commonjunks Supercharged September 5, 2019 Share September 5, 2019 2 minutes ago, Fitvip said: I would say the Porsche driver lacks situational awareness. When the lorry ahead of her drove off, it left a big gap for her to proceed, but instead, she stopped! Two points to note, though 1- There is a truck on extreme left lane which is blocking the view of Porsche driver (you want her to enter road with due care, it is not merging road it is give way road and porches driver have responsibility to make sure road is clear before he/she can enter). 2- It also didn't help when trailer also stand beside her on right and blocking her entire view. Trailer or any other driver can't expect her to quickly rush to main road and cause accident because trailer driver forgot to check if there was another vehicle ahead of him and thought other vehicle will vanish in thin air "if there is any". We all agree (at least i can say about myself) that we should stay out of blind spot of bigger vehicles, but it is also responsibility of driver of bigger vehicles to make sure they don't put other driver in spot where they cannot escape from potential accident (unless other vehicle can fly away or drive on footpath to avoid collision). ↡ Advertisement Link to post Share on other sites More sharing options...
Fitvip Supersonic September 5, 2019 Share September 5, 2019 14 minutes ago, commonjunks said: Two points to note, though 1- There is a truck on extreme left lane which is blocking the view of Porsche driver (you want her to enter road with due care, it is not merging road it is give way road and porches driver have responsibility to make sure road is clear before he/she can enter). 2- It also didn't help when trailer also stand beside her on right and blocking her entire view. Trailer or any other driver can't expect her to quickly rush to main road and cause accident because trailer driver forgot to check if there was another vehicle ahead of him and thought other vehicle will vanish in thin air "if there is any". We all agree (at least i can say about myself) that we should stay out of blind spot of bigger vehicles, but it is also responsibility of driver of bigger vehicles to make sure they don't put other driver in spot where they cannot escape from potential accident (unless other vehicle can fly away or drive on footpath to avoid collision). Situational awareness she is lacking! 4 Link to post Share on other sites More sharing options...
Hamburger Hypersonic September 5, 2019 Share September 5, 2019 15 minutes ago, Fitvip said: Situational awareness she is lacking! I concur. The moment the trailer moves out in such aggressive manner, the gap was there for her to chiong out and be in front. Lacked experience too 5 Link to post Share on other sites More sharing options...
inlinesix Supersonic September 5, 2019 Share September 5, 2019 22 hours ago, Yewheng said: But there should be guideline on accident damage severity with professional tested on accident damage from light to heavy and with recorded gforce during the crash accident test. With the gforce result out, then Doctor could come in and give accessment on say light accident damage with this gforce, how much it will affect the body. Like if just a slight kiss on bumper and damage only minor scratches. Then go claim 8k for sprain nack not possible due to test accident crash result is that light accident only sustain x amount of gforce and the impact is not that big that need to go up to claim to 8k for sprain nack for example? So this would be further clam down. To rope in a doctor together with lawyer and crash test professional to come out with the new guideline or law on this. On the definition of severity of accident damage from light to heavy and how much gforce is sustained respectively and how much max could be claim for injuries. Then maybe for heavy accident damage there will not be any limit. This will wipe out those who go to inflate medical claim just a very slight hit with just minor scratches. Your suggestion will not work as you are challenging creditability and professionalism of doctor. Indirectly, you are challenging creditability and professionalism of SMC/MOH. Mind you, during rapid deceleration aka ebrake, whiplash might occur even though it might be minor scratch on the car. 1 Link to post Share on other sites More sharing options...
Yewheng Twincharged September 5, 2019 Share September 5, 2019 1 hour ago, Davidtch said: Your suggestion will not work as you are challenging creditability and professionalism of doctor. Indirectly, you are challenging creditability and professionalism of SMC/MOH. Mind you, during rapid deceleration aka ebrake, whiplash might occur even though it might be minor scratch on the car. Not challenging, but with tested and proven crash from minor to severe and with gforce recorded. The result will be accurate as can be in terms on what kind of injuries will sustain with certain no of gforce. So once that is documented. People can't just go to doctor and then claim 8k for sprain neck for just a minor scratches for example. This will further reduce the chance of inflated claim on medical side. Link to post Share on other sites More sharing options...
