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Today my credit card was hacked

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Dear all MCFers

 

Today someone hacked my credit card

 

This is a 20 years aged card

 

So many incurring monthly payee

 

Actually the moment I received a OTP for online transaction I smelled a rat liao

 

Immediately I reported to card centre

 

Then CSO immediately blocked the card

 

She go through all unbilled transactions with me

 

Checking from when the card was compromised

 

After verification she confirmed it is hacked more than a week

 

But I don’t have sms alert for my 20 years old card

 

So I don’t know what is happening

 

Only OTP came...siao liao

 

Ok this hacker got balls of steel I can say

 

(He) used my card for all iTunes payments, Apple items, online automobile accessories and even dare to use my card to pay his mobile phone bill

 

Do you think this hacker really no horse run?

 

Card centre CSO also surprised that those transactions can track the hacker down

 

Clever to hack but stupid to spend huh

 

BTW sorry for so long winded

 

I hope to share this so that bro and sis here can be more careful

 

Best if some people can share more information about card security etc

 

Thank you for reading my post

 

PS. The troublesome part is I have to inform all payee about this and update all my new card details

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Mine happened 2 months back with someone trying to bill to ITunes with a link for a measly $2.00 only ; and it really went to Apple Pay which asked for my password for iTunes and then I smelled a rat ; called the card company - they said they can block my card at my behest and gave me Apple direct hotline number (which was very fast service ) and they said they did not bill me but many others have been in similar situation and got rejected becos for want of expiry date of card not being right ( so the culprit is using apple’s genuine payment ) to see if the payment goes thru somehow on tikam tikam basis and when it finally goes thru will whack a big amount on the Card..... how exactly he will know - I’m still confused ..... anyway I had put in SMS trigger for all my cards and supplementary cards even for any measly $1/- transactions becos of an earlier situation

The problem in your case as in my case is that now you have to manually redo each and every giro or recurring payment form all over and it really took so much time and effort and each and every telco/ SP / singtel/ Starhub/ govt dept/ even AVA doggie license got different form format and takes again a month to activate and all that hassle and that too after the new card is delivered only which again can take between 2 days to more than 7 working days

Now this is technology today and not forgetting the easy link function and also atm function need to redo also

I’m talking about the POSB everyday card here

Edited by BanCoe

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I also kena before and also the perpetrator using in iTunes and Apple store. It was a Citibank card I think.

Dear all MCFers

 

Today someone hacked my credit card

 

This is a 20 years aged card

 

So many incurring monthly payee

 

Actually the moment I received a OTP for online transaction I smelled a rat liao

 

Immediately I reported to card centre

 

Then CSO immediately blocked the card

 

She go through all unbilled transactions with me

 

Checking from when the card was compromised

 

After verification she confirmed it is hacked more than a week

 

But I don’t have sms alert for my 20 years old card

 

So I don’t know what is happening

 

Only OTP came...siao liao

 

Ok this hacker got balls of steel I can say

 

(He) used my card for all iTunes payments, Apple items, online automobile accessories and even dare to use my card to pay his mobile phone bill

 

Do you think this hacker really no horse run?

 

Card centre CSO also surprised that those transactions can track the hacker down

 

Clever to hack but stupid to spend huh

 

BTW sorry for so long winded

 

I hope to share this so that bro and sis here can be more careful

 

Best if some people can share more information about card security etc

 

Thank you for reading my post

 

PS. The troublesome part is I have to inform all payee about this and update all my new card details

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A piece of advice (as what I have done):

 

Get 2 credit cards - 1 for use in Singapore and/or merchants in Singapore only + 1 for use in overseas (and also for all overseas payments).

 

 

 

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Found the Sms’s ..... was this the same message ?? Totally the person tried 4 times as I recieved 4 sms over a 2 day period

post-157298-0-55393800-1542759531_thumb.jpeg

post-157298-0-52045200-1542759538_thumb.jpeg

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There must be a loophole between iTunes and DBS, i also receive sms from dbs on unsuccessful deductions for iTunes purchase.

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Happened to me a few years ago too. A transaction in Israel and DBS CSO called me near midnight to ask if I was there.

 

The transaction was promptly blocked and a new card posted to me within a few days.

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Looks like there is problem on iTunes and Apple store? I also received email from Apple that purchases have been made on iTunes, an invoice then email to me, and asking me to verify and click on the link if there is any discrepancy. I ignored the email and did not click on the link as i find the source of the email looks funny.

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A few years back , my DBS card was compromised ..

Kanna abt Euro 4k+....

