13177 Supersonic June 22, 2021 Share June 22, 2021 21 minutes ago, Voodooman said: Got money but don't know how to spend also quite sad. Thats why those people who have money will spend on travelling. I have one uncle has too much money, and so he and his wife default travel many times per year, to spend off some of his money. Lol. ↡ Advertisement 2 Link to post Share on other sites More sharing options...
Jellandross Supersonic June 22, 2021 Share June 22, 2021 (edited) I've been paying for my purchases in full my whole life except car and house. But been told that my thinking already outdated and I'm not even 50yr old 😞 But I still don't understand how is resorting to buy household items on installments considered normal?! The 32-year-old account director of a digital media agency has been using GrabPay since 2019 to pay for rides and food orders. Recently, she decided to give PayLater Instalments a try while shopping at HipVan. “We had to replace our trash bin as it was small and old and bought a new one for $32,” says Ms Vitya, who paid for the item in $8 instalments across four months. “It is a small amount. But for bigger ticket items in the $100 to $200 range, we can use PayLater Instalments without having to bust our monthly household budget.” https://www.straitstimes.com/singapore/buy-now-pay-later-boon-or-bane Edited June 22, 2021 by Jellandross 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 3 hours ago, Voodooman said: No wonder a lot of my friends who made a lot more than me are all complaining they cannot retire at 50 or 55 coz they still have shitloads of debts. Maybe they are just being humble like many here (save for T2 of course). 😂 I very humble leh, never showhand. 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 32 minutes ago, Jellandross said: I've been paying for my purchases in full my whole life except car and house. But been told that my thinking already outdated and I'm not even 50yr old 😞 But I still don't understand how is resorting to buy household items on installments considered normal?! The 32-year-old account director of a digital media agency has been using GrabPay since 2019 to pay for rides and food orders. Recently, she decided to give PayLater Instalments a try while shopping at HipVan. “We had to replace our trash bin as it was small and old and bought a new one for $32,” says Ms Vitya, who paid for the item in $8 instalments across four months. “It is a small amount. But for bigger ticket items in the $100 to $200 range, we can use PayLater Instalments without having to bust our monthly household budget.” https://www.straitstimes.com/singapore/buy-now-pay-later-boon-or-bane Its normal LAME loh. Breeds bad money habits and also makes you penny foolish, pound more foolish muayhahaha. 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 (edited) 4 hours ago, yishunite said: I feel like this thread headed here 😅 https://theindependent.sg/man-comments-in-fb-group-indians-in-singapore-that-a-s7200-salary-may-not-be-enough-to-live-comfortable/ Confirm not enough lah, come on! lets not lie to ourselves.this guy in sweden better not come here kee chiu who says $7200 salary is enough to live comfortable. ask W911 enough or not, ask Turboflat enough or not, 😄 Edited June 22, 2021 by Throttle2 2 Link to post Share on other sites More sharing options...
Angcheek Hypersonic June 22, 2021 Share June 22, 2021 On 6/21/2021 at 10:47 AM, Silverkris said: I am in my Mid-40s now, and starting to realize that Retirement age is indeed coming up fast. Luckily my family has always been prudent, and therefore my wife and me will be looking at Full ERS in our CPF by the age of 55, + some cash in insurance maturity and stocks. If need be then downgrade our housing after our kid (no s) has grown up. But I have been hearing on the other side too that the youngsters nowadays do not think they need to save up so much. They are born in an era where they think that they will be well taken care of either by parents or the government (Western thinking). If the government abandons them and not letting them have a "decent" lifestyle, they will vote the government out. The youngsters can say that by that time they will be the ones left smiling. This is partly parents fault too. They shielded the kids too much... young gen always felt Nothing to worry, there is always parents around. 😅 1 1 Link to post Share on other sites More sharing options...
