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Singapore’s first digital banks: What services can you expect


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1 hour ago, Voodooman said:

Soon we can leave our wallet at home and just use our phone. 

I moved towards cashless whenever possible.

Now, I will try to use it in hawker centres.

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Only take loans from digibanks and never put your money there.

One hacker and all your money will be gone.

They will just wipe out all records of your deposits.

:grin:

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Nowadays traditional bank offer alot digital banking account, create acct online, store money inside by bank transfer and no need go branch. Best still can use atm services to withdraw money

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Ordinary bank = computers + sales people w/ties in a building you can visit + a couple of thousand staff scanning cheques

Digital bank = computers + sales people w/ties optional, sitting on the phone

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10 hours ago, Jamesc said:

Only take loans from digibanks and never put your money there.

One hacker and all your money will be gone.

They will just wipe out all records of your deposits.

:grin:

Yes, smart move. 😎.

So if hackers attack, they will also wipe out your loan records.. 🤭

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Not only hackers, an IT employee can also accidentally delete records.

Everyone here we all have accidentally deleted some important files right?

Or even write over a document when we wanted to also keep the original.

:grin:

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I think better keep your money in a traditional bank.

At least those banks keep cash in a vault.

To rob them need to break in with all the alarms,

get though the big steel door and carry out the money

and find a launderette to clean the dirty money.

:grin:

To rob a digibank just need a computer and a few keystokes.

image.thumb.png.1801526e3189652f1f0af7a885583ac9.png

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I am sure there will be one lazy bank employee

who never change password or password is password

or 123456 or 888888.

:grin:

I am not lazy I always change my password

to IlikeSEX696969. This one no one can hack.

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On 12/6/2020 at 9:44 PM, Jamesc said:

Only take loans from digibanks and never put your money there.

One hacker and all your money will be gone.

They will just wipe out all records of your deposits.

:grin:

Whereas if you only took loans, the hackers would just wipe out all records of your debt. 

What a tragedy. 😁

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On 12/7/2020 at 12:28 PM, Jamesc said:

I am sure there will be one lazy bank employee

who never change password or password is password

or 123456 or 888888.

:grin:

I am not lazy I always change my password

to IlikeSEX696969. This one no one can hack.

I like your password. I think more people should be upfront about what they like. 

Like this SPG and AMDK. (NSFW, don't say I never say).

😁

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On 12/7/2020 at 12:17 PM, Jamesc said:

Not only hackers, an IT employee can also accidentally delete records.

Everyone here we all have accidentally deleted some important files right?

Or even write over a document when we wanted to also keep the original.

:grin:

Err .. your IT portal has move in leaps and bounds. Just that the support team that helps you to Undelete is ignoring u

nowadays even the company can catch on that you applying for a role outside or have skim document off the printer for a “just in case” situation.

in fact unknown to many , you can be CSI out on printed material like a serialise money .. 

 

 

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They can see what I printed out on paper using the printer?

So they can see this?

:grin:

image.thumb.png.12078c7a055d4d9dbee4af04ea4bb532.png

1 hour ago, Sdf4786k said:

Err .. your IT portal has move in leaps and bounds. Just that the support team that helps you to Undelete is ignoring u

nowadays even the company can catch on that you applying for a role outside or have skim document off the printer for a “just in case” situation.

in fact unknown to many , you can be CSI out on printed material like a serialise money .. 

 

 

 

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1 hour ago, Jamesc said:

They can see what I printed out on paper using the printer?

So they can see this?

:grin:

image.thumb.png.12078c7a055d4d9dbee4af04ea4bb532.png

 

Yes they can .. there’s a special spot on every printer like a serial number 

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