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  1. hello, just want to check if anyone has purchjased directly from distributers, not the stockists.... any price difference or min quantity required? thanks
  2. My parents is selling their flat, and wanting to buy another new one. They are second timer. I understand that Singaporeans can most buy new flat twice. Can any share, can they view the available areas, ask for the price at HDB before they decide? What other procedure needed. Thanks for any advise!
  3. Was having a chat with a friend who'd been buying Silver every month for investment (paper and actual silver) Why silver I ask, as compare to gold, he say Silver fluctuate more than gold. I'm a bit skepticle on this fluctuation thingi. is it true that Silver is a better investment commodity compare to gold? and where can you buy gold in singapore? UOB? what are other charges besides the implied 7% GST? I'm looking at setting aside a few hundred every month to load up bits by bits...
  4. Is it worth buying a 98' 520 BMW for around 60k that has just renewed 10 yr COE? What is the maintainance for this car? mileage arn 112k... does this car use timing chain? What common problem does this car has?
  5. Wahhhhhhhhhh.................. no more secret messages in WhatsApp leow ...... Yahoo news: Facebook closes big-ticket buy of WhatsApp Facebook on Monday completed its buy of mobile messaging application WhatsApp, with the mostly stock deal tallying nearly $22 billion. The acquisition was given the colossal price tag of $19 billion when the deal was struck in February, but a rise in Facebook shares has pushed the value even higher. "We are looking forward to connecting even more people around the world, and continuing to create value for the people who use WhatsApp," Facebook said in a statement emailed to AFP. Terms of the deal include WhatsApp co-founder Jan Koum remaining head of the company and taking a seat on the Facebook board of directors. Koum's salary will be one dollar a year, according to a filing Monday with the US Securities and Exchange Commission. The symbolic annual pay mirrors that of Facebook chief Mark Zuckerberg. WhatsApp co-founder Brian Acton will remain with the company under terms of the acquisition, which promises "inducement grants" of millions of shares of stock that will incrementally vest during the coming four years for Koum and Acton if they remain with the company, according to Facebook. European Union regulators on Friday cleared the buyout of the WhatsApp mobile messaging service by Facebook, despite opposition by telecom companies afraid of the growing power of US technology giants. In a statement explaining its approval of the deal, the European Commission, the EU's executive arm, said Facebook and WhatsApp were "not close competitors" and that consumers would continue to have a "wide array of choices". "We have carefully reviewed this proposed acquisition and come to the conclusion that it would not hamper competition in this dynamic and growing market," EU Competition Commissioner Joaquin Almunia said in a statement. Facebook, the world's biggest social network, announced the buyout of the WhatsApp messenger service, used by 600 million people, in February and US authorities approved the deal in April. The buyout included 177 million Facebook shares, plus $4.59 billion in cash. In addition, the social network agreed to provide 45.9 million restricted shares to WhatsApp employees. link: https://sg.finance.yahoo.com/news/facebook-closes-big-ticket-buy-whatsapp-192403177.html Used to get a lots of videos on WhatApp and now with Facebook taking over, nothing can stop the videos from leaking out if hack by hackers ...
  6. hi guys. i thinking of getting a minibus like the mercedes viano for personal use. http://www.sgcarmart.com/used_cars/info.php?ID=416831&DL=1364 i know that you need a company to register. i can do that. but apart from there are there any pros and cons i should be aware of? eg. - maintenence cost - road tax - insurance - etc anyone else doing the same can give comments?
  7. i ve been doin tat for a while now.....but some of mi frens frown on it as they commented tat it may b fake. Pls contribute suggestion on some on line stall which u feel its safe to buy.... for mi, i buy from iherb, don noe anyone heard of it b4 or whether its safe or not
  8. A fresh graduate with a starting pay of $3000 before CPF, is it advisable for him to buy a car? If so, what make is advisable? Thanks.