1fast1 Supersonic June 22, 2021 Share June 22, 2021 11 minutes ago, Throttle2 said: Confirm not enough lah, come on! lets not lie to ourselves.this guy in sweden better not come here kee chiu who says $7200 salary is enough to live comfortable. ask W911 enough or not, ask Turboflat enough or not, 😄 Hahaha, I was wondering when my name was going to be taken in vain. 😂 But for the record, I agree with you. 7.2k is not enough, especially for an FT (they often have to rent, and if they have kids, they will insist on international schools etc). Definitely not comfortable. Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 1 minute ago, Turboflat4 said: Hahaha, I was wondering when my name was going to be taken in vain. 😂 But for the record, I agree with you. 7.2k is not enough, especially for an FT (they often have to rent, and if they have kids, they will insist on international schools etc). Definitely not comfortable. Never in vain, mate, never in vain. 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 By the way, @Turboflat4 you got financial problems or not? 😂 1 Link to post Share on other sites More sharing options...
yishunite Turbocharged June 22, 2021 Share June 22, 2021 6 minutes ago, Turboflat4 said: Hahaha, I was wondering when my name was going to be taken in vain. 😂 But for the record, I agree with you. 7.2k is not enough, especially for an FT (they often have to rent, and if they have kids, they will insist on international schools etc). Definitely not comfortable. Even local school fees not that cheap for nonPR. And damn hard to get into P1 via registration just for usually some neighbourhood school that no one wants to go 1 Link to post Share on other sites More sharing options...
yishunite Turbocharged June 22, 2021 Share June 22, 2021 1 hour ago, Beregond said: there is another group. live small flat. drive coe toyota, wear slippers, take every discount voucher available. save every drop of water, but u look at their bank account, a few Ms sitting there nicely🤣 I thought u describing me until reach the last sentence 😭 3 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 1 hour ago, Beregond said: there is another group. live small flat. drive coe toyota, wear slippers, take every discount voucher available. save every drop of water, but u look at their bank account, a few Ms sitting there nicely🤣 Show me evidence of this group.😜 1 Link to post Share on other sites More sharing options...
1fast1 Supersonic June 22, 2021 Share June 22, 2021 9 minutes ago, Throttle2 said: By the way, @Turboflat4 you got financial problems or not? 😂 Always lah. Can you help a brother out? 😂 1 Link to post Share on other sites More sharing options...
Throttle2 Supersonic June 22, 2021 Share June 22, 2021 1 minute ago, Turboflat4 said: Always lah. Can you help a brother out? 😂 your financial problem is too much cash, dont know where and how to spend, so yes just paynow me every week those extra cash that you cant spend, and i will surely help. 1 Link to post Share on other sites More sharing options...
1fast1 Supersonic June 22, 2021 Share June 22, 2021 (edited) 11 minutes ago, yishunite said: Even local school fees not that cheap for nonPR. And damn hard to get into P1 via registration just for usually some neighbourhood school that no one wants to go Don't think it's in the same league. How much are local school fees for non-PR foreigners? Still sub 2k monthly at secondary level? I know international schools that can cost more than three thousand a month. Edited June 22, 2021 by Turboflat4 Link to post Share on other sites More sharing options...
DOBIEMKZ Turbocharged June 22, 2021 Share June 22, 2021 14 minutes ago, Throttle2 said: your financial problem is too much cash, dont know where and how to spend, so yes just paynow me every week those extra cash that you cant spend, and i will surely help. Count me in too. Link to post Share on other sites More sharing options...
Starry Supercharged June 22, 2021 Share June 22, 2021 1 hour ago, Jellandross said: I've been paying for my purchases in full my whole life except car and house. But been told that my thinking already outdated and I'm not even 50yr old 😞 But I still don't understand how is resorting to buy household items on installments considered normal?! Bro, because it is interest free, no annual fees and can collect points for other usage. Some people like all these small advantages . Just like some people can buy car but must keep jumping up and down when they pump petrol just to squeeze in that tiny more fuel. Link to post Share on other sites More sharing options...
yishunite Turbocharged June 22, 2021 Share June 22, 2021 16 minutes ago, Turboflat4 said: Don't think it's in the same league. How much are local school fees for non-PR foreigners? Still sub 2k monthly at secondary level? I know international schools that can cost more than three thousand a month. Of course... just saying that it even cost foreigner a lot just for some shitty neighbourhood school so may as well go for international school ↡ Advertisement 2 1 Link to post Share on other sites More sharing options...
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