Singapore Reckless Drivers Part X

[DOBIEMKZ]

8 hours ago, Jamesc said:

Camera not as good as Dobie's

 

 

Thank you for the compliment. 😊 But I shall give credit to the video editing app too.

[Jellandross]

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

[Mustank]

7 hours ago, Hamburger said:

Accelerated but still lost out. 

Ego bruised. Upload to social media to seek solace. 

Nolah this one front car sure kena one

[Mustank]

15 minutes ago, Jellandross said:

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

Don’t read anything longer than 3 sentence

[tanwm]

 

40 minutes ago, Jellandross said:

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

lol....Audi disassociating himself from the yellow Honda Fit....

But...from the video of the mentioned PIE incident, Audi seems buddy buddy with the yellow Honda Fit leh...competing workshop so friendly to the latecomer trying to snatch their biz?

Edited September 24, 2021 by tanwm

[Ody_2004]

27 minutes ago, Jellandross said:

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

Wow! No kangtao on the road liao and took to social media! I must learn from him!! 🤣

 

[Enye]

41 minutes ago, Mustank said:

Don’t read anything longer than 3 sentence

so old already still adhd ah?

😁

[Jamesc]

1 hour ago, Jellandross said:

almost came to a complete stop

What does - I almost came to a complete stop mean?

Is it like I almost strike toto $10 million?

[Jamesc]

It's either I came to a complete stop or I didn't.

It's either my girlfriend is pregnant or she is not.

It's either my MIL poison me and I almost died or I didn't.

 

[Spidey10]

1 hour ago, Mustank said:

Don’t read anything longer than 3 sentence

feeling guilty need to explain father and mother story....

if you have done no wrong, why need to write so long grandfather story....

in cantonese - "kai sek, mean yim sek" - meaning explaining something coz need to hide something...

Edited September 24, 2021 by Spidey10

[Jamesc]

I almost pass my exams.

I almost got into university.

I almost pass the breathalyzer test.

I almost ran over my MIL.

I almost avoided an accident. 

 

[Jamesc]

It's not cow sh1t,

it's not dog sh1,

it's bull.....

Edited September 24, 2021 by Jamesc

[Jamesc]

I almost didn't get caught by polis.

I almost wasn't charged in caught.

I almost avoided jail time.

[Kklim]

Probably written or vetted by some lawyer

[boonhat_91]

I hope that the TP that was offended by my driving antics may accept my apology and move on.

I hope that the LTA officer that was offended by my illegal mods may accept my apology and move on.

I hope that the parking enforcement officer that was offended by my absence of parking coupon may accept my apology and move on.

[tlt3668]

3 hours ago, Jellandross said:

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

He can cut all the crap reasoning....the truth is "He was speeding recklessly on the road in all the occasions caught on video" 

[Stratovarius]

4 hours ago, Jellandross said:

Audi accident specialist long grandmother sob story. 

https://m.facebook.com/story.php?story_fbid=1506055229761888&id=544941052&_rdr

What's on my mind, XingChen?

Quite a few things have been circulating on social media and people have been asking me questions that revolve mainly around "accidents, claims & insurance".

These terms have been loosely used with negative associations like scams, syndicates & improper soliciting of services. Names and workshops have surfaced on social media like wildfire, vigilantes have been fear mongering and I think it's high time I should step out and apologise for some driving antics that have aggravated some netizens and road users, and at the same time to debunk many misconceptions and allegations hurled at me/family/workshop.

Referring back to the accident on Serangoon Viaduct first, I’m addressing this not to refute nor to argue, but to acknowledge and apologise that no doubt I was driving fast and had executed a lane change from lane 2 to lane 1 (as there was a white Lexus on lane 1). However, many who did not carefully watch the video would adopt this knee-jerk assumption that I had crashed into the stationary cars on lane 1. That was not true, my video footage has shown that I had entered lane 1 for more than 3 seconds, slowed down and almost came to a complete stop AFTER the white Lexus changed lane to the left, which resulted the in the Hyundai driver losing control of his vehicle, veering into the divider and crashing into my rear, which ultimately caused my vehicle to surge forward and hit the rest of the vehicles in front.

I have absolutely no intentions to race any cars nor create any accidents, & add that if I had went to the left lane instead and followed behind the black Vellfire, the Hyundai driver would've still collided into the rest of the stationary vehicles nonetheless, so I repeat and apologise once again for travelling fast, but I leave it to you to decide who was the author/cause of the accident. 

