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Julian1014

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49 1st Gear

About Julian1014

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  1. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    Wow.. this type of pricing profit margin only around 5k+. No wonder so many competition for car sales now
  2. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    They will help u with installation..do contact them directly.
  3. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    You can try get from below. They have a lot of geniue Korea products, unlike those China made. https://m.facebook.com/PrestigeMods/
  4. Julian1014

    Singapore Reckless Drivers part VII

    Why i see like the black car do it on purpose?
  5. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    Realize wrong frequency...edited Delivery timeline was told when purchased, so no issue. If not told means incident/accident happened in between.
  6. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    Same SE, good and professional.
  7. Julian1014

    COE Bidding – 1st Round of April 2019

    Below options if i have a 32 months parf vehicle. 1. See out the COE until last 6month and check COE pricing. Renew 5years/10years if COE is high and no financal issue. 2. Sell off current vehicle consignment/direct seller mode to cut lost to minimum and join the COE fight now before april 2020 quota drop to estimate 600pcs/month. I dun like the idea of trade in and buy new to beat depreciation, you are double paying AD at the expense of AD inflated COE to such high price. Goverment tax is unavoidable, cut lose for coe doesn't apply in this situation and it is not an investment. When u buy at a high COE, means you really need the vehicle.
  8. Julian1014

    Why more people are renewing COE?

    I believe all is waiting for hybrid vehicle to be affordable and not want to commit so much upfront cash. Once the price is right, they can just scrap and purchase.
  9. Julian1014

    COE Bidding – 1st Round of April 2019

    Please google why debt free is no good. Below is what i paste from other link, ofcourse i learn them when i study economics 101. Thanks! "I believe Rich Dad/Poor Dad Robert Kiyosaki has said it best, “There is good and bad debt and being debt free is more risky than having good debt.”. Now before you go off on my recommendation of Robert and his questionable background, I believe his statement is sound and correct."
  10. Julian1014

    COE Bidding – 1st Round of April 2019

    Thanks for your advice, in general i believe you mistaking me when we discuss about debts. Maybe i did not explain it clearly, i apologize. Car debt is definitely not a good debt, it is luxury. Good debts are money you borrow inorder to be in business for earning. I am already into investment, so i will not have any issues with emergency funds, i just do not believe in stocks. I took a car loan of 50k at 2.28% but i have 70k in OCBC salary credit account earning 2%.the offset is .28% loss, to make up for the fluidity. I can also full pay and lose 2k to bank due to the rebate. I live in my own 5-rm HDB with my wife, fully finance with our CPF(without paying cash). Lastly, we are here to discuss, not here for ppl to tell us save money not buy car. Thanks!
  11. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    Any solution or advise?
  12. Julian1014

    COE Bidding – 1st Round of April 2019

    I used statistic to analyse coe will not increase much, due to ample supply till next year, but i was wrong,the demand is not us, customers, but the demand is actually the AD. I was lucky to secured mine COE at 35k, it increases about 9k when i registered, non guarentee.
  13. Julian1014

    COE Bidding – 1st Round of April 2019

    Ain't those blue chips recommended by broker? My dad's stock turn into paper before, so please define when is enter at the lows. Its all about investing with risk using own foresight. I am satisfied with earning 2% interest using my salary credited account to offset car loan. Debt free is not realy good, i hope u understand the logic behide. Back to the topic of COE, the supply of COE will drop deeply in April 2020, hope everyone get thier coe before that, as for whether it is incremental or sharp, it is really base on those authorise dealer bidding power liao.
  14. Julian1014

    COE Bidding – 1st Round of April 2019

    Dividend stock equats playing stock market, there is risk. Those too rich will not bother about this small change, those who have just enough will focus on other low risk investment. So, loan or no loan doesn't matter, the main question is do you have enough emergency funds to tide through any urgent situation even after deducting car repayment.
  15. Julian1014

    2018 Kia Cerato K3 / Forte (BD Series)

    For mazda is dun step on the brake, just press the start button, not sure for cerato..
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