  9. Hey bros out there ! I am sharing my experience. For those who plan to buy conti car like BMW or others. Used car i am referring to. Most people put this consideration in 1st piority when they decide to buy Big Car. 1. You can afford to make downpayment. 2. You can afford to pay monthly installment. 3. You can afford to pay insurance. 4. You can afford to pay road tax. In the road , you can see alot of Merc, BMW . These 2 are the most common in singapore which is affordable. Usually you make downpayment like $15k-$20 you can buy one 2000cc . In house-loan usually will accept. When people said high maintainance costs for conti car. It is true. In most cases, people can afford to purchase them but when problem kick in ... their pocket is burn a Huge hole and for many people cannot afford to pay for the repair/ replacement costs. Every CAR , problems kick in after 5years mark. every issue start coming in every year or so. Don't think that you won't be so sway / unlucky. This issues is the life span of those parts, is not you lucky or not. Problem can easily hit $3000 to over $10,000 repair costs. Gear Box issue most commonly ( huge costs ). Seriously you earn $10,000 - $20,000 per month , even you can afford to pay for the repairs. Is it worth it? For those who earn lower than this amount then good luck to you! According to my regular workshop boss , he told me that alot of people can afford to buy bmw or merc but when repair time come ..... they can't afford to pay the amount and end up selling it away. BMW compare to Merc benz , Merc benz is a better choice , they are much durable. BMW are not designed for long distance drive , like going to genting , kl ...etc Ofcourse you can drive but your parts worn out faster than you think ! I driven before Merc benz , BMW 3 series , 5 series , lexus and others. I have tested myself and my bmw came back singapore and straight back to my workshop for repair. If you need a luxury car , choose Lexus . When it come down to repair , I guarantee you that the repair costs compare to conti repair is a huge surprise for you ! Toyota lexus repair can use any other toyota parts which means is much much cheaper. GS350 model. 250 model not all parts suitable. Everyone understand Houses is Profit , Car is Loss . We need car , some need big some need small , no matter what we are trying to save as much as we can ! Drive Safe , Think Smart ! Enjoy guys ! Hope you like it !
  10. Thinking of buying new tyres? I list out some of the popular tyres that i personally have tried or tried (from my fren's cars). Tyres are major investment, buying a tyres that doesn't suit your car and your driving style will be like have a beautiful girlfriend that always wear oversize t-shirt and jeans. You need to wait for it to wear off or a sudden tyre puncture before getting a new set. It may be a drag till then. And let be honest. tyres shop owner are like used car dealer. They will always push you with the best profit margin ones or the ones that gonna reach the 1 year mark from manufacturing. And buying tyres now have so many variety and some are even from parallel importers. So how do we know what we are paying for? And what are the popular tyres among the roads? The simplest solution is to buy the same tyres your car came with, and that's a good option - after all, the engineers designed the suspension to match the OEM rubber. So you can't get wrong with it. But if you like something more grip, can withstand tyre puncture or much silent tyres, i will start with my recommendation. Bros here are welcome to add in!!! UHP tyres Dunlop Direzza Sports Z1 Good thing don't come cheap, cheap thing don't come good but this tyres really mix this equation by abit. At a affordable range, this rubber grip well during the dry weather and the handling is superb. Highly responsive in when turning to make the car smooth in transmission. Highly Recommended! Run Flat Tyres Pirelli Cinturato P7 Run Flat Only for those who boot that have not enough space, wanna save weight for fuel saving, or have no expertise on changing tyres and wanna play save. This is the tyres you should take note. The engineers in Pirelli have a very vast knowledge in motorsport racing even thou last F1 there is tyre explosion during the race. But they have understudy the racing characteristic and created this green yet performance level tyres. It have fuel saving technology, eco compatible material to make it "green" and longer lasting thread life (which i don't think so.) But never the least, Handling during the dry and even the wet is impressive. This can be a track tyres in my humble opinion. The only downside might be the noise. But when u are driving at 140km/h, i am sure you will focus in your steering more than the noise it produces... Super Quiet Tyres Goodyear Eagle F1 Asymmetric 2 With its latest ActiveBraking Technology, this isn't a gimmick that goodyear come out with. Great response and oother than that. This tyres give you a quite ride. That's all i am gonna say. Come share your tyres review and best is you got lobang to share lah. Currently still at 16" (:
  11. If I in Seoul, which car cam brand and model can I buy or worth buying? Is it really cheaper to buy Korean manufactured cams and cameras? Also thinking og getting a DSLR. Any advice or recommendation is highly appreciated. Thanks in advanced.
  12. Check out this article: http://sg.finance.yahoo.com/news/middle-cl...-160000747.html Good if you want to know what is OMV, ARF, loan calculations, etc based on the new rules. From here you can see how much the authorities are making from each car and yet there is still road taxes and ERP! I didn't know there was a vehicle excise duty to cover road-related projects! I thought road tax and ERP is mainly for that? Yet, we are getting more and more bumpy roads.
