Wt_know Supersonic November 25, 2016 Share November 25, 2016 (edited) RM1M property ... take RM800k loan from msia bank ... 3.5% interest for 20 years RM1M property ... take SGD$266k loan from spore bank ... below 2.0% interest for 20 years which one win? sooner or later msia will raise their interest rate with the plunge of myr RM800k loan with higher interest rate = ho say liao? sgd/myr exchange rate can keep up with the rise of mortgage interest rate? The concept that ur investment value will drop becos MYR drop is relative. Unless u re like some MCFers here full cash then maybe so. If u take a 80% loan mean ur down payment of 20% may drop in value if MYR depreciates, however and hopefully offset with any potential capital gain in future. Also if MYR drops, ur future installments will be cheaper(provided u earn SGD) so a 3kMYR per month maybe 1k SGD now if drops maybe u pay 800 SGD in future or less. Gets cheaper as time goes if it depreciate. if it appreciate then ur value of JB property goes higher. Sounds win win? Edited November 25, 2016 by Wt_know ↡ Advertisement Link to post Share on other sites More sharing options...
Eric4285 2nd Gear November 25, 2016 Share November 25, 2016 Tebrau area is pretty decent place to look at. Mature & Ikea coming(2017). 1) Taman Mount Austin & neighbourhood 2) Taman Setia Indah & neighbourhood (Ecoworld Spring/Summer) 3) Bandar Dato Onn & neighbourhood (Adda heights/Seri Austin) 2 Link to post Share on other sites More sharing options...
Jamesc Hypersonic November 25, 2016 Share November 25, 2016 can consider mount Austin, pretty decent and lots of good food. landed are cheap especially if you are a Malaysian. They have land for 1malaysia, which target for lower income. a corner unit with 2 storeys high, only cost Rm280k + undertable RM20k. why need undertable, for bribe and underwriting which label yourself as a lower income.. anything is possible in msia.. I used to have the same thought of buying a landed in Malaysia.. but looking at their supplies and currency.. I guess eventually it will be a downtrend.. their own people also cannot afford to buy a landed.. My fren Ah Jib used the 1MDB money to build housing for the lower income and bad people said he stole the money. Link to post Share on other sites More sharing options...
SuPerBoRed Twincharged November 25, 2016 Share November 25, 2016 Johor will be to singapore like shenzhen is to HK... its only a matter of time. If you view MYR property as a retirement place.. then when you enter does not matter.. the problems are 1) when and if you must exit for what ever reason.. 2) policy. Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 25, 2016 Share November 25, 2016 were you surprised? Did you invest? I have not seen the location, just viewed some pics online To me, china developer + reclaimed land + over 300K units = bad idea understand target market is chinese buyers & singaporeans (just like dunga bay) i wouldnt want to take part in an enormous washing machine party. just my view, i could be wrong Go showroom and see first lah, you always show the showroom picture yourself mah!!! Wahahahah. So when you are acting as an agent, you tell people to buy When you are acting for your own good, you dont buy. Link to post Share on other sites More sharing options...
Wyfitms Twincharged November 25, 2016 Share November 25, 2016 Go showroom and see first lah, you always show the showroom picture yourself mah!!! Wahahahah. So when you are acting as an agent, you tell people to buy When you are acting for your own good, you dont buy. ððððððððððððððð I try to learn from wiseman To have a change of stance when situation is different What acting ? 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic November 25, 2016 Share November 25, 2016 I try to learn from wiseman To have a change of stance when situation is different What acting ? Link to post Share on other sites More sharing options...
Dxyong 3rd Gear November 26, 2016 Share November 26, 2016 I saw a lot of noises here. My take is if you really interested in owning 1 property there, it doesn't matter rm up or down as the market will adjust it self...however if you worry this worry that...then this may not be a right place to you...because you will have sleepless night for the next 20 yrs, what for? Buy singapore Reit stock probably give u more secured return now. 1 Link to post Share on other sites More sharing options...
LPPL 6th Gear November 27, 2016 Share November 27, 2016 Those thinking of investing in Malaysia just need to look at Mont Kiara. It is supposed to be an upmarket residential district in KL, but owners have difficulty offloading their units despite being freehold and renting them out. Link to post Share on other sites More sharing options...
Zxcvb Turbocharged February 10, 2017 Share February 10, 2017 Been traveling along EDL for the past handful of years since it opened, seems like these residential buildings been empty for a long while. Anyone know why? Link to post Share on other sites More sharing options...
Wt_know Supersonic February 10, 2017 Share February 10, 2017 (edited) you dont know why? sure bo? jb property is perception (before build) vs reality ... lol Edited February 10, 2017 by Wt_know Link to post Share on other sites More sharing options...
Hamburger Hypersonic February 10, 2017 Share February 10, 2017 Johorian prefers landed property despite parang flying over their gate. I believe the on going construction of the mega cina development along the sea side gonna be a ghost town to come. 1 Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic February 10, 2017 Share February 10, 2017 Johorian prefers landed property despite parang flying over their gate. I believe the on going construction of the mega cina development along the sea side gonna be a ghost town to come. Which one forest city or country garden danga bay? Link to post Share on other sites More sharing options...
Hamburger Hypersonic February 10, 2017 Share February 10, 2017 Which one forest city or country garden danga bay? Bith look the same to me. Hahhahahah 1 Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic February 10, 2017 Share February 10, 2017 Bith look the same to me. HahhahahahI think danga bay still got hope since its nearer to city and that area has higher human traffic and located in between jbcc and bukit indah. Forest city who want to go there so far from jbcc. Add in shopping mall and also paradigm mall coming up soon, that area going to be alive but don't expect to earn capital return on country garden, too many units 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic February 11, 2017 Share February 11, 2017 (edited) RM1M property ... take RM800k loan from msia bank ... 3.5% interest for 20 years RM1M property ... take SGD$266k loan from spore bank ... below 2.0% interest for 20 years which one win? sooner or later msia will raise their interest rate with the plunge of myr RM800k loan with higher interest rate = ho say liao? sgd/myr exchange rate can keep up with the rise of mortgage interest rate? Edited February 11, 2017 by Throttle2 2 Link to post Share on other sites More sharing options...
Staff69 Hypersonic February 11, 2017 Share February 11, 2017 taken off the pages of a book written by a wise man 5 Link to post Share on other sites More sharing options...
Privacy 5th Gear February 11, 2017 Share February 11, 2017 (edited) Edited February 11, 2017 by Privacy ↡ Advertisement Link to post Share on other sites More sharing options...
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