commonjunks Supercharged September 5, 2019 Share September 5, 2019 10 minutes ago, Yewheng said: Not challenging, but with tested and proven crash from minor to severe and with gforce recorded. The result will be accurate as can be in terms on what kind of injuries will sustain with certain no of gforce. So once that is documented. People can't just go to doctor and then claim 8k for sprain neck for just a minor scratches for example. This will further reduce the chance of inflated claim on medical side. I once visited a private specialist for my throat (which was not getting better after 5/6 month of cough), i was charged around 600$ for single visit (with number of tests/xrays/medications) although doctor asked me to visit again "which is disregard, as i pay 600$ from my own pocket because my insurance don't cover such visits". First step will be catch/penalize all those doctors who keep giving such diagnosis (like 7-14 days MC base on minor accident) to every other patient who get involved in accident, bundling up everyone under same rule will hurt those who genuinely got hurt in accident but will be told that base on statistics you shouldn't be allowed to go for such treatment. Link to post Share on other sites More sharing options...
Yewheng Twincharged September 5, 2019 Share September 5, 2019 6 hours ago, commonjunks said: I once visited a private specialist for my throat (which was not getting better after 5/6 month of cough), i was charged around 600$ for single visit (with number of tests/xrays/medications) although doctor asked me to visit again "which is disregard, as i pay 600$ from my own pocket because my insurance don't cover such visits". First step will be catch/penalize all those doctors who keep giving such diagnosis (like 7-14 days MC base on minor accident) to every other patient who get involved in accident, bundling up everyone under same rule will hurt those who genuinely got hurt in accident but will be told that base on statistics you shouldn't be allowed to go for such treatment. That is what insurance is for.. They also need to make money and prevent people from misuse it. So many a times there will be limit imposed. Link to post Share on other sites More sharing options...
Adrianli Hypersonic September 6, 2019 Share September 6, 2019 9 hours ago, Yewheng said: Not challenging, but with tested and proven crash from minor to severe and with gforce recorded. The result will be accurate as can be in terms on what kind of injuries will sustain with certain no of gforce. So once that is documented. People can't just go to doctor and then claim 8k for sprain neck for just a minor scratches for example. This will further reduce the chance of inflated claim on medical side. Not everyone is born the same. Everyone will have a pre-existing illness whether they know it or not. If the accident causes the illness, then the claim will definately be higher. For example, u bang down an elderly cyclist, broke his foot but he kena heart attack then stroke. His hospital stay, medication, rehabilitation and future salary, who is responsible??? It is very different from treating just a broken foot. The elderly cyclist may not even know he/she has high blood pressure. Most elderly will have various illness, not one. So insurance claim is not that straight forward. Especially if you rear end the person in front. At that moment, he does not present any symptoms but when he/she got back home, start to have headache and vomitting. Thatz a whiplash injury liao. 4 Link to post Share on other sites More sharing options...
Yewheng Twincharged September 6, 2019 Share September 6, 2019 (edited) 18 minutes ago, Adrianli said: Not everyone is born the same. Everyone will have a pre-existing illness whether they know it or not. If the accident causes the illness, then the claim will definately be higher. For example, u bang down an elderly cyclist, broke his foot but he kena heart attack then stroke. His hospital stay, medication, rehabilitation and future salary, who is responsible??? It is very different from treating just a broken foot. The elderly cyclist may not even know he/she has high blood pressure. Most elderly will have various illness, not one. So insurance claim is not that straight forward. Especially if you rear end the person in front. At that moment, he does not present any symptoms but when he/she got back home, start to have headache and vomitting. Thatz a whiplash injury liao. Okay, now let me quote you another example. Say for example, front car do an e brake due to obstacles in front. Rear car also follow suit. The rear car super heng no hit. It is inches away from getting hit. So this front car encountered some good amount of braking force. The front car can't do anything to claim the rear car right? Now same example.. However the rear car brake super hard but end up with a super slight kiss. The energy of point of impact is way less then the braking force for deceleration for stopping. So how? Like for example. Deceleration to full stop 0.5g, a slight hit with minor scratches with impact of 0.01g. So how? Then claim inflated medical with just only 0.01g force of impact of the aftermath emergency stop? You get what I mean? Everything should not be counted before beinh hit. It should be counted only once get hit. Using the same example again. This time the rear car follow too closely and unable to brake in time. Slam onto the front car hard. The front car rear boot is flatten. Now the front car deceleration to full stop is 0.5g, impact front rear is 1g. Then of coz this one claim for medical and etc is reasonable. As this one is big impact with 1g force not the letter one with only 0.01g force of impact. Deceleration to full stop should not be counted as for the top example, deceleration to full stop no hit. Even if deceleration to full stop is 1g also like that can't claim behind car or anything. This would be more fair to drivers who hit from behind. Edited September 6, 2019 by Yewheng Link to post Share on other sites More sharing options...