  13. Taken from SHC by someone getting an Accord JDM .....pretty good guide! 1. Buy from reputable dealers. You want a reputable dealer. What is important in the reputation is that they deliver your ride on time and also they'll still be around when your ride has problems. The question then arises as to who is reputable? Not easy to answer but you can start by checking up this forum. The more the PI invest in their business, the greater likelihood that they'll be around. Most PIs outsource the servicing aspects of the car to "Authorised Workshops". A few actually have their own workshops, e.g. Ricardo, Mova and Motorway. These require a much heavier investment. Some PIs just operate out of a small office with bare furnishings and staff whereas some PIs are quite big with a few offices located all over the island, not just in Ubi Automobile Megamart. Again this gives an indication into their intention to be around. On saying this there are some small PIs who do give great service and good deals though I would be extremely wary especially of those giving the "best" deal. Be EXTREMELY, EXTREMELY careful of dealers who call themselves "Honest" (like the shark who claims it is not hungry .......). 2. Understand how the car is priced. The advertised price can be extremely deceiving. The price may be with or without COE. Or with Off-peak COEs. Or with COEs pegged to ridiculous figures. The best way of pricing to you would be "Immediate Delivery", and expect the car to be delivered within the week. If you can get it cheap at this price, go for it. Just make sure that it is not a rejected car (check wrappings, wear and tear, odometer etc). Some even advertised "Guaranteed Delivery". This may sound funny to people used to buying from Authorised Agents ....BUT one of the greatest problem with PIs is they DON'T deliver on time; may be MONTHS before you actually take possession of your ride! And what if they close down before you get your ride? Will you get your deposit back? Often the price quoted is after financing. E.g. actual price is $80K but they advertise as "77K". This may be after rebates of ?months installment depending on ?loan (70-100%) and duration (3-10 years). Interest can be significant, e.g. at 3% interest, for 80% loan for 5 years, interest is $80,000 X 0.8 X 0.03 X 5 =$9600. For just another .5% ...i.e. 3.5% interest - $80,000 X 0.8 X 0.035 X 5 = $11200. Anyone wants to work out the interest for 90% loan at 4% interest for 10 years? Quoted price may require you to take some form of minimal loan. Always start with price of car before any financing rebates. 3. Freebies? I doubt there are much things free in life .....so whatever freebies are thrown in will only sweeten the deal but it should not be the deciding factor and will come at a cost. Some common "packages" include leather, rims, V-cool, HID, premium CD changer sound system, fog-lights, body kit, reverse sensor etc. Which means that the bare package does not include those:) Sometimes it may be preferable to get those "freebies" yourself, e.g. rims - you may get better choice elsewhere. Forget about the "Free labour for 3/5 years"; this will only be free if you use their parts/products which I am told will inevitably be priced just a little higher .... 4. If possible, buy from PIs with ready stocks in SG. This will save you the grief of delays in delivery and also assure you of the OMV. I would hesitate to believe these phrases " .....on ship coming now .....in port awaiting customs ...... no problem, can come within a month ......COE successful .....OMV guarantee high....." Nothing beats having the actual real car. Sometimes "Ready Stocks" can mean ready until the sales agreement is signed. Then when the loan is approved, no more stocks - coincidentally all just sold out while waiting for loan approval ....... I would personally advise that ALL potential buyers from PIs include a penalty clause in their deal,i.e. if they don't deliver by a specific time, make them pay a penalty for every day of delay. BTW I doubt most PIs will do this for you ..... Don't fall in love with the brochure. 