Tracking back to the accident on 6th June at PIE (Tuas) Kallang Bahru where a car and van met with a minor accident and the driver had decided to post our credentials up: I only have to say what I did was to desist the tension between him and the van driver (dressed in white formal top, blue jeans) as they were seen visibly arguing in the video, while the driver conveniently blurring himself out from the video. 

After the incident, I personally waited for the police to arrive and assisted the driver in extracting his memory card post-accident, to protect himself and secure evidence against the van driver as it was a case of side swipe. I offered a namecard and told him we could assist in his vehicular repairs and claims and that was it. In fact, the car driver had not just argued with the van driver but also the workshop agents from the yellow Honda Fit. 

No hard selling or persistent messages/calls to the driver so to the car driver who bitterly thinks that "we're" all out to plot insurance scams, ask yourself or step out to clarify this matter instead of riding ignorantly on the wildfire of blind hatred. We both know what I wrote here is nothing but the truth, and if foul play was involved, I would've deleted the video footage so as not to incriminate myself and my face wouldn't be on social media already. If any motorists suspects any individual of insurance fraud, do look up here for more information. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/358motor-insurance-fraud-motor-insurance-fraud.html)

Many of us, who owns a vehicle surely pays for insurance as required by law and we're often led to think that our insurance company is an all-encompassing entity that acts on your behalf to file for claims, repair your vehicle or defend claims, if any is made against your policy. It isn't true at all. There are mainly two types of claim: against yourself (own damage) or against someone else (third party). 

I quote GIA (General Insurance Association)

"As an industry practice, an insurer will not act on your behalf to file a third party claim. Therefore, you are encouraged to lodge a damage claim under your own policy. After you have been indemnified, your insurer will commence recovery against the other driver’s insurer if it can be proven that the driver is fully liable for the accident. Your insurer will not dock your No Claim Discount at next renewal if recovery is successful." 

(https://gia.org.sg/motor-insurance/third-party-claims.html)"

Here marks my point, independent workshops like us who facilitate in third party claims DIRECTLY liaise with third party's insurers (in layman terms, the other party['s insurer] who has collided into your vehicle/caused the accident) for your repair works to be carried out by us. Why claim own damage when you have evidence on the case? 

"I prefer to go to authorised" and "It's ok I have my own insurance" are one of the most common replies I hear when skeptical individuals who have just gotten into an accident. No problem, if you wish to engage services from Cycle & Carriage, Borneo, Wearnes etc, to claim against your own policy it’s fine no worries, that's cool- your property, your choice, as long as you UNDERSTAND whose insurer is paying & what you’re signing up for. Third party workshops should always honor and respect your decision in engaging whichever service provider you choose because the vehicle belongs to you and they should never coerce nor threaten you to engage their services. However, it is simply not fair that one claims against his/her own insurers when they're involved in an accident where they were NOT liable for it, but the matter of fact is as such: you’ll be advised to claim against your own policy first regardless of liability. This is a KNOWN FACT and the INDUSTRIAL PRACTISE. Why suffer premium loading as a result of making your insurance company pay for damages that weren't caused by you/your mistake? This is the exact reason why insurers award an increase in NCD when you maintain good driving records throughout the years. So it's pretty simple: If you wish to head to Borneo, Cycle or Wearnes to claim against your own insurers for

damages post-accident, no one can or should stop you. If you have trust &/or confidence in whichever third party workshop in handling your claims, do proceed at your own comfort/risk.

Just be educated, informed & aware of the modus operandi before ignorantly firing away "scam & swindlers" by the edge of your mouth. For your good knowledge, we also do verify with 3rd party insurers by purchasing their accident report to make sure liability is clear and reporting has been made in case of repudiation. Non-reporting of accident constitutes repudiation and that is a headache when it comes to claims. Third party claims workshops also do not wish to end up with a repudiated case where they have to sue their own clients to recover their own costs. 

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/359motor-accident-report-purchase-motor-accident-report-purchase.html)

(https://gia.org.sg/motor-insurance/23-faq-on-motor-insurance-issues/350non-reporting-of-accidents-non-reporting-of-accidents.html)

Gone were the days whereby a scratch to the bumper costs 10s of thousands of dollars because shady workshops causes more (intentional) damage to the vehicle post-accident to receive a fatter paycheck by the third party's insurers. It doesn’t work that way anymore guys, so please be educated on this instead of barking away at exorbitant costs involved in a claim. Surveyors will come down to the workshop and document the damages (also known as PRI[Pre-repair inspection]), which would be reflected in the accident report and scene photos to prevent any inflated claims/aggravated damages to the vehicle that was caused as a result of the accident, post-accident.

