Angcheek Hypersonic May 23, 2019 Share May 23, 2019 same here...U dont fakenews hor ... sue u then u know ... U buy everything online . ↡ Advertisement 2 1 Link to post Share on other sites More sharing options...
Staff69 Hypersonic May 23, 2019 Share May 23, 2019 (edited) propaganda to up the minimum sum in cpf someone just started burning monies to fight Starbucks Edited May 23, 2019 by Staff69 3 Link to post Share on other sites More sharing options...
Angcheek Hypersonic May 23, 2019 Share May 23, 2019 Woah. Your monthly maintenance is really high... Woah. Your monthly maintenance is really high... Dont be jealous 1 1 Link to post Share on other sites More sharing options...
Kusje Supersonic May 23, 2019 Share May 23, 2019 Dont be jealous 1 Link to post Share on other sites More sharing options...
Ct3833 Supersonic May 23, 2019 Share May 23, 2019 U fellas neber factor in retirement job as table wiper ah? Heard in MCF easily $500k pa in a bad month wor...Fakenews is a crime now hor. Link to post Share on other sites More sharing options...
Angcheek Hypersonic May 23, 2019 Share May 23, 2019 Not jealous. Just think his monthly maintenance isn't in line with his other expenditure. He from well to do family and pass down from parent ... pte house , car etc ... as long as got budget , no worry with lifestyle If for me ........ bo bian , bread everyday + cheap $2 chai png . No need TV . Maybe just internet + 1 shared mobile . If no need see doc , I think can survive . 3 Link to post Share on other sites More sharing options...
Throttle2 Supersonic May 23, 2019 Share May 23, 2019 Wife and I take public transport to work and back leh. Past one year, only brought my family to eat in a restaurant 3 times. No cafes. I really think that that is not healthy. Not to you, not to your wife nor your family. 1 Link to post Share on other sites More sharing options...
Victor68 Turbocharged May 23, 2019 Share May 23, 2019 One of the frightening costs is medical. Inflation will also see your saving strank. Of course, if we are just happy to pass the balance days the same way and hoping we need not have to spend anything extra. I don't think it is wise to bet on $1.3k but if that is what you have then you really have to watch your budget very carefully. Link to post Share on other sites More sharing options...
Throttle2 Supersonic May 23, 2019 Share May 23, 2019 One of the frightening costs is medical. Inflation will also see your saving strank. Of course, if we are just happy to pass the balance days the same way and hoping we need not have to spend anything extra. I don't think it is wise to bet on $1.3k but if that is what you have then you really have to watch your budget very carefully. Confirm Stamp Chop If $1.4k per mth is all the liquidity we hve upon retirement, it's probably better to keep working My savings also depleting fast. I need to get some money soon Still have many years to live before can touch CPF. Maybe need to sell Rolex again Link to post Share on other sites More sharing options...
Kusje Supersonic May 23, 2019 Share May 23, 2019 I really think that that is not healthy. Not to you, not to your wife nor your family. The public transport part or the not eating in restaurants? Link to post Share on other sites More sharing options...
Lurpsexx 6th Gear May 23, 2019 Share May 23, 2019 U fellas neber factor in retirement job as table wiper ah? Heard in MCF easily $500k pa in a bad month wor...Hmm.. this survey is looking at the cost side of things, assuming the income stream comes from cpf payouts only.. In reality, if the couple is fit n healthy n financially planned well, the income could be better n their living std can be higher.. Going by current situation, the husband/& or wife, can get a coe car n drive grab together to earn net about 2k+ a mth between them, after all car exps HV been paid. Time frame is assumed to be 10 yrs after 65,so this income add quite a lot. Since the kids have grown up, so can act as personal chauffeur to the Grand kids too.. plus can take drive holidays to Malaysia with friends n family at low cost.. Also, if HV another paid up property, can HV about 2.5k monthly rent income. Add in other investment income like ins policy payouts, stock dividends n appreciation, bond payouts etc, can HV abt Ave ?1k? A mth income.. of course HV tax to pay, but still got substantial mthly income, abt net after tax Abt 4k a mth between them.. Additional cost omitted in this study is the insurance, for h&s (impt!),pa, gp exps etc.. these can cost about 9k a year for both, or 4.5k a pax or 375 a mth a pax.. So total mthly income per pax is 1.4k from cpf, other income 2k per pax, less med ins $375 = Abt $3k a mth a pax to spend on food, utilities, leisure etc. Quite ok based on today's cost of living std.. So is impt to start early to keep fit, physically & financially, to achieve a reasonable retirement std of living from 65.. these assumptions r based on staying in SG after retirement, but if retiring overseas, then std of living will vary depending if you're staying in regional lower cost countries or elsewhere.. 2¢ 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic May 23, 2019 Share May 23, 2019 The public transport part or the not eating in restaurants? The overall There is no need to splurge but to stinge is also not good. Recall you earn about $100k per yr right? Its decent for a mid 30s guy. Anyway,just my opinion base on my understanding which could be wrong You hv your reasons, of course. Am not saying its wrong as i respect peoples choices but i feel can be better for you and family 1 Link to post Share on other sites More sharing options...
Angcheek Hypersonic May 23, 2019 Share May 23, 2019 The public transport part or the not eating in restaurants?钱是赚不完的 。。。 6 Link to post Share on other sites More sharing options...
Ct3833 Supersonic May 23, 2019 Share May 23, 2019 é±æ¯èµä¸å®ç ããã ð But life only 1 ... Enlightening, must drink wine..Haha. 1 Link to post Share on other sites More sharing options...
Gnomish 2nd Gear May 23, 2019 Share May 23, 2019 1.4k is already less than my car loan and petrol and related expenses Link to post Share on other sites More sharing options...
Ct3833 Supersonic May 23, 2019 Share May 23, 2019 (edited) The overall There is no need to splurge but to stinge is also not good. Recall you earn about $100k per yr right? Its decent for a mid 30s guy. Anyway,just my opinion base on my understanding which could be wrong You hv your reasons, of course. Am not saying its wrong as i respect peoples choices but i feel can be better for you and family So I said he is another millionaire in the making 是对的。 One of the frightening costs is medical. Inflation will also see your saving strank. Of course, if we are just happy to pass the balance days the same way and hoping we need not have to spend anything extra. I don't think it is wise to bet on $1.3k but if that is what you have then you really have to watch your budget very carefully.Must stay in the cheapest rate ward of a public hospital to maximize subsidies. Edited May 23, 2019 by Ct3833 1 Link to post Share on other sites More sharing options...
Angcheek Hypersonic May 23, 2019 Share May 23, 2019 Enlightening, must drink wine..Haha. yes yes ..... Cheers bro ...... To Happy Living Standard ! 5 Link to post Share on other sites More sharing options...
Throttle2 Supersonic May 23, 2019 Share May 23, 2019 So I said he is another millionaire in the making 是对的。 . Confirm, he is the 1st disciple of Sifu @enye ↡ Advertisement Link to post Share on other sites More sharing options...
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