5. If you have a car to trade in, check around for the trade-in value. You may get a better trade-in (+/- $2000) elsewhere so your $1000 cheaper (seemingly) price on the JDM you are eyeing may not be that much cheaper .... The PIs can also make on your trade-in car - quite a few PIs start of as second hand car dealers. They may not make any money for the JDM sold to you but give you maybe just 1K more than paper value for your old ride, incur another 2K cost and resell your ride in New Zealand for 10K. Go figure how much they make in the end. And then give you crap service because they are not really interested in your Accord JDM deal. 6. Expect good service. Of course service should be good. Imagine how service will be AFTER you have bought the car if they can't even give you good service before you sign on the dotted line. Again check here on the forum for service quality post-sale from the elders ... 7. If still unsure. Once you think you have a "good" deal, before you sign on the dotted line (or more like get your IC photostated), you can check your deal again here:) It'll also gives you time to think without being unduly pressurised by the salesperson. 8. When you are ready to commit. After deciding to buy, INSIST that the entire deal including freebies, delivery date and details be put down in BLACK and WHITE on paper. Include penalties if possible, e.g. delay in delivery (the most common complaint), agreed OMV price etc. It is entirely up to you to trust the PI otherwise 9. Still have last minutes jitters? When you are about to sign, and still feel extremely uneasy ....WALK AWAY! Don't feel bad, don't be scared ...there must be at least another 30 other PIs you can go to if you really, really want a JDM Accord. Take a look at the list below ....and it is still growing - every other week there seem to be a new one popping out ....... btw the price really, really don't vary that much but if you want to have fun shopping ....... Just be prepared to get a good recommendation for doctor when you start vomitting blood in 2 months time .... These sites may also be useful, too ..... http://www.smallclaims.gov.sg/ http://www.case.org.sg/ I am sure there are many more experienced "tai-kohs" here who can give a better guide but I am bored waiting for my ride ...... Below is a list of PIs who advertised that they deal in JDM Accords. It is a continuation from here: http://www.shc-forum.com/viewtopic.php?t=57157&start=75 1. Motorw-- (BMerah) * = Motorway * (BMerah); W3Y/60K, www.motorway.com.sg 2. Mov- (BMerah) * = Mova Automotive * (BMerah), AAS Approved; W3Y, 3 services free, www.mova.com.sg 3. Cartim-- ** (CWealth, Ubi) = MBM Wheel Power (SMing), AP, AF, Mega Auto (ECoast), www.cartimes.com.sg 4. World of Wheels (Ubi) ** = Comfort Automotive Services (7 wshops), ST, KST Motorworks, BKS Motorwork (Senoko). 5. Chip Gua- (TCity) * 6. Garag- - (Thomson) = Garage R * 7. Auto Impressi-- (Bedok) = W3Y/60K, 3 free services 8. Autoh-- (SMing) 9. Automag-- (JPemimpin) = Autoworld (JPemimpin) 10. Autopoi-- (Ubi) 11. Autotru-- (Ubi) 12. Benchma-- Motori-- (TCity) 13. BH- (Ubi) = AP, Autofix (SMing) 14. Ca- Resourc-- (KBukit) = Jackspeed (Tampines), AAS Approved; W3Y, FS 5Y 15. Chua- Ca- (Ubi) 16. Eur- Motor- (Balestier) 17. Frank-- Moto- (FrankelAv) = 3 free services. After that $25 surcharge if bring own oil. 18. Hu- Yan- (CWealth, SMing, TCity, Ubi) = Sportswagen Auto (Ubi), Proswift Auto Services (Ubi); W3Y/60K, FS 5Y. 19. Hu- Lon- (TCity, Ubi) = World Auto (JPemimpin); W3Y/60K, FS 5 yrs; surcharge $40 if bring own oil(27/02), http://www.hlautomobile.com/ 20. H- Car- (TCity) = W3Y/60K, FS 3Y 21. Jac- Car- (ChangiRd) 22. Jetly- Holdin-- (StillRd) 23. Ken- Cor-(JBesar) 24. Lec- (Ubi) = AP, Mega Auto (East Coast), www.lecomotor.com.sg 25. Lega-- Motor- (Serangoon) 26. Motop-- Ventur-- (East) 27. Nag- Moto- (YCKang) 28. Pinnac-- (Ubi) = Jackspeed (Tampines), AAS Approved 29. San Hu- Be- (KBukit) = MBM Wheel Power (SMing); W3Y/60K, FS 5Y 30. S- Vehicl-- Tradi-- (ChangiRd) 31. SH- Pte Ltd (Commonwealth) 32. Shun Hen- (Ubi) = Jackspeed (Tampines), AAS Approved, www.shautomobile.com.sg 33. Ta- Hua- (Commonwealth) 34. Wah Le- (Ubi) = AP; FS 5Y 35. Vinc-- (Ubi) # = MBM Wheel Power ** (SMing), www.vincar.com.sg. 36. Motor Trade-- (TCity) # a. AF - http://www.hbiz.com.sg/html/autoforce.htm b. AP - http://www.autoplus.com.sg/index.asp c. CAS - http://www.mycas.com.sg/ d. ST - http://www.stpowered.com.sg/ *# * one star equates one favourable comment. # whatever you make of it Of course double confirm NO guarantee that the information here is accurate, comprehensive or even current ..... anyone who knows better is welcome to contribute/add on/make corrections esp to the list.
  14. Hi all, With regards to Leasing vs Buying, what are your opinions on them ? which is better and why? Thanks in advance.