Adrianli Hypersonic September 6, 2019 Share September 6, 2019 5 minutes ago, Yewheng said: Okay, now let me quote you another example. Say for example, front car do an e brake due to obstacles in front. Rear car also follow suit. The rear car super heng no hit. It is inches away from getting hit. So this front car encountered some good amount of braking force. The front car can't do anything to claim the rear car right? Now same example.. However the rear car brake super hard but end up with a super slight kiss. The energy of point of impact is way less then the braking force for deceleration for stopping. So how? Like for example. Deceleration to full stop 0.5g, a slight hit with minor scratches with impact of 0.01g. So how? You get what I mean? Once touch, you do not know what is the impact, direct or indirect, to the front car occupants. He/she maybe digging his nose or scratching his balls. Your gentle touch shocked him/her and indirectly caused an injury. There is simply no one size fits all for all insurance medical claims. 1 Link to post Share on other sites More sharing options...
Yewheng Twincharged September 6, 2019 Share September 6, 2019 9 minutes ago, Adrianli said: Once touch, you do not know what is the impact, direct or indirect, to the front car occupants. He/she maybe digging his nose or scratching his balls. Your gentle touch shocked him/her and indirectly caused an injury. There is simply no one size fits all for all insurance medical claims. That is why I said to rope in professional. Crash test expert, lawyer and doctors. So they conduct crash test from super light impact to heavy impact. Then record down the g force of the hit respectively. So with the g force result, doctor could then say what kind of injuries with be sustain with this amount of g force. So the impact from slight hit to heavy hit will be guideline of the expected g force and maybe give margin of 200%. Then with also know what sort of injuries will be substain with different hit. So when come to claiming, we will not be seeing super unreasonable claim for medical with super slight hit. As that kind of super unreasonable claim will get rejected due to already have the set guideline of what so for injuries on the particular super light impact with light scratches only. Link to post Share on other sites More sharing options...
Adrianli Hypersonic September 6, 2019 Share September 6, 2019 7 minutes ago, Yewheng said: That is why I said to rope in professional. Crash test expert, lawyer and doctors. So they conduct crash test from super light impact to heavy impact. Then record down the g force of the hit respectively. So with the g force result, doctor could then say what kind of injuries with be sustain with this amount of g force. So the impact from slight hit to heavy hit will be guideline of the expected g force and maybe give margin of 200%. Then with also know what sort of injuries will be substain with different hit. So when come to claiming, we will not be seeing super unreasonable claim for medical with super slight hit. As that kind of super unreasonable claim will get rejected due to already have the set guideline of what so for injuries on the particular super light impact with light scratches only. U remember not too long ago, a couple was having oral sex at ECP when a car bumped into them slightly. The lady bite off the guy's kkj. The guy needed surgery to re-attach it back. Which expert, lawyer and doctor able to estimate the cost of this accident??? 6 Link to post Share on other sites More sharing options...
Othello Supersonic September 6, 2019 Share September 6, 2019 19 minutes ago, Yewheng said: That is why I said to rope in professional. Crash test expert, lawyer and doctors. So they conduct crash test from super light impact to heavy impact. Then record down the g force of the hit respectively. So with the g force result, doctor could then say what kind of injuries with be sustain with this amount of g force. So the impact from slight hit to heavy hit will be guideline of the expected g force and maybe give margin of 200%. Then with also know what sort of injuries will be substain with different hit. So when come to claiming, we will not be seeing super unreasonable claim for medical with super slight hit. As that kind of super unreasonable claim will get rejected due to already have the set guideline of what so for injuries on the particular super light impact with light scratches only. at what cost, may I ask ? Are you willing to pay for 2K premium ? There are thousands of claims everyday. Commercial, PA, Life, CI etc 2 Link to post Share on other sites More sharing options...
