Search the Community

Anyone care to recommend any good in-house car loan company? Cheers

Hi bros Need a recommendation for reliable distributor for a CCTV to be installed outside the house gate as my neighborhood has been experiencing housebreaking and stolen shoes and belongings outside corridors almost every week. My 2 pairs of shoes got stolen lately. When has Singapore become such an unsafe country? :angry:

Source: e27.co/li-ka-shing-teaches-buy-car-house-5-years/ This article is translated from the original Chinese by Edmund Ng at CeoConnectz. Suppose your monthly income is only RMB 2,000, you can live well. I can help you put money into five sets of funds. The first $600, second $400, third $300, fourth $200, fifth $500. The first set of funds is used for living expenses. It’s a simple way of living and you can only be assigned to less than twenty dollars a day. A daily breakfast of vermicelli, an egg and a cup of milk. For lunch just have a simple set lunch, a snack and a fruit. For dinner go to your kitchen and cook your own meals that consist of two vegetables dishes and a glass of milk before bedtime. For one month the food cost is probably $500-$600. When you are young, the body will not have too many problems for a few years with this way of living. Second set of funds: To make friends, expand your interpersonal circle. This will make you well off. Your phone bills can be budgeted at RMB 100. You can buy your friends 2 lunches a month, each at $150. Who should you buy lunch for? Always remember to buy lunch for people who are more knowledgeable than you, richer than you or people who have helped you in your career. Make sure you do that every month. After one year, your circle of friends should have generated tremendous value for you. Your reputation, influence, added value will be clearly recognized. You’ll also enhance your image of being good and generous. Third set of funds: To learn. Monthly spend about RMB 50 to RMB 100 to buy books. Because you don’t have a lot of money, you should pay attention to learning. When you buy the books, read them carefully and learn the lessons and strategies that is being taught in the book. Each book, after reading them, put them into your own language to tell the stories. Sharing with others can improve your credibility and enhance the affinity. Also save up $200 per month to attend a training course. When you have higher income or additional savings, try to participate in more advanced training. When you participate in good training, not only do you learn good knowledge, you also get to meet like-minded friends who are not easy to come by. Fourth set of funds: Use it for holidays overseas. Reward yourself by traveling at least once a year. Continue to grow from the experience of life. Stay in youth hostels to save cost. In a few years you would have travelled to many countries and have different experiences. Use that experience to recharge yourself so that you’ll continually have passion in your work. Fifth set of funds: Invest. Save the $500 in your bank and grow it as your initial startup capital. The capital can then be used to do a small business. Small business is safe. Go to wholesalers and look for products to sell. Even if you lose money, you will not lose too much money. However, when you start earning money, it will boost your confidence and courage and have a whole new learning experience of running a small business. Earn more and you can then begin to buy long-term investment plans and get long-term security on your financial wealth being of yourself and your families. So that no matter what happens, there will be adequate funds and the quality of life will not decline. Well, after struggling for a year and if your second year salary is still RMB 2,000, then that means you have not grown as a person. You should be really ashamed of yourself. Do yourself a favour and go to the supermarket and buy the hardest tofu. Take it and smash it on your head because you deserve that. If your monthly income is at RMB 3,000, you must still work very hard. You must try to find a part time job. It will be great to find part time sales jobs. Doing sales is challenging, but it is the fastest way for you to acquire the art of selling and this is a very deep skill that you will be able to carry it for the rest of your career. All successful entrepreneurs are good sales people. They have the ability to sell their dream and visions. You’ll also meet many people that will be of value to you in the later part of your career. Once you’re in sales, you will also learn what sells and what not. Use the sensitivity of detecting market sentiments as a platform for running your business and in the identification of product winners in the future. Try to buy minimal clothes and shoes. You can buy them all you want when you’re rich. Save your money and buy some gift for your loved ones and tell them your plans and your financial goals. Tell them why you are so thrifty. Tell them your efforts, direction and your dreams. Businessmen everywhere need help. Offer yourself to do part time for any kind of opportunities. This will help to hone your will and improve your skills. You will start to develop eloquence and soon, you’ll be closer to your financial goals. By the second year, your income should be increased to at least RMB 5,000. Minimum it should be RMB 3,000, otherwise you would not be able to keep up with inflation. No matter how much you earn, always remember to divide it into five parts proportionately. Always make yourself useful. Increase your investment in networking. When you increase your social investment, expand your network of contacts, your income also grows proportionately. Increase your investment in learning, strengthen your self confidence, increase investment in holidays, expand your horizons and increase investment in the future, and that will ultimately increase your income. Maintain this balance and gradually you will begin to have a lot of surplus. This is a virtuous circle of life plans. Your body will start to get better and better as you get more nutrition and care. Friends will be aplenty and you will start to make more valuable connections at the same time. You will then have the conditions to participate in very high-end training and eventually you’ll be exposed to bigger projects, bigger opportunities. Soon, you will be able to gradually realize your various dreams, the need to buy your own house, car, and to prepare an adequate education fund for your child’s future. Life can be designed. Career can be planned. Happiness can be prepared. You should start planning now. When you are poor, spend less time at home and more time outside. When you are rich, stay at home more and less outside. This is the art of living. When you are poor, spend money on others. When you’re rich, spend money on yourself. Many people are doing the opposite. When you are poor, be good to others. Don’t be calculative. When you are rich, you must learn to let others be good to you. You have to learn to be good to yourself better. When you are poor, you have to throw yourself out in the open and let people make good use of you. When you are rich, you have to conserve yourself well and don’t let people easily make use of you. These are the intricate ways of life that many people don’t understand. When you are poor, spend money so that people can see it. When you are rich, do not show off. Just silently spend the money on yourself. When you are poor, you must be generous. When you are rich, you must not be seen as a spendthrift. Your life would have come full circle and reach its basics. There will be tranquility at this stage. There is nothing wrong with being young. You do not need to be afraid of being poor. You need to know how to invest in yourself and increase your wisdom and stature. You need to know what is important in life and what is worth investing in. You also need to know what you should avoid and not spend your money on. This is the essence of discipline. Try to avoid spending money on clothing, but buy a selective number of items that have class. Try to eat less outside. If you were to eat outside, do make sure you buy lunches or dinners and foot the bill. When buying people dinner, make sure you buy dinners for people who have bigger dreams than you, and work harder than you. Once your livelihood is no longer an issue, use the remainder of your money to pursue your dreams. Spread your wings and dare to dream! Make sure you live an extraordinary life! Famous theory from Harvard: The difference of a person’s fate is decided from what a person spends in his free time between 20:00 to 22:00 . Use these two hours to learn, think and participate in meaningful lectures or discussion. If you persist for several years, success will come knocking on your doors. No matter how much you earn, remember to split your salary into five parts. Take care of your body so that it will still be in good shape. Invest in your social circle so that you will constantly meet new people where you can learn new knowledge from. Expanding your network will also have an important impact in how much you earn eventually. Travel every year and expand your horizons. Also keep abreast with the latest developments in the industry. If you follow this plan diligently, you will soon see big surplus in your funds. Whatever happened in the past is over. Do not dwell on past mistakes. There’s no point crying over spilt milk. Everybody makes mistakes. It’s what you learn from the mistakes, and promising yourself not to repeat those mistakes that matters. When you miss opportunities, don’t dwell on it, as there are always new opportunities on the horizon. Being able to smile when being slightly misunderstood is good upbringing. When you’re wronged and you smile with calmness, it is generosity. When you’re being taken advantage of and you can smile, you’re being open-minded. When you are helpless and you can do a philosophical smile, you’re in a calm state. When you’re in distress and you can laugh out loud, you’re being generous. When you’re looked down and you can calmly smile, you’re being confident. When you’re being jilted in relationships and you can smile it off, you’re being suave. There are many people who are struggling to make ends meet. It doesn’t matter if you are rich or poor. There are lessons for all to learn from Li Ka Shing.