  15. Hi everyone, I'm looking to buy the above for my car and am hoping to find someone with the same intention here so as to enjoy an exclusive price of $413 including power saver and concealed wire installation. Please give me a message if you are keen so we can quickly go get this done together, I'm hoping to get my car installed by next week. Thanks for reading! Benson Wong
  16. Hihi, anyone has experience buying home theatre system in USA and bring onboard flight to Singapore? value is about US$300. can it be bring onboard flight??? and come Singapore will pay TAX? appreciate if anyone can share experience. Because amazon don't ship such equipment and shipping via vpost will cost a bomb... courts is retailing @ $899 sales...
  17. there is one aldy look here http://www.mycarforum.com/index.php?showto...amp;hl=leasing*
  18. assuming i plan on buying a condo as my 1st home, any idea where can i go to find information? like how much cash must i fork out upfront, loan interest rate and how much cpf must i contribute? i'll be registering as singaporean, single and not married.
  19. Anyone know any place selling cheaper than this ? (besides promotion from Giant/Shopnsave)
  20. Hello Throttle2 Published June 11, 2013 Buying a house? Only cash will do The US housing market is hotting up so fast that the only way for a buyer to land a deal is to go all-cash and be ready within hours [LOS ANGELES] BIDDING wars sound almost quaint. These days, the only way for would-be buyers to secure a home, it often seems, is to offer all cash and be ready to do so within hours, not days. The bursting of last decade's housing bubble feels like ancient history here, where first-time homebuyers are competing with investors to get into single-family homes with prices approaching US$1 million. "It's everyone from a kid out of law school to an investor from China, walking around with thousands to spend," said Kameron Eliassian, a Los Angeles real estate agent. "I don't know where it's coming from, and I don't care. Just show me proof that it's there, and we're good." After saving money for years, waiting for the residential real estate market to hit bottom, buyers all over the country appear eager to get back in, lured by low interest rates and the prospect of a good deal. But with the number of homes for sale at historically low levels and large investors purchasing thousands of properties, buyers are facing a radically changed market and prices are quickly rising. The percentage of homes bought with cash has shot up in many markets across the nation. Nearly a third of all homes purchased in Los Angeles during the first quarter of this year went for all cash, compared with just 7 per cent in 2007. In Miami, 65 per cent of homes sold were for cash deals, compared with 16 per cent six years ago. The prices on all-cash deals are also rising significantly. In Los Angeles, the median price on an all-cash home this year is about US$351,000, compared with US$230,000 in 2009. Over the same period, the median price overall increased to US$410,000, up US$85,000. In fact, last month, home prices in Southern California hit their highest level in the last five years. All-cash buyers, typically investors eager to renovate and quickly resell or rent out homes, are making it more difficult for first-time buyers, who typically rely on mortgage loans that can take weeks or months to materialise. More California homes have been flipped in the last year than in any year since 2005. And while Los Angeles may be a centre of the frenzy, it is not an anomaly. Buyers in Boston are offering US$100,000 more than the asking price or placing offers on homes they have spent only minutes in. In San Francisco, Miami and Phoenix, sellers are looking at dozens of offers within days of putting their home on the market, often accompanied by letters from would-be buyers professing their love for the property. New York City has seen similar drops in inventory, and prices have been rising steadily since 2009. Buyers there are similarly racing to scoop up property. Shortly after Andres Alvarez, 36, got married last fall, he began to look for a home with his wife, figuring that their steady jobs, savings and good credit would make them the perfect buyers in Los Angeles. They were ready to spend US$700,000. Their optimism deflated quickly. "We thought we were the cream of the crop, but anything that was in our price range and move-in ready, there was this insane competition," Mr Alvarez said. They put in nearly a dozen bids, often losing to cash buyers, before finding a two-bedroom home for US$650,000. "It might be a great time to buy, but it's a horrible time to be a buyer," he said. Still, there are plenty of sceptics wondering how long the sharp price increases can last. "People are realising we've probably hit bottom, but the kinds of spikes we're seeing in places like California seems like history is repeating itself," said Daren Blomquist of RealtyTrac, which monitors residential sales. "That's not sustainable for the long term, at least not for the regular homebuyer, so I think there are some warning flags there." Lewis Legon, a developer in Salem, Massachusetts, jumped into the Boston market after he saw how many people were showing up at open houses. "It was like Times Square," he said of one open house, at a property listed for US$1.5 million. He beat out two dozen other bidders by offering US$1.8 million in cash, not the first time he had made an all-cash offer. "The first time I was ready