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  1. hilarious looking at the precise photos... http://www.dailymail.co.uk/sport/football/...-free-kick.html You Wall-y: Nasri does his best to dodge Robin van Persie's injury-time free-kick I don't fancy this much: Nasri - a former team-mate of Van Persie - hides behind Edin Dzeko and Gareth Barry some comments are also funny: - Pay me
  2. chanced upon this in one motoring website by chance, saw that honda is making loss by selling honda jazz.... take a look below.
  3. Am watching cnbc now. Reported by Maria bartiromo. UBS loss on Facebook trading may be $350 million. Out CPF money....
  4. So will there be a huge rise in fares after she steps down in Apr? http://www.channelnewsasia.com/stories/sin...1189825/1/.html
  5. [extract] It is not a secret about Mazda having zero net profit for the past three years and it is likely that the Japanese auto giant is going to go through another year of financial loss. And due to this, Mazda is looking for partners to share development and manufacturing costs so as to return to profitability. According to the company
  6. http://www.channelnewsasia.com/stories/sin...1180163/1/.html SINGAPORE : Public transport operator SMRT Corp has posted a 13.9 percent decline in net profit for its third quarter. For the three months ended December 31, net profit fell to S$37.01 million from S$43 million a year ago. The lower profit came despite group revenue rising 10.0 per cent in the same period. SMRT's revenue rose to S$268.2 million from S$243.9 million in the same quarter last year. The increase in revenue is due to higher train and bus ridership, higher taxi rental revenue, as well as higher rental and advertising revenue. However, SMRT says during a phone conference that the higher operating expenses can be attributed to declining profit margins. SMRT's executive vice president and chief financial officer Ms Catherine Lee says the company has hedged diesel fuel and electric power to mitigate the effects of possible spikes in energy costs. She adds that "expenses arising from the recent MRT disruptions incurred this quarter were not significant," but acknowledged that the "profitability of the train operations will be impacted by the consequential costs arising from the recent MRT service disruptions" in the next 12 months. Looking ahead, Ms Lee says that SMRT's revenue is expected to rise further in the fourth quarter. But she warns that rising cost pressures, particularly energy costs and staff and related costs, will continue to thin out SMRT's profit margins. Earnings per share in the third quarter fell 14.0 per cent, down from 2.281 cents a year ago to 2.20 cents. - CNA/ch
  7. not sure why recently its like that.. but ytd topup aircon gas.. very cold liao.. thought can enjoy.. this morning, on aircon drive to work.. suddenly rpm drop to zero (power loss). battery light on.. car come to a stop.. i off the aircon, restart the car.. then can drive w/o any more issues.. Any advice why like that? Battery is about 2 yrs old.. time for change? or are there more possible issues lurking? btw the COE left 1.5yrs to go so im not so keen on major overhauls expenses.. (my ride is a honda ec8)
  8. GIC's loss in UBS is almost equivalent to the total cost of: Circle Line costs $6.7 billion DownTown Line costs $1.4 billion a hefty loss of 50% in a stock... what's the difference between the smart ones and ordinary retailers?
