Shiq 1st Gear May 13, 2021 Share May 13, 2021 My car insurance is due for renewal. AIG is charging me quite expensive, so looking around at other insurers. Allianz is charging a decent rate which includes courtesy car (something I need). Anyone had any experience using Allianz? Are they any good? Thanks ↡ Advertisement Link to post Share on other sites More sharing options...
Kangadrool Supersonic May 13, 2021 Share May 13, 2021 The pricing is very funny. I sourced direct from them and got a very expensive quote, while FSM quoted theirs is the lowest of all insurers. LOL Naturally, go via FSM. 1 Link to post Share on other sites More sharing options...
Thaiyotakamli Supersonic May 13, 2021 Share May 13, 2021 1 hour ago, Kangadrool said: The pricing is very funny. I sourced direct from them and got a very expensive quote, while FSM quoted theirs is the lowest of all insurers. LOL Naturally, go via FSM. Nvr go direct lol 1 Link to post Share on other sites More sharing options...
ER-3682 Twincharged May 13, 2021 Share May 13, 2021 Non own Fault[3rd Party Claim],all Insurance Companies the same..very Good..Own Fault,esp Expensive Cars...most not Good. 1 Link to post Share on other sites More sharing options...
kobayashiGT Internal Moderator May 14, 2021 Share May 14, 2021 If you want good, it is usually serviced by an insurance agent, they take your money, they will sure service you one. But the thing is that it will add up to the cost. Link to post Share on other sites More sharing options...
Kangadrool Supersonic May 14, 2021 Share May 14, 2021 (edited) 1 hour ago, kobayashiGT said: If you want good, it is usually serviced by an insurance agent, they take your money, they will sure service you one. But the thing is that it will add up to the cost. My experience is, agents normally will be able to get better (lower) premium than going direct to the insurers. Not always the case, but mostly so. There is some difference is the coverage though between from agents, direct from insurers and tie-ups with banks, but mostly the excess, courtesy car, medical and transport claim allowance.... Small matters.... all these extra premiums saved can easily add up substantial sum saved over years unless you claim every year lah. LOL Most of the time, I'll just get the cheapest in order to get my car legally on the road. LOL Edited May 14, 2021 by Kangadrool Link to post Share on other sites More sharing options...
Levinx 3rd Gear May 14, 2021 Share May 14, 2021 (edited) Have just renewed with them after a year, but for claims matter *touch wood*, I haven't experience it. Trick is to email them competing quotes with similar coverage, try using India International Insurance or Budget Direct (they will most likely compare it against Budget Direct). I used both and although they couldn't match Budget closely, they threw in a S$100 Shell gift card to sweeten the offer. For me Allianz is still quite decently sized: https://en.wikipedia.org/wiki/List_of_largest_insurance_companies Edited May 14, 2021 by Levinx Link to post Share on other sites More sharing options...
inlinesix Supersonic May 14, 2021 Share May 14, 2021 31 minutes ago, Levinx said: Have just renewed with them after a year, but for claims matter *touch wood*, I haven't experience it. Trick is to email them competing quotes with similar coverage, try using India International Insurance or Budget Direct (they will most likely compare it against Budget Direct). I used both and although they couldn't match Budget closely, they threw in a S$100 Shell gift card to sweeten the offer. For me Allianz is still quite decently sized: https://en.wikipedia.org/wiki/List_of_largest_insurance_companies Allianz is the biggest insurer in the world. In Sg, it is a small player in retail space. Link to post Share on other sites More sharing options...
Levinx 3rd Gear May 14, 2021 Share May 14, 2021 5 minutes ago, inlinesix said: Allianz is the biggest insurer in the world. In Sg, it is a small player in retail space. That's why the relatively competitive premium I guess. Link to post Share on other sites More sharing options...
Dannnn 4th Gear May 14, 2021 Share May 14, 2021 Im using Allianz, 2nd year now , so far all good because no claims everything. Yes use them bcos cheapest. AXA is good but more expensive. Link to post Share on other sites More sharing options...
Shiq 1st Gear May 17, 2021 Author Share May 17, 2021 @Kangadrool sorry but what is FSM? thanks Link to post Share on other sites More sharing options...
Kangadrool Supersonic May 19, 2021 Share May 19, 2021 On 5/17/2021 at 7:15 PM, Shiq said: @Kangadrool sorry but what is FSM? thanks Fundsupermart. ↡ Advertisement Link to post Share on other sites More sharing options...
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