atas does not make you "high class" eating hawker does not make you "low class" its the way ppl think that makes them "low class" by saying when people suggest one to be frugal and eat hawker center means that the person has no class, your statement is really low class. it is no different from my female friends who tell me they need that LV or Prada bag because it is a "proper bag". otherwise they no class, no face. to me, the way they see things very low class. and that's why some people can never attain the level of wealth and complain about it everyday. orh. yes sir. u HIGH class. make u more songz bo? Link to post Share on other sites More sharing options...
So_nice 6th Gear February 26, 2013 Share February 26, 2013 If you can't live with the system, I guess you might wanna make other plans. Or work harder, or hope for richer parents in your next life Don't vent your anger on my post because it doesn't serve you any purpose. A forum is for comments ; including comments from people of all walks of life. hello, i dun qoute ur post hor. any dun farking bring parents into the topic. Link to post Share on other sites More sharing options...
Wyfitms Twincharged February 26, 2013 Share February 26, 2013 Dun even have 10K..... serious??? OMG how can that be??? You mean so many ppl overspend beyond their means huh?? so scary It's true.. my personal bank acc has less than 10K. Another ac has only 78 cents. Link to post Share on other sites More sharing options...
Galantspeedz Turbocharged February 26, 2013 Share February 26, 2013 i think alot of you all mistaking crass for class.. regardless you rich or poor ↡ Advertisement Link to post Share on other sites More sharing options...
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