to have a heart attack," he said of all-cash buy. "But it makes you a more attractive buyer and helps you stand out." He also waived the inspection clause, an increasingly common practice. While offers have typically included appraisal clauses, allowing buyers to back out if the home was valued below what they were willing to pay, offers today are more likely to include escalation clauses, saying buyers will pay an additional amount over the highest bid. "Buyers are taking a lot more risks than they ever would before," said Dana DeSimone, a Boston real estate agent who called the current market an "insane asylum". "I don't know that I've ever heard of waiving the inspection contingency on a 150-year-old brownstone until now." Now, agents say their biggest challenge is potential sellers who are wary of putting their home on the market because they fear they cannot find a place to buy. Jeff and Lorena Leininger considered moving from their suburban Los Angeles home over the last several years, but they feared they would not get as much as they paid for it. But this year, with their youngest child getting ready for kindergarten, they decided it was time. Three days after showing the home, they had nine offers. "It felt as crazy as it was back when we bought 10 years ago," Jeff Leininger said. "But it was much worse on the other side. We would show up to an open house, and it was already sold. The clear message was: Be ready to move fast or just get left out." Even in Florida, where the market was once swamped with foreclosures, there are signs of the latest boom, with cash purchases fuelled in part by international investors and retirees awash in cash after selling their homes elsewhere. Don Faught, a manager with Alain Pinel Realtors near San Francisco, said the current market is turning buyers to desperation, particularly because the turnaround has come so quickly. "A year ago, people didn't want a deal, they wanted a steal," he said. "Sellers were listing homes for less than what they originally paid for them and offering all these concessions. Now, the only concessions are coming from the buyers." - NYT
  21. Reports say the tech giant has edged out rivals to buy real time traffic generating app Waze for S$1.6 billion Google is close to buying Waze for US$1.3 billion (S$1.6 billion), an Israeli newspaper reported on Sunday, potentially trumping rival offers for the Israeli mapping start-up. The report on the website of financial newspaper Globes did not cite sources or provide further details. Last month sources told Reuters the Internet search giant was in talks to acquire Waze, while a second Israeli newspaper reported Facebook was willing to pay up to US$1 billion for the firm. Facebook is delving deeper into mobile technology as it tries to expand its user base. According to Forbes, the Facebook deal fell apart after the company insisted on staying in Israel after the social network had requested for it to be relocated to California. The report further said Apple CEO Tim Cook had denied the company had made a bid for Waze. Forbes' report, citing Israeli newspaper Ha'aretz, added that the Google deal will keep Waze and its CEO Noam Bardin in Israel for the next three years and allow it to retain its brand and stay independent. Waze is a crowd-sourced, mobile-oriented navigation device for drivers that relies on information provided by its 47 million members to populate its maps. This in turn generates real time traffic information. Mapping services are among the five most-used applications on smartphones and are crucial to engaging and retaining mobile users. The key advantage of owning, rather than licensing, a mapping service is that it allows the product to be personalised for users. Officials at Waze were not reachable for immediate comment. Source: http://www.todayonline.com/tech/google-clo...pp-waze-reports
  22. If I buy a converted 2nd hand OPC (Reg 2006), will I still get back any PARF rebate when I scrap the car after COE expires? For example, the car was initially a OPC and the owner had converted it to a normal car after 5 years, then decided to sell it. 1st to 5th year - OPC 6th year - Normal plate 7th year - Sell If I buy it on the 7th year and drive it until COE expires, how much PARF value will I get back, assuming OMV is 10K?
  23. hello, i actually have some contacts that looking for buyer to buy their lottery license. of course, it's not in singapore but malaysia. license is for eternity, as you are aware.. the price of the license has grown over the years.. it's really a good source of investment. profit, you will get your commission from every sales and winning.. operation is at penang but able to switch to other states with some underwriting. no additional tax or whatever. yes, license is for malaysian only but paper work can be done to allow foreigner as owner.. i know it's kinda impossible to obtain such operating license especially in singapore.. but in malaysia, it worth the thought. yes, there are a few players such as toto, 4D and Da Ma Cai. this license that i got is from Toto.. worth a thought? sorry mods, if this is regard as an advertisement. i just thought it would be a good talking point, since we buy flat, property as an investment. why not, a lottery license?
  24. Dear All, I am planning to buy a Sony brand Handycam and as I will be going to Tokyo soon, will it be cheaper to get it there instead ? Any unknown issue that need to address ? Thanks !
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