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Any bros here is on FWD insurance:

My vehicle insurance is going to expire soon and I went online to check it out and FWD provided an almost unimaginable offer.

My details

29 years old married

driving experience more than 5

30% NCD 

Suzuki swift sport 09

Excess was $1500. Can reduce to $500, additional 100 on quote 

The quote was about 650 still have 100 CapitaLand voucher which basically the whole insurance package cost only 550 effectively.

which is too good to be true

 

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i tried the online quote and it was much higher compared to empty Lucy.

 

So went back lucy again.

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expensive, say cut throat. Cheap, say too good to be true. hahaha

i would have signed up immediately liao !!! 

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9 hours ago, Goldenvodka said:

Any bros here is on FWD insurance:

My vehicle insurance is going to expire soon and I went online to check it out and FWD provided an almost unimaginable offer.

My details

29 years old married

driving experience more than 5

30% NCD 

Suzuki swift sport 09

Excess was $1500. Can reduce to $500, additional 100 on quote 

The quote was about 650 still have 100 CapitaLand voucher which basically the whole insurance package cost only 550 effectively.

which is too good to be true

 

09 referring to your car year 2009? COE car?

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14 minutes ago, Goldenvodka said:

Yup COE car but gonna buy comprehensive

Insurance for COE car should be quite cheap for such company. I got $300++ quote from budget direct insurance before for my previous COE car. Feel that FWD insurance package is quite comprehensive, u can do a comparison on the fine prints with other major insurers like AIG, NTUC etc. 

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10 hours ago, Goldenvodka said:

Any bros here is on FWD insurance:

My vehicle insurance is going to expire soon and I went online to check it out and FWD provided an almost unimaginable offer.

My details

29 years old married

driving experience more than 5

30% NCD 

Suzuki swift sport 09

Excess was $1500. Can reduce to $500, additional 100 on quote 

The quote was about 650 still have 100 CapitaLand voucher which basically the whole insurance package cost only 550 effectively.

which is too good to be true

 

Why not?

My previous car, Renewed COE impreza 2.0, 3rd party, fire and thief $350 ish a year.

I always lol when i renew then.

If u are a safe driver, can take the risk.

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yes tried them this year 1st time  with some CNY promo for wifey car ; It was slightly cheaper than my current HLA by about $200/- with almost same TnC, so the premium was about $1,400 with 20% NCD for A200 merc;  HLA was charging about $1600; Anyway I feel its all luck; I took the mid range policy (dunno what they call it)     Excess was $750

Edited by BanCoe
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2 hours ago, Othello said:

expensive, say cut throat. Cheap, say too good to be true. hahaha

i would have signed up immediately liao !!! 

Been using FWD 3 years in a row.

Only thing to beware of is some insurance company has windscreen coverage that includes a full rebate of rental cars.

So have to check the various  TNCs.

 

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5 hours ago, Ka_kia said:

Why not?

My previous car, Renewed COE impreza 2.0, 3rd party, fire and thief $350 ish a year.

I always lol when i renew then.

If u are a safe driver, can take the risk.

Which company offer third party for COE car?

My car value is less than 10k.. in a event of bad accident even comprehensive will be scrap as bo hua to repair..
 

left 3 years so i thinking to go third party.. 

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as with all insurances, everything is fine and dandy till the time when it comes to make a claim. thats when you can see the decent ones from the ones who try to prevent a claim.

 

with COE cars, 3rd party is usually enough, cause if the damage is more than a few thousand, likely they will say scrap. and if all they offer is scrap. whats the point in paying more for insurance when you can get the same amount from LTA anyway.

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6 hours ago, Ody_2004 said:

Which company offer third party for COE car?

My car value is less than 10k.. in a event of bad accident even comprehensive will be scrap as bo hua to repair..
 

left 3 years so i thinking to go third party.. 

FWD lor,

There was some special promo on renewal and the quote for 3rd party and Fire ad Theft was sorry, (I have check again) $400 plus. 

Ya ba. If <$10 value, lol, can save on insurance also, why not.

Screenshot_1.png

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8 hours ago, Ka_kia said:

FWD lor,
 

Just did an online for FWD quote..

Comprehensive $15xx

Third Party $10xx..

mmmmmm...

Long LONG LONG time ago Third party is only $300 or so! whahahahahhahaha..

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1 hour ago, Ody_2004 said:

Just did an online for FWD quote..

Comprehensive $15xx

Third Party $10xx..

mmmmmm...

Long LONG LONG time ago Third party is only $300 or so! whahahahahhahaha..

What car?

At 1k, it is higher than my Mini Cooper S comprehensive le.

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3 minutes ago, inlinesix said:

What car?

At 1k, it is higher than my Mini Cooper S comprehensive le.

Suzuki Swift 1.5 2008.. No NCD as it is on my Superb..

BTW 3rd party they cover new and 19 years old driver? I know old new driver ok.. but new and young is seem a no no for insurance company.

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20 minutes ago, Ody_2004 said:

Suzuki Swift 1.5 2008.. No NCD as it is on my Superb..

BTW 3rd party they cover new and 19 years old driver? I know old new driver ok.. but new and young is seem a no no for insurance company.

Not a lot of insurer willing to underwrite.  You might need to hunt around.

 

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