The_Bear Turbocharged March 6, 2013 Share March 6, 2013 Since u became hao lian, then better talk and behave like one. Mai pretend to be humble okay? Actually i am Bill Gates. ↡ Advertisement Link to post Share on other sites More sharing options...
RadX Moderator March 6, 2013 Share March 6, 2013 Actually i am Bill Gates. Ok Bill dinner my place later Obama Link to post Share on other sites More sharing options...
The_Bear Turbocharged March 6, 2013 Share March 6, 2013 U born a prick but grew to a dick Then you need to grow some. [laugh] Link to post Share on other sites More sharing options...
The_Bear Turbocharged March 6, 2013 Share March 6, 2013 Ok Bill dinner my place later Obama Great. Are we having fried chickin again? Bill Ps: 4 years later, i will still be rich. Link to post Share on other sites More sharing options...
Roh96 6th Gear March 6, 2013 Share March 6, 2013 Great. Are we having fried chickin again? Bill Ps: 4 years later, i will still be rich. Bill, our gahmen just announce 50% loan for new car, i need to take a loan from u. Link to post Share on other sites More sharing options...
RadX Moderator March 6, 2013 Share March 6, 2013 Bill, our gahmen just announce 50% loan for new car, i need to take a loan from u. This bill not into philantrophy...but porntrophY....wrong bill Link to post Share on other sites More sharing options...
The_Bear Turbocharged March 6, 2013 Share March 6, 2013 Bill, our gahmen just announce 50% loan for new car, i need to take a loan from u. Roh, Give the man a fish and he will eat. Teach him how to fish and he will never go hungry. Understand? Bill PS - have you upgraded to the new Windows yet? Link to post Share on other sites More sharing options...
Roh96 6th Gear March 6, 2013 Share March 6, 2013 Roh, Give the man a fish and he will eat. Teach him how to fish and he will never go hungry. Understand? Bill PS - have you upgraded to the new Windows yet? Okay. Bill, what car u driving now? As the title of this thread suggest, how much loan do u take? Link to post Share on other sites More sharing options...
The_Bear Turbocharged March 6, 2013 Share March 6, 2013 (edited) Okay. Bill, what car u driving now? As the title of this thread suggest, how much loan do u take? Car? I go around in planes, helicopter and golf buggies. But I am thinking of getting Ford, the company, in cash. Ps- windows 8 is packed with features Edited March 6, 2013 by Bavarian Link to post Share on other sites More sharing options...
Altivo 3rd Gear March 6, 2013 Share March 6, 2013 This thread still going on ah. Take loan vs pay full in cash, the argument can go home till cows come home and the sulu gunmen are bombed till they become goreng pisang and guess what? There will not be a correct answer to it. Chill lah Link to post Share on other sites More sharing options...
Viceroymenthol 6th Gear March 6, 2013 Share March 6, 2013 Great. Are we having fried chickin again? Bill Ps: 4 years later, i will still be rich. No we be havin cornbread and grits, ham hocks and chitlins. We be turnin you into a nigga aight! Link to post Share on other sites More sharing options...
Humsuplo Neutral Newbie March 6, 2013 Share March 6, 2013 U deserve it and dun be like a 5 yr old crying mummy he never say tat to me ... so not considered i crying to mummy... just highlighting to u only nia... anyway like they say not my prob i betta dun kaypoh.. over and out Link to post Share on other sites More sharing options...
Bighero Neutral Newbie March 6, 2013 Share March 6, 2013 (edited) ok slightly back to topic i took 80% loan for 10 years for my XC60 interest at 1.88% Edited March 6, 2013 by Bighero Link to post Share on other sites More sharing options...
Humsuplo Neutral Newbie March 6, 2013 Share March 6, 2013 MOD why i kenna second yellow card??? i did not use the golden word leh!!!! u flash at wrong person is it?? Link to post Share on other sites More sharing options...
Kreampuff 1st Gear March 6, 2013 Share March 6, 2013 Not sure if my C180 1.8 CGI is considered luxury car (I'm sure my car doesn't qualify by many forumer's standards) but in any case, I took a 65k loan on a c. 150k purchase price (43%) for 3 years. Monthly instalments are just under 2k. Paid the DP with the value of my previous fully paid car plus some additional cash. Link to post Share on other sites More sharing options...
Roh96 6th Gear March 6, 2013 Share March 6, 2013 Car? I go around in planes, helicopter and golf buggies. But I am thinking of getting Ford, the company, in cash. Ps- windows 8 is packed with features I like. Link to post Share on other sites More sharing options...
Detach8 5th Gear March 6, 2013 Share March 6, 2013 I think you are not wrong. Take your example, and say the car is sold at the fifth year. The car will be worth exactly the same on the resale market. How about the interest paid by both parties. Do you have the est figures? If both incur similar interest, then there is no 'savings' from the loans interest. Assuming the car is sold at an arbitrary value of $50,000: 5 years, 50% loan @ 3.25%: $58,125 (total loan) - $50,000 (sale price) = $8,125 extra paid 10 years, 100% loan @ 1.88%: $118,000 (total loan) - $55,609 (rule 78 redemption w/20% penalty) - $50,000 (sale price) = $12,391 extra paid For sure more will be paid because of the high principal sum and long tenure. But if the extra $50,000 not being used to downpay and put to good use, e.g. generate interest, then the equation would change. Now of course, I must reiterate this again... To generate the same returns as the interest on a loan, these two factors must exists: a) You must invest the cash to invest of the same amount as the loan principal b) Your interest yield must be the same Link to post Share on other sites More sharing options...
Detach8 5th Gear March 6, 2013 Share March 6, 2013 The both of you kids... take it offline lah. Both of you really managed to derail the thread completely. Quite irritating. ↡ Advertisement Link to post Share on other sites More sharing options...
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