God bless him. Real big heart in doing his part for the needy. In cool weather, restaurant owner delivers blankets to those sleeping on the streets in Chinatown 1 of 2 Mr Francis Ng (left) delivering a blanket to carpenter Chua Yong Sia, 61, who has been sleeping homeless in Chinatown for the last few years.PHOTO: LIM MIN ZHANG PUBLISHED5 HOURS AGO UPDATED43 MIN AGO FACEBOOK1,993TWITTEREMAIL Lim Min Zhang SINGAPORE - While many are sleeping comfortably at home in the cool weather, some people spending the night on the streets get by without a blanket. The sight of an old man in Chinatown shivering while trying to sleep moved Mr Francis Ng to action last week. Since last Thursday (Jan 4), the restaurant owner has been giving out blankets to those sleeping on the streets, mainly in mature estates such as Tiong Bahru, Redhill and Toa Payoh. He estimated that he has given out more than 100 blankets so far. They cost around $10 per piece. In the early hours of a rainy Saturday morning (Jan 13), The Straits Times followed Mr Ng, 44, on his solo mission to do good. In about an hour, he delivered nine blankets in Chinatown to mostly elderly men. Some of them lie on benches and reclining chairs, while make do with a piece of cardboard on the ground. The heartwarming act came amid the cool spell in recent days.