Yewheng Twincharged September 6, 2019 Share September 6, 2019 (edited) 38 minutes ago, Othello said: at what cost, may I ask ? Are you willing to pay for 2K premium ? There are thousands of claims everyday. Commercial, PA, Life, CI etc When the set guideline sets in.. It will reduce claim amount instead of keep getting ridiculous claim for medical due for very minor hit with scratches only. As the when the guideline is set. Every accident will follow this set of guideline. Like this accident only minor hit with minor scratches, follow this guideline. This accident heavy accident with boot flatten, follow this guideline and etc. Edited September 6, 2019 by Yewheng Link to post Share on other sites More sharing options...
Yewheng Twincharged September 6, 2019 Share September 6, 2019 49 minutes ago, Adrianli said: U remember not too long ago, a couple was having oral sex at ECP when a car bumped into them slightly. The lady bite off the guy's kkj. The guy needed surgery to re-attach it back. Which expert, lawyer and doctor able to estimate the cost of this accident??? Then how you got any idea on how to stop those inflated medical claim? It is really fair to say this must put to stop. Must put in definition of what is light hit, what is heavy hit and how much impact a person will sustain with light hit and heavy hit. This will really ensure that the loophone is closed so that people will not be able to do inflated claim on medical side. Link to post Share on other sites More sharing options...
Sdf4786k Twincharged September 6, 2019 Share September 6, 2019 13 minutes ago, Yewheng said: Then how you got any idea on how to stop those inflated medical claim? It is really fair to say this must put to stop. Must put in definition of what is light hit, what is heavy hit and how much impact a person will sustain with light hit and heavy hit. This will really ensure that the loophone is closed so that people will not be able to do inflated claim on medical side. I think if serious enough , the chenhu will step in. Else, it will be another disruptive technology that the people just have to live with. Link to post Share on other sites More sharing options...
commonjunks Supercharged September 6, 2019 Share September 6, 2019 (edited) 33 minutes ago, Yewheng said: When the set guideline sets in.. It will reduce claim amount instead of keep getting ridiculous claim for medical due for very minor hit with scratches only. As the when the guideline is set. Every accident will follow this set of guideline. Like this accident only minor hit with minor scratches, follow this guideline. This accident heavy accident with boot flatten, follow this guideline and etc. It is true we have a plague of medical bill inflation, what we need is to find the root cause of the issue. As being an accident victim it is not me who make medical report but there are authorities (named doctors) who write all reports which inflate the medical bill. Also insurance companies also don't help when they want to close the case ASAP without giving ample time if problem could arise due to accident. In EU/US you can still sue the person if you get issue which arise due to accident but here once insurance want to pay out they ask you to sign that you cannot sue or ask for any help once you receive their cheque. I had once kena hit by P Plate, a minor scratch (which i didn't pursue as it was minor scratch) but 6 month down the road my bumper fall off (because some of the bolts which were holding broke off at the time of accident but there was no apparent damage). I was told need 1 day at workshop and cost between 400-800$ (not sure exact cost, happen long ago). Insurance companies should keep track of black sheep doctors, who keep popping in their radar when medical bill inflated (that will first step to fix scam claims). You can have all gforce analysis but we are not talking about dummy what they use in test but talking about real human which could react different in different situation (some people still can work when they fall sick, others lie in bed when even they have flu/cold). Edited September 6, 2019 by commonjunks 4 Link to post Share on other sites More sharing options...
Jellandross Supersonic September 6, 2019 Share September 6, 2019 (edited) walau wtf this kind of cock driver is every pedestrian's nightmare.. the only fortunate thing was the kid narrowly escaped impact.. Edited September 6, 2019 by Jellandross ↡ Advertisement 7 1 2 Link to post Share on other sites More sharing options...
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