  9. SINGAPORE: The Monetary Authority of Singapore (MAS) has recorded its biggest loss in 40 years on the back of a strong Singapore dollar. MAS has recorded a net loss of S$10.9 billion for its fiscal year ended March 2011. This compared to a record net profit of S$10 billion posted last year. The central bank said excluding exchange rate effects, it achieved income and net capital gains totalling S$12.3 billion during the financial year ended March 2011. MAS disclosed these figures in its latest annual report released Thursday. The loss comes as the foreign exchange impact from the stronger Singapore dollar exceeded the interest, dividend and valuation gains on foreign assets held. Most of MAS's assets comprise official foreign reserves. These are invested in a diversified range of foreign currency assets. During the year, the Singapore dollar appreciated against most currencies including the US dollar, Euro and Sterling Pound, but weakened against the Yen. The total assets of the central bank, including the Currency Fund, grew by S$13.85 billion to S$299.75 billion in the financial year ended 31 March 2011. In 2010, MAS tightened its monetary policy as the economy strengthened. It shifted to a modest and gradual appreciation of the exchange rate policy band in April 2010. Further tightening was undertaken in October 2010 and April 2011 as growth became more entrenched and resource constraints more binding. MAS said the tighter monetary policy stance will ensure price stability over the medium term and keep growth on a sustainable path. In the chairman's message of the annual report, Deputy Prime Minister Tharman Shanmugaratnam said that "the ongoing sovereign debt crisis in the European periphery poses significant risks - both to global economic growth and financial stability." Mr Shanmugaratnam added that Singapore faces a changed financial landscape globally following the crisis of 2008-2009, and that the regulatory approach in Singapore will "evolve, whilst retaining the close monitoring and supervision of financial institutions that ensures that our financial system remains resilient and stable." In the capital markets MAS implemented several safeguards for investors such as guidelines on the form and content of the Product Highlights Sheet. MAS said it will also implement changes to fund management regulation, aimed at raising the quality of players and enhancing regulatory oversight to enable sustained growth of the industry. Going forward Mr Shanmugaratnam said MAS will continue to support the development of Singapore as an international financial centre "trusted for its high standards of regulation, integrity and efficiency." - CNA/cc
  10. (Reuters) - Bank of America Corp reported a record quarterly loss of $8.8 billion as persistent mortgage problems and low interest rates squeezed revenue at the largest U.S. bank. The loss was expected after the bank said in June it would pay $8.5 billion to settle lawsuits from mortgage bond investors and take more than $14 billion of other home loan-related charges. But investors were troubled by indications that a tepid economy is retarding recovery outside of mortgages. Interest income fell during the quarter, and Chief Executive Brian Moynihan said in a conference call that demand for loans is sluggish and the economy is not improving quickly. Shares of the bank closed down 1.54 percent at $9.57 on the New York Stock Exchange. Some of Bank of America's businesses, like credit cards, experienced rising profits and loan growth during the quarter. "It's a tale of two cities," said Jason Ware, equity analyst at Albion Financial Group. "You have one that looks like it's starting to make money, and then you have this mortgage business that is still throwing off pretty large losses." He and other analysts also said Bank of America is not likely to raise its skinny penny-a-share dividend until at least 2012. One negative sign for the bank is that its loan book shrank, even as many rivals experienced loan growth. Also pressing profits is lending margins, which are shrinking as the longer-term rates at which banks can lend are falling relative to the short-term rates at which banks borrow. At Bank of America, these factors translated to a 13 percent decline in interest income and a sizable 0.17 percentage point decline in lending margins from the first quarter. On a conference call, Chief Financial Officer Bruce Thompson said the bank was "pretty close" to the trough for net interest income, if it was not there already. JPMorgan Chase & Co reported a similar shrinking in its lending margins last week, which pressured the shares of many regional lenders. Wells Fargo & Co said on Tuesday that its margins shrank less. Analysts had expected rising interest rate margins to fuel higher bank earnings next year. For the second quarter, Bank of America reported a net loss of $8.8 billion, or 90 cents per share, compared with net income of $3.1 billion, or 27 cents per share, a year earlier. Analysts on average expected a loss of 90 cents per share, according to Thomson Reuters I/B/E/S. On June 29, the bank said it would take big one-time charges in the quarter related to a settlement with private investors who demanded the bank repurchase toxic home loans held in mortgage-backed securities. The settlement underscores the pain caused by the purchase of Countrywide Financial Corp in July 2008 by former CEO Kenneth Lewis, as the financial crisis was intensifying. The $4 billion deal saddled the bank with billions in toxic mortgages. Most of the loans related to the $8.5 billion settlement were from Countrywide. Bank of America received $45 billion in aid through two U.S. government bailouts during the financial