I am looking to sell my house on my own. Its a private property. However I do no know where to begin. For starters, I just found out that I can't list my house on propertyguru if I am not an agent. Can anyone give me some advise or point me to a place where I can find out more? many thanks

[thumbsup]

I am looking for an effective vacuum cleaner that can remove stains inside my car's mat. I've used quite a few but it's not working for me. I would prefer to have the all purpose one which can also clean carpet and things inside my house. Anyone knows what would be the ideal product to buy? Thanks!

Need some help here. I have a water dispenser at home that sometimes short circuit and cause my entire house to power trip as the circuit breaker will "jump". Is there a power socket that has a built in circuit-breaker that I can buy? So that I can connect my water dispenser to this power socket, and that this socket will cut off the power to my dispenser whenever short circuit without my house circuit breaker "jumping"? Problem with my house circuit breaker "jumping" is that whole house no electricity, and that if I'm not at home, all food in my fridge will rot. Please help. Thanks.

Need some advice. Just moved in to my new house for a few months already.. Brought in my parents in law + bro in law to live together as they do not have a place of their own. To cut story short. My wife experienced a very bad encounter with his father. I will not list them all but a few only He brushed his hands against my wife’s bottom while he was walking behind her While my wife was walking in the house, he was sitting at the dining and staring at my wife’s chest area. How she knew this was that she was looking at him right in the face all along. While she was napping in the living room, she opened her eyes and caught her dad staring at her. When he notice that she’s awake, he walked off abruptly without saying anything. This incidents has caused her so much distress and lose all the respect she had towards him. She has been locking herself in the room while im at work and feeling shitty every single day. Crying every time she recalled these incidents. She felt that she has been sexually violated. Tried telling her mom, but she brushed it off as it could be an accident and it can happen anywhere. Even told my wife to forget all about it. It has been a few weeks and the tension at home is really tight. What should I do? Should I confront him? Feeling shitty thinking about this issue. Having a new and big house doesn’t mean happiness is guaranteed. Dang!

Debtor installed CCTV outside his flat and could not get him to pay up, ah long became angry and went upstairs and set fire to 2 neighbours house at Toh Guan. Fortunately no one is injured in this incident http://news.omy.sg/News/Local-News/story20150614-353083 Nowadays ah longs now getting more brazen ah

hi, sad news to share and ask for advice. I bought a HDB and was going for renovation. door was splashed with paint but no numbers to call back. guess this is the new a long tactic.. I have reported police and going to MP tonight. what else?

Hello, I am looking for a season parking lot around Revenue House (IRAS - Newton) vicinity. Please PM me. Thanks in advance.

Does anyone here know the parking rates for Shaw Centre and Shaw House for Sunday? The Sg Mart site and my 2007 street directory seems to give different rates.

Alternative to expensive housing

Hi does anyone knows any cheap season parking around Winsland House, Orchard?

It seems like suddenly there are a lot more ants around the house. No, I've not suddenly changed my habits and left things around that attract ants. I spoke to my parents who live elsewhere and they have the same observation. I'm not sure if it is the hot weather or even the haze. Anyone else experience this?

