Jump to content

Recommended Posts

Dear all,

 

I was having a minor collision with this Causeway Link bus(yellow ones) on the causeway bridge towards Singapore custom (just came out from JB custom), I was trying to merge into lane 1 with signal on and the bus refuse to give way and hit the right side of my car near the rear wheel and rear right door while I already stopped (not sure whether he purposely hit me or not). So this bus driver said we both report to insurance and refused to provide me his particulars stating the company name and plate number sufficed.

 

I filed online accident report with my insurer (AIG) and made police report also when I came back to Singapore. I would like to know that if I don't claim my insurance company (new car excess $800 and lost my NCD) and go outside workshop to do the job(around $850), will there be any problem? If the bus company insurer claim against mine, do I still have to fork out another $800 excess for this case? Have been calling AIG hotline for the whole morning but couldn't get through, so would like to hear dear bro's opinion on this. 

 

Thanks and happy new year to all!

↡ Advertisement

Share this post


Link to post
Share on other sites

I think you should claim your insurance because you don't even know what the bus fellow will do. 

 

BTW, "refuse to give way" tells me that you were in the wrong.

Share this post


Link to post
Share on other sites

just report to your insurer then go repair your car at outside workshop. I doubt the bus driver even take down your car plate or bothered about the damages on the bus.

Share this post


Link to post
Share on other sites

Usually those on the left lane that needs to give way.

 

Doesn't matter the vehicle on the right is gracious or not, he has the RIGHT of way.

 

A lot of kuku drivers think that by signalling you're immediately granted the right of way.

 

I'd say just fork out the money from your pocket and repair. Lesson learn.

Share this post


Link to post
Share on other sites

Thanks for your replies, I guess I took it for granted as the space was indeed for me to merge into the lane, however he accelerated and bang into me. The guy did take photos of my car plate, just not sure what he will do (a lot of scratches on that area of the bus already). Maybe I will wait for  a few days to check with my insurance company again for the advise. 


Usually those on the left lane that needs to give way.

 

Doesn't matter the vehicle on the right is gracious or not, he has the RIGHT of way.

 

A lot of kuku drivers think that by signalling you're immediately granted the right of way.

 

I'd say just fork out the money from your pocket and repair. Lesson learn.

 

Yeah, anyway I have to fork out that amount to get it repaired whether through insurance company or outside workshop, lesson learnt, no more play with Malaysia bus :TT_TT:

↡ Advertisement

Share this post


Link to post
Share on other sites

Dear all,

 

I was having a minor collision with this Causeway Link bus(yellow ones) on the causeway bridge towards Singapore custom (just came out from JB custom), I was trying to merge into lane 1 with signal on and the bus refuse to give way and hit the right side of my car near the rear wheel and rear right door while I already stopped (not sure whether he purposely hit me or not). So this bus driver said we both report to insurance and refused to provide me his particulars stating the company name and plate number sufficed.

 

I filed online accident report with my insurer (AIG) and made police report also when I came back to Singapore. I would like to know that if I don't claim my insurance company (new car excess $800 and lost my NCD) and go outside workshop to do the job(around $850), will there be any problem? If the bus company insurer claim against mine, do I still have to fork out another $800 excess for this case? Have been calling AIG hotline for the whole morning but couldn't get through, so would like to hear dear bro's opinion on this. 

 

Thanks and happy new year to all!

 

sorry to hear about your accident.

it seems that you are trying to encroach on the right most lane and this lane are usually used by lorries and buses.

 

most likely you will need to report and claim your own insurance for the damage.

Share this post


Link to post
Share on other sites

High chance bus will not claim against you.

 

:D

 

Can pop champagne.

 

Can pop champagne.

Share this post


Link to post
Share on other sites

sorry to hear about your accident.

it seems that you are trying to encroach on the right most lane and this lane are usually used by lorries and buses.

 

most likely you will need to report and claim your own insurance for the damage.

 

All cars were trying to merge from a chaotic 3 or 4 lanes after JB custom into 2 lanes, I was just trying to "squeeze in", anyway that's my first time competing with m'sia bus and apparently I lost the battle haha. 