All was billed to Air-tixs and was questioned by the CSO N finally cleared n i jitao cancelled all my DBS CCs......

Come to think of it, those Cheap Business class tixs lobang ummmmmhh

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Dear all MCFers

 

Today someone hacked my credit card

 

This is a 20 years aged card

 

So many incurring monthly payee

 

Actually the moment I received a OTP for online transaction I smelled a rat liao

 

Immediately I reported to card centre

 

Then CSO immediately blocked the card

 

She go through all unbilled transactions with me

 

Checking from when the card was compromised

 

After verification she confirmed it is hacked more than a week

 

But I donât have sms alert for my 20 years old card

 

So I donât know what is happening

 

Only OTP came...siao liao

 

Ok this hacker got balls of steel I can say

 

(He) used my card for all iTunes payments, Apple items, online automobile accessories and even dare to use my card to pay his mobile phone bill

 

Do you think this hacker really no horse run?

 

Card centre CSO also surprised that those transactions can track the hacker down

 

Clever to hack but stupid to spend huh

 

BTW sorry for so long winded

 

I hope to share this so that bro and sis here can be more careful

 

Best if some people can share more information about card security etc

 

Thank you for reading my post

 

PS. The troublesome part is I have to inform all payee about this and update all my new card details

Your kid do one issit

Frankly I won’t be too surprise

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post-131345-0-54869700-1542766276_thumb.jpg

 

 

best to understand what type of protection the credit card offers

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Actually with so much going on, how does the CC company ever make money.

 

I understand in most cases, CC cannot get the money back.

 

 

Sometimes I dont feel sorry for the CC.

 

Look at the following:

 

when you use your CC, most times the sales never bother to look if the signatures are identical let alone similar, I have signed with different signatures before and still go through

 

 

cards like AMEX lagi silly they got the card number and their code number both infront of the card, so someone taking a picture can use the card especially if website sites does not need SMS or email authentication

 

paywave or similar with credit card, if you loose your card, anybody can walk to 7-11 and use your card, do you think 7-11 will bother to review their CCTV video for a $2 purchase item

 

there are many flaws with the use of CC

 

 

 

DBS is really not on top of the game. Eg there was on several occasion when you visited their website it looks funny, you suspect and dare not use, you call them they outsource to philipines and they tell you yes it a fake site and they know about it but yet they dont issue any SMS or email warnings to their client.

 

 

how come with technology they cannot trace the person who use your card

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Moving forward, pay by handphone app eg: scan code thingy - or wechat - will be safer ?

 

Cos if handphone lost, got fingerprint or pin to unlock before you can use it! haha

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iTunes and Apple store is so insecure?

 

So should not give them any credit card details?

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I think my sis kana earlier in the year.

Thankfully I've been spared such trouble.

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Found the Sms’s ..... was this the same message ?? Totally the person tried 4 times as I recieved 4 sms over a 2 day period

 

 

I also kana a few months back with my dbs card.  I got an sms at mid night stating my card was blocked . I didnt notice 

it till next day  [:|]

 

The next morning when I checked with dbs , they told me someone used the card in US and UK . A few transactions

were made . Largest were $4K   [knife]  . Anyway , DBS said they will take up with the merchants . 

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On informing the payees, maybe can just ignore them and let them send you a notice when they can't debit your hacked card.

 

Usually when I change card due to expiry date, I will receive a notice from some of the payees because I forgot that I should inform them.

Edited by Lotr

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Your kid do one issit

Frankly I won’t be too surprise

 

 

Your gfs 小三 played the same trick on you ?  :secret-laugh:

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Few types of credit card fraud.. usually for online or those card not present charges.. banks will usually refund for you

 

Unfortunately there is really no 100% protection over such incident .. syndicates and run programmes to generate card number and the cvv code

 

Best is to use at website which are secured.. eg verified by visa etc and reputable retailers ( make sure u keep an eye on the card)

 

Also set the Sms transactions alert to the lowest possible if u are worried.. this will prevent further losses

Edited by Budgetice

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You atas lah - go overseas those bugs bunny clubs lah!..... mine cheapo cheapo oni $1.65 looney itunes  

I also kana a few months back with my dbs card.  I got an sms at mid night stating my card was blocked . I didnt notice 

it till next day  [:|]

 

The next morning when I checked with dbs , they told me someone used the card in US and UK . A few transactions

were made . Largest were $4K   [knife]  . Anyway , DBS said they will take up with the merchants . 

 

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I got SMS notification from China Merchants Bank for every transaction.

 

Why can't Singapore banks do that le?

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Is it Molly?

 

Which bank?

 

our national bank  :TT_TT:

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