Shahul_hamid Neutral Newbie March 12, 2020 Share March 12, 2020 Hi all need some advice and help with regards to my car loan. I lost my job due to current situation and have about 35k balance to pay off my bank For my car loan, called them to re finance only to tell me that's it's not over due and no other alternatives as they do not re finance. Any kind soul can help me think Or direct me what I can do to keep my car. ↡ Advertisement Link to post Share on other sites More sharing options...
Hydrocarbon Turbocharged March 12, 2020 Share March 12, 2020 5 minutes ago, Shahul_hamid said: Hi all need some advice and help with regards to my car loan. I lost my job due to current situation and have about 35k balance to pay off my bank For my car loan, called them to re finance only to tell me that's it's not over due and no other alternatives as they do not re finance. Any kind soul can help me think Or direct me what I can do to keep my car. 1. Drive for Grab 2. Drive for GoJek 3. Sell off the car 4. Sell backside to @Jamesc 1 1 Link to post Share on other sites More sharing options...
Rickster 5th Gear March 12, 2020 Share March 12, 2020 If you don't mind, I think since you are out of job anyway, you can try to take up driving for grab or gojek. In this case, you can not only pay for your installment, but also earn some money to tide over the bad times. Link to post Share on other sites More sharing options...
Jamesc Hypersonic March 12, 2020 Share March 12, 2020 27 minutes ago, Hydrocarbon said: 1. Drive for Grab 2. Drive for GoJek 3. Sell off the car 4. Sell backside to @Jamesc's MIL Please be more complete in your replies. My MIL looking forward to sweet young thing to suck the life from. Link to post Share on other sites More sharing options...
Toeknee_33 Turbocharged March 12, 2020 Share March 12, 2020 Any chance of a new job in another sector/industry? Link to post Share on other sites More sharing options...
yishunite Turbocharged March 12, 2020 Share March 12, 2020 Sell or go PHV. Keep car while looking for job is a terrible idea Link to post Share on other sites More sharing options...
Mockngbrd Supersonic March 12, 2020 Share March 12, 2020 If can sell, just sell. Link to post Share on other sites More sharing options...
Ody_2004 Turbocharged March 12, 2020 Share March 12, 2020 (edited) no detail on car wor.. COE car with high loan? maybe sell value lower than outstanding loan then owner need to cough out to pay finance company... such case the worse especially if money tight.. maybe really drive for PHV.. but insurance need to do and registration need to be Z10 Edited March 12, 2020 by Ody_2004 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear March 12, 2020 Share March 12, 2020 3 hours ago, Shahul_hamid said: Hi all need some advice and help with regards to my car loan. I lost my job due to current situation and have about 35k balance to pay off my bank For my car loan, called them to re finance only to tell me that's it's not over due and no other alternatives as they do not re finance. Any kind soul can help me think Or direct me what I can do to keep my car. Very simple one. I also tio pok 1 month after 1 got the car. 50K loan just started. Either sell car, very heavy penalty lor, as the car is less than 6 months. OR redeem loan lor. When better times come, you can buy again lor. Sell car. Keep car then try to rent a Uber to drive is CRAZY. U have ONLY 2 hands and you got 2 CARS. And U are NOT allowed to convert the class of vehicle from Pte Car to PHV lor, bank won't allow one. What to do ? Did ah loong offer you anything on NATIONAL TV ??? Link to post Share on other sites More sharing options...
1fast1 Supersonic March 12, 2020 Share March 12, 2020 4 hours ago, Jamesc said: Please be more complete in your replies. My MIL looking forward to sweet young thing to suck the life from. Your MIL is a suck-u-bus? 😁 1 Link to post Share on other sites More sharing options...
yishunite Turbocharged March 12, 2020 Share March 12, 2020 1 hour ago, Apple-Tree said: Very simple one. I also tio pok 1 month after 1 got the car. 50K loan just started. Either sell car, very heavy penalty lor, as the car is less than 6 months. OR redeem loan lor. When better times come, you can buy again lor. Sell car. Keep car then try to rent a Uber to drive is CRAZY. U have ONLY 2 hands and you got 2 CARS. And U are NOT allowed to convert the class of vehicle from Pte Car to PHV lor, bank won't allow one. What to do ? Did ah loong offer you anything on NATIONAL TV ??? Uh u sure ur in the right country? Uber left long time ago... and u think grab/gojek hasnt thot abt offering refinance option with conversion of vehicle? 1 Link to post Share on other sites More sharing options...
Apple-Tree 6th Gear March 12, 2020 Share March 12, 2020 (edited) 11 minutes ago, yishunite said: Uh u sure ur in the right country? Uber left long time ago... and u think grab/gojek hasnt thot abt offering refinance option with conversion of vehicle? Er ...... R U from Yishun ah ? If yes, then it is self explanatory. Try change User ID to: I_LL_JE_SAFRA Edited March 12, 2020 by Apple-Tree 1 Link to post Share on other sites More sharing options...
Jamesc Hypersonic March 12, 2020 Share March 12, 2020 (edited) If you need to take some loans everyday I get many calls and sms on lending money. PM me your name and number and I will get them to call you. Don't say no one here help you to lend you money. Edited March 12, 2020 by Jamesc Link to post Share on other sites More sharing options...
yishunite Turbocharged March 12, 2020 Share March 12, 2020 1 hour ago, Apple-Tree said: Er ...... R U from Yishun ah ? If yes, then it is self explanatory. Try change User ID to: I_LL_JE_SAFRA Why so rude. Give wrong advice just admit u wrong lah ↡ Advertisement Link to post Share on other sites More sharing options...
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