Why did you chose you current HDB flat ?

[Ysc3]

i wanted to get 5 room bto about 470k ... but now loan approved only 300k

will they allow me to downgrade my choice to 4rm when i go for the selection ? or got to forgo the selection ?

[Jman888]

if you have no chance of getting higher loan in future and the location is where you wanted badly, then take the 4rm.

 

what is the value of your current unit?

[UncleAtas]

1 hour ago, Ysc3 said:

i wanted to get 5 room bto about 470k ... but now loan approved only 300k

will they allow me to downgrade my choice to 4rm when i go for the selection ? or got to forgo the selection ?

In your HLE, did it state for 5 room or Any type?

If it is specifically for 5 room, you'll have to get the HLE amended.

[Kusje]

1 hour ago, Ysc3 said:

i wanted to get 5 room bto about 470k ... but now loan approved only 300k

will they allow me to downgrade my choice to 4rm when i go for the selection ? or got to forgo the selection ?

Go check with some banks. There's no requirement to take the loan from CPF right?

[13177]

32 minutes ago, UncleAtas said:

In your HLE, did it state for 5 room or Any type?

If it is specifically for 5 room, you'll have to get the HLE amended.

I think HLE would not state the loan amount approved is for what type of flat.

[UncleAtas]

1 hour ago, 13177 said:

I think HLE would not state the loan amount approved is for what type of flat.

You may think. But I can confirm. It will indicate either the type of room or ANY type.

 

 

 

[UncleAtas]

2 hours ago, Kusje said:

Go check with some banks. There's no requirement to take the loan from CPF right?

U mean HDB? CPF does not give out loans.

[Ysc3]

6 hours ago, UncleAtas said:

You may think. But I can confirm. It will indicate either the type of room or ANY type.

 

 

 

here we go ...

 

Edited August 28, 2019 by Ysc3

[Ysc3]

9 hours ago, Jman888 said:

if you have no chance of getting higher loan in future and the location is where you wanted badly, then take the 4rm.

 

what is the value of your current unit?

shud be around 300k.

but can i request to downgrade when i go for appt or must wait for next round liow ?

Edited August 28, 2019 by Ysc3

[13177]

2 hours ago, Ysc3 said:

shud be around 300k.

but can i request to downgrade when i go for appt or must wait for next round liow ?

Maybe you cannot downgrade since you have already applied the type of flat you want?! 

[UncleAtas]

14 hours ago, Ysc3 said:

shud be around 300k.

but can i request to downgrade when i go for appt or must wait for next round liow ?

Best is to call up HDB and get the right answers from them.

Since your HLE is for any type, shouldn't be any issue. Better check with them.

[Ysc3]

46 minutes ago, UncleAtas said:

Best is to call up HDB and get the right answers from them.

Since your HLE is for any type, shouldn't be any issue. Better check with them.

Yup... Will be calling them to ask.... Just checking if anyone here got experience this before ... 

[Myxilplix]

Finally moved in last weekend, cos no choice had to handover my old flat to the buyer. Reno not completed yet cos of issues here and there, so wifey and me on leave this week to jagah the house while the contractors come and go (and make those on the spot decisions). It's been a long wait and we're still not fully unpacked because of the ongoing work but still feels good to be here and fingers crossed the work should be finished by Monday.

 

 

 

 

 

 

[13177]

5 minutes ago, Myxilplix said:

Finally moved in last weekend, cos no choice had to handover my old flat to the buyer. Reno not completed yet cos of issues here and there, so wifey and me on leave this week to jagah the house while the contractors come and go (and make those on the spot decisions). It's been a long wait and we're still not fully unpacked because of the ongoing work but still feels good to be here and fingers crossed the work should be finished by Monday.

High floor with nice view. 👍

[Dafansu]

127D kim tian ah, million dollar flat 😁

 

Edited September 5, 2019 by Dafansu

[13177]

7 minutes ago, Dafansu said:

127D kim tian ah, million dollar flat 😁

 

Dont understand how come kim tian area hdb flats so expensive? Lol.

[Dafansu]

2 minutes ago, 13177 said:

Dont understand how come kim tian area hdb flats so expensive? Lol.

cause got million dollar views 

[mersaylee]

So high...chao chao 35 floor up into the sky 

congrats. I’m sure the reno guys also feel shiok working in that flat...