Share this post


Link to post
Share on other sites

Dear all,

 

I was having a minor collision with this Causeway Link bus(yellow ones) on the causeway bridge towards Singapore custom (just came out from JB custom), I was trying to merge into lane 1 with signal on and the bus refuse to give way and hit the right side of my car near the rear wheel and rear right door while I already stopped (not sure whether he purposely hit me or not). So this bus driver said we both report to insurance and refused to provide me his particulars stating the company name and plate number sufficed.

 

I filed online accident report with my insurer (AIG) and made police report also when I came back to Singapore. I would like to know that if I don't claim my insurance company (new car excess $800 and lost my NCD) and go outside workshop to do the job(around $850), will there be any problem? If the bus company insurer claim against mine, do I still have to fork out another $800 excess for this case? Have been calling AIG hotline for the whole morning but couldn't get through, so would like to hear dear bro's opinion on this. 

 

Thanks and happy new year to all!

 

The $800 execss is own damage excess. Only applicable if you do own damage claim.

The other party claim is totally bear by your insurance. 

 

Even if you don't claim your own insurance, you will still lost your NCD if the other party claimed successfully against you.

Share this post


Link to post
Share on other sites

The $800 execss is own damage excess. Only applicable if you do own damage claim.

The other party claim is totally bear by your insurance. 

 

Even if you don't claim your own insurance, you will still lost your NCD if the other party claimed successfully against you.

 

Thanks for the information, meaning to say that if I do it with outside workshop and the Malaysia insurer didn't successfully claim against me, I will not lose my NCD right? 

Share this post


Link to post
Share on other sites

Thanks for the information, meaning to say that if I do it with outside workshop and the Malaysia insurer didn't successfully claim against me, I will not lose my NCD right? 

 

Your insurer will hold your case for a long period as u have reported a case and did not sign private settlement letter. It will assume there will be a potential claim that has not materialize. Please check with your insurer on how long before it ignore your reported case.

Share this post


Link to post
Share on other sites

Thanks for the information, meaning to say that if I do it with outside workshop and the Malaysia insurer didn't successfully claim against me, I will not lose my NCD right? 

 

Should be the case.

Share this post


Link to post
Share on other sites

I think you should claim your insurance because you don't even know what the bus fellow will do.

 

BTW, "refuse to give way" tells me that you were in the wrong.

Ya lane 1 somemore... The lane one on the causeway is for bus and lorries lane right? Hmm..

Share this post


Link to post
Share on other sites

All cars were trying to merge from a chaotic 3 or 4 lanes after JB custom into 2 lanes, I was just trying to "squeeze in", anyway that's my first time competing with m'sia bus and apparently I lost the battle haha.

Indeed all cars merge into two lanes coming out from JB CIQ. Buses come out from a separate rightmost lane together with the lorries from a higher level. Keep to your car lanes, be patient and don't try to cut into bus/lorry lane. Take it as a lesson learnt and feel lucky that it's a bus and not a heavy truck with oversized load.

Share this post


Link to post
Share on other sites

Maybe can combine this thread with Singapore reckless drivers thread.

 

:D

Share this post


Link to post
Share on other sites

Dear all,

 

I was having a minor collision with this Causeway Link bus(yellow ones) on the causeway bridge towards Singapore custom (just came out from JB custom), I was trying to merge into lane 1 with signal on and the bus refuse to give way and hit the right side of my car near the rear wheel and rear right door while I already stopped (not sure whether he purposely hit me or not). So this bus driver said we both report to insurance and refused to provide me his particulars stating the company name and plate number sufficed.

 

I filed online accident report with my insurer (AIG) and made police report also when I came back to Singapore. I would like to know that if I don't claim my insurance company (new car excess $800 and lost my NCD) and go outside workshop to do the job(around $850), will there be any problem? If the bus company insurer claim against mine, do I still have to fork out another $800 excess for this case? Have been calling AIG hotline for the whole morning but couldn't get through, so would like to hear dear bro's opinion on this. 

 

Thanks and happy new year to all!

 

 

excess only when you claim own damage. if you do it outside and dont follow up with your insurer, nothing will happen.  But you stated New car, so you may want to check with AD on warranty if you do it outside. 