Who feels this way? In fact, if u consider that when you die or no longer need a home and u sell ur house u will calculate that most of us will actually get paid to stay at your home! And because of our forced tax/savings called CPF, we can own a home purely by using this fund (which u cannot see if u dont use anyway). So housing in SG is free or more accurately, u get paid for buying a house (when u or kids evetually sells it)!

http://news.asiaone.com/print/news/singapore/2-dead-5-injured-fire-house-near-kovan 2 dead, 5 injured in fire at house near Kovan Tuesday, June 9, 2015 - 09:47AsiaOne SINGAPORE - An early morning fire razed a two-storey house along Parry Ave in Yio Chu Kang on Tuesday morning. Two people perished in the blaze and five other people were injured. RELATED STORIES 2 dead, 3 injured in Geylang fire 4 Malaysians killed in Geylang hostel fire Maid arrested over fire at employer's flat {C} According to a report by Lianhe Wanbao, there were a total of 10 occupants in the house when the fire broke out. The two dead victims were the wife of the house owner, who is a businessman, and a middle-aged Caucasian man, who was a business partner with the latter. Five others, including two men, two women and a child were sent to hospital for smoke inhalation. The fire was believed to have been caused by a short circuit, which led to an electrical appliance in the house catching fire. At the time of the fire, there were six people on the second storey of the house, including two children, aged 10 and 8. The house owner, his son, daughter-in-law and an older grandson managed to escape the fire. His younger grandson, who was with a maid at the back of the house, was saved when she jumped through a window to escape. The house owner's wife was found in a toilet on the second floor, while the male victim was found on the second floor. Two other occupants, the house owner's 80-year-old father and another maid, were on the first floor at the time of the fire. They managed to get out with help from firemen. In a statement, the Singapore Civil Defence Force (SCDF) said they were alerted to the fire at about 3am at No 6A, Parry Avenue off Yio Chu Kang Road. SCDF dispatched three fire engines, three ambulances, three Red Rhino and six support vehicles. Upon their arrival, they found the fire had engulfed the whole house and had penetrated through the roof. SCDF officers used four water jets to penetrate the burning house, while two additional jets were also deployed to prevent the fire from spreading to adjacent unit. The fire was brought under control within half an hour, and was fully extinguished at about 4.30am. Photo Gallery: 2 dead, 5 injured in fire at house near Kovan Click on thumbnail to view photos. Source: The Straits Times, SCDF View more Six occupants had evacuated themselves prior to the SCDF's arrival. The firefighters also aided two other occupants, which included an elderly man, out of the burning house. Two bodies were found on the second floor of the house, said SCDF. The five casualties were conveyed to Singapore General Hospital for treatment, while one of the firefighters was taken to Tan Tock Seng Hospital for heat exhaustion.

This is really creative

HI guys, I have a IKEA lamp with a dimmer function. The bulb (see below) that comes with it is super hot. I asked my nearby hardware shop and they said the LED bulb they sell can fit into the lamp head, but it cannot work with dimmer. If I adjust the dimmer, the bulb may blow. Why is that so? What bulb should I change to and where can buy? My main objective is to change to a not hot bulb.

now shopping around for the best value for mortgage insurance. for the same mortgage amt, tenor, and interest rate, found out that quotes can vary quite a bit between different insurance companies. all also include the same critical illness protection. also wondering, if my mortgage is X, should i go for a X-Y protection? (where Y=the amount that I may partial pay the loan soon) any advise appreciated

Hi All Can any forumers recommend me a good service house mover and not too X . I know there are alot being advertised in ST...but you do not know of their service or whether they are responsible type. Thanks in advance.

The father never eat or shower and no one bother?

SINGAPORE - 4 females and 1 male were arrested on Monday for their suspected involvement in vice activities in a HDB flat at Ang Mo Kio Ave 6. The police said that on June 2 at about 9.30 pm, officers raided the unit arrested the suspects. The females were between 17 and 26 years old, and had apparently advertised their sexual services online. They were arrested for allegedly providing sexual services in the flat. The 39-year-old man was arrested for allegedly having commercial sex with a minor under the age of 18. Cash amounting to $1,024 and other items including mobile phones were seized from the scene. Investigations against the 5 suspects are ongoing. Any person who contravenes the offence of keeping, managing or assisting in the management of a brothel under Section 148(1) of the Women's Charter, Chapter 353, is liable on conviction to a fine of up to a maximum of $10,000, or to imprisonment of up to five years, or both. Any person who obtains for consideration the sexual services of a person, who is under 18 years of age, shall be punished with an imprisonment for a term which may extend to 7 years, or with fine, or with both. [email protected] Those who bonked the under 18 girl will be shivering in their pants now once police traced the records. Jialat...

Anyone send their kids there? Heard of any review? My daughter is attending the playgroup class.. she is only 2. Still cant speak well and I am worried if the school teacher may neglect her as she requires alot of attention.. v whiny at times. Can share your experience.?