(https://gia.org.sg/motor-insurance/22-premium-renewal-of-policy/357pre-repair-survey-pre-repair-survey.html)

"According to the CCS, market feedback indicates that authorised workshops can charge two to three times as much as independent workshops for comparable parts and servicing."

(https://www.straitstimes.com/singapore/transport/car-repairs-may-be-cheaper-after-lifting-of-warranty-curbs)

Going to the "big boys" (as we know it: Wearnes, CNC, Borneo etc) in fact means a heftier bill for the third party's/your own insurers but third party/independent workshops do not jeapordize on the quality of repair or authenticity of the parts used. In fact, the bill would cost much lesser if the claimant is engaging an independent third party workshop instead the “big boys” (reason as stated above in the newspaper article) but of course we do have a legal obligation to repair your vehicle to a satisfactory and road-worthy condition which is afterwards covered by warranty, an assurance that I always give to my clients after repair works have been carried out and when they have collected their vehicle.

(https://www.case.org.sg/consumer_guides_cpfta.aspx) 

For those who have queries on lawyer fees and why are they "getting back so little", stop crying and start learning, everything is on the internet. No one can simply just swindle away your payout: 

(https://pto.mlaw.gov.sg/motor-accident-cases/info-motor-accident-victims/)

To conclude briefly on this issue of “closing sales on the roads”, if you'd ask the owner of a funeral parlour: Do you wish for people to die so that they can engage in your services and earn their money? You can bet that the answer is a straight no because no one in the right mind would hope for anybody to get into an accident. There are bound to be existing bad apples in EVERY INDUSTRY but if the mainstream public objectively accept a drink stall aunty/uncle approaching you and asking if you'd like a cup of sugarcane, or an insurance agent that approaches you in the train station asking you to "do a survey", or do a cold call on you to ask if you want to buy insurance, and you wouldn’t call cops on them, why would you stigmatise the collective group of agents (as quoted by some nasty comments found) : road beggars and scums making a profit off other people's mishap?

I know there will be people who’ll continue firing away at me/family/workshop but I believe I have done my due duty in addressing this issue, and I find closure and acceptance in that none would be as blind as those who would not see. I hope this post creates more light than heat and shed some information of the various heated topics discussed in certain groups, and that the individuals that were offended by my driving antics may accept my apology.

 

 

Seems like a nice man leh. Oh wait, looks like got chiobu in white from the video. lol. 

[Didu]

It happened in Dec 2019. Jail sentence will probably back date some.

Driver in Lucky Plaza crash that killed two sentenced to jail

The driver involved in a fatal crash at Lucky Plaza that claimed the lives of two maids and injured four others has been sentenced to two-and-a-half years in jail on Friday (Sep 24). Chong Kim Hoe, a 66-year-old Malaysian, will also be disqualified from driving all classes of vehicles for 10 years upon his release from prison. He pleaded guilty to one count under the Road Traffic Act for dangerous driving causing death. 

The court heard that on Dec 29, 2019, the former private-hire car driver had received a booking on Orchard Road while driving along Nutmeg Road behind Lucky Plaza. Chong accidentally engaged the accelerator while making a U-turn, resulting in his vehicle mounting the footway, going through a guard rail and landing on the service road at Lucky Plaza. The accident resulted in the deaths of two women - Abigail Danao Leste, 41, and Arlyn Picar Nucos, 50 - and injuring four others. All six women were foreign domestic workers from the Philippines.

Chong’s lawyer, Kalaithasan Karuppaya of Regent Law, called for leniency for his client, whom he noted had been “wallowing in regret and anxiety” following the incident. Chong had cooperated with authorities and did not flee from the scene, he said. His culpability was low, said Mr Kalaithasan, adding Chong had been driving for 44 years and had not had any serious accidents prior to the crash almost two years ago. The court heard, however, that Chong had been fined on four previous occasions for failing to stop at red traffic lights. 

In passing his sentence, District Judge Koo Zhi Xuan noted that while Chong’s culpability may have been low, the harm caused was high. The accident was a sobering reminder of the responsibility of road users towards others, he said, adding that the families of the deceased had to face the “tragic reality that their mother, sister or daughter would not be coming back”.

For causing death while driving a motor vehicle, Chong could have been jailed up to eight years.

https://www.channelnewsasia.com/singapore/lucky-plaza-crash-driver-jailed-two-and-half-years-2198851