 

on the causeway touch there bang here quite common, he bang you, no matter who is in the right of way also he wont win 100%, some more is causeway bus, likely he wont report also. some more seem like a small accident only, likely nobody will bother.  [laugh]  [laugh]  [laugh]

Share this post


Link to post
Share on other sites

excess only when you claim own damage. if you do it outside and dont follow up with your insurer, nothing will happen. But you stated New car, so you may want to check with AD on warranty if you do it outside.

 

on the causeway touch there bang here quite common, he bang you, no matter who is in the right of way also he wont win 100%, some more is causeway bus, likely he wont report also. some more seem like a small accident only, likely nobody will bother. [laugh][laugh][laugh]

I'm a bit reluctant to check with AD knowing that they sure will ask me to repair with them or else will void warranty. So since it's only scratches and dents I would like to do it outside with much cheaper cost for sure and don't think they'll find out

Share this post


Link to post
Share on other sites

Take a photo and show us. Most repair can be done outside at a lower price.

Share this post


Link to post
Share on other sites

if anyone is still think this is a oversight of the bus driver, you have to know that  these  regular bus and lorry drivers  are very seasoned folks, they know exactly when to cause damage to your car without bringing themselves into trouble. For all you know they may be doing the same thing day in day out everyday, dont try to squeeze in front, beside , behind these big vehicles. 

Share this post


Link to post
Share on other sites

You only need to pay excess when you ownself claim ownself lor.  Counter party claim you, you do not have to pay excess, of course your NCD will be affected.

 

Suggest you report IDAC immediately with status as REPORT instead of CLAIM and wait for a few weeks to see if the other party is filing a claim. You can always change the filing from REPORT to CLAIM if need arise. There is no specific period of validity to changing the status, usually, IDAC tell me within 90days or 3 months best.

 

If no, you ownself repair lor. NCD is save and you are at peace again.

If yes, you file ownself claim.

 

I think you case is 50/50 confirmed liao.  If bus got video then 100% lor. BTW, did you even signal ?

 

 

Dear all,

 

I was having a minor collision with this Causeway Link bus(yellow ones) on the causeway bridge towards Singapore custom (just came out from JB custom), I was trying to merge into lane 1 with signal on and the bus refuse to give way and hit the right side of my car near the rear wheel and rear right door while I already stopped (not sure whether he purposely hit me or not). So this bus driver said we both report to insurance and refused to provide me his particulars stating the company name and plate number sufficed.

 

I filed online accident report with my insurer (AIG) and made police report also when I came back to Singapore. I would like to know that if I don't claim my insurance company (new car excess $800 and lost my NCD) and go outside workshop to do the job(around $850), will there be any problem? If the bus company insurer claim against mine, do I still have to fork out another $800 excess for this case? Have been calling AIG hotline for the whole morning but couldn't get through, so would like to hear dear bro's opinion on this. 

 

Thanks and happy new year to all!

 

Share this post


Link to post
Share on other sites

if anyone is still think this is a oversight of the bus driver, you have to know that these regular bus and lorry drivers are very seasoned folks, they know exactly when to cause damage to your car without bringing themselves into trouble. For all you know they may be doing the same thing day in day out everyday, dont try to squeeze in front, beside , behind these big vehicles.

True. Esp those blue colour factory buses also. I just Kenna one bus who went from SLE slip road to BKE at increasing speed when I was on the left most lane. The bus just come out without slowing down n I have to brake to avoid hitting the bus.

Share this post


Link to post
Share on other sites

You only need to pay excess when you ownself claim ownself lor.  Counter party claim you, you do not have to pay excess, of course your NCD will be affected.

 

Suggest you report IDAC immediately with status as REPORT instead of CLAIM and wait for a few weeks to see if the other party is filing a claim. You can always change the filing from REPORT to CLAIM if need arise. There is no specific period of validity to changing the status, usually, IDAC tell me within 90days or 3 months best.

 

If no, you ownself repair lor. NCD is save and you are at peace again.

If yes, you file ownself claim.

 

I think you case is 50/50 confirmed liao.  If bus got video then 100% lor. BTW, did you even signal ?

 

Why IDAC if insurer never requires IDAC reporting

↡ Advertisement

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

×