crisis, which it subsequently repaid. Excluding the charges, the bank earned $3.7 billion, or 33 cents per share, in the second quarter. "It's a slow grind for them," said David Hendler, senior analyst at CreditSights in New York. CARDS, INVESTMENT BANKING IMPROVE The results highlight that many of the bank's business units, most notably its credit card and investment banking units, are becoming more profitable. Global card services reported income of $2 billion, up from $826 million a year ago. Global banking and markets income rose to $1.6 billion from $1 billion. BofA's investment bank reported fixed income results increased to $2.6 billion in the quarter, up from $2.2 billion a year prior, but down from $3.6 billion in first quarter 2011. BofA's year-over-year increase in bond trading stood in contrast to Goldman Sachs Group Inc's 53 percent decline in bond trading revenues, a surprise for what was once the largest Wall Street bond trading house. Bank of America's consumer real estate services unit lost $14.2 billion in the quarter, continuing a series of losses for the business dating back to the 2008 financial crisis. Overall, revenue tumbled 54 percent to $13.5 billion because of a provision taken as part of the mortgage settlement. Excluding that, revenue was $26.5 billion. Like its peers, including JPMorgan and Citigroup Inc, Bank of America reported improving credit quality as loan losses declined. At Bank of America, net charge-offs -- loans the bank is writing off -- declined for the fifth straight quarter and the bank lowered its loan loss provision. Earlier this year, the Federal Reserve denied permission for Bank of America to raise its dividend later this year. The Fed's denial, paired with mortgage woes and a weaker U.S. economy, have pushed shares down 27 percent this year. Albion's Ware said BofA's shares -- now trading at roughly half their book value -- are not attractive to many investors because of the uncertainties surrounding the bank's mortgage woes. "From a pure price perspective, you would think it's a bargain, but there's just so many red flags right now," Ware said. (Editing by John Wallace, Robert MacMillan, Andre Grenon and Phil Berlowitz)
  11. Michael Schumacher said he did not know whether to laugh or cry after finishing one place off the podium in Sunday's chaotic Canadian Grand Prix. Schumacher started eighth, but after some impressive driving at a very wet Gilles Villeneuve circuit, the 42-year-old Mercedes driver found himself in second place. However, as the track began to dry, he was unable to fend off rivals Jenson Button of McLaren and Mark Webber of Red Bull and eventually finished fourth. The seven-time world champion, and seven-time winner in Montreal, admitted he was disappointed to have missed out on what would have been his first podium since his return to Formula One last year. "I am leaving this race with one eye laughing and one eye crying," said Schumacher. "I am not sure if I should be excited or sad about it. Having been in second place towards the end, I would obviously have loved to finish there and be on the podium again, but even if it did not work out in the very end, we can be happy about the result and the big fight we put in." His Mercedes team-mate and German compatriot Nico Rosberg was left to rue a mistake that cost him a points-scoring position. The 25-year-old was in sixth place with four laps remaining, but collided with Sauber driver Kamui Kobayashi at the hairpin and wound up in eleventh place. Rosberg admitted that his mistake had cost him and believes he could have finished in a better position if he had adopted a more aggressive strategy earlier in the race. "It was a very demanding race this afternoon," said the German. "In general, everything was okay with my car and, at the end, I was up there in the points but I made a mistake at the hairpin on lap 66. I was trying to overtake Kobayashi and was very close behind him in turn 10; he slowed when I didn't expect it. I hit the back of him and damaged my front wing, which then came off on the last lap. I could perhaps have been a little more aggressive with some of my stops today, pitting a little earlier, but it's always difficult to judge the risk." source http://supersport.com/motorsport/formula1/..._loss_of_podium wow one place from a podium
  12. sweet looking thing too....RIP Teenage girl falls to her death at Ang Mo Kio By Jeffrey Oon | SingaporeScene
  13. Getting worried about hair loss condition. I was told hair loss is incurable. Medication can only retard or control hair loss. So it seems to me that the most viable approach is probably hair sewing. Anyone has experience doing hair sewing or whatever they call them? Thank you very much. Regards,
  14. due to the 3 days of non stop rain, i think the crowd has been giving chinatown a miss. the weekends are the days where they can make the most profits, but i think its not going to be good for them this year
  15. Just wondering, do you put on weight or lose weight in times of stress? When I'm stressed, I don't eat much, don't sleep much.. but I end up putting on weight, annoying!
  16. Quoted from ST online THE drive to be a Global City has come at a price for Singaporeans and their quality of life, said three prominent figures, including Workers' Party chairman Sylvia Lim, on Monday. And while Singapore may have first-world infrastructure, it suffers from a lack of creativity and intellectual freedom of the sort found in other Global Cities, they argued during a panel at the annual Singapore Perspectives seminar. Noting that she found the terms Global City and Endearing Home a contradiction, Ms Lim said that there has been a 'palpable sense of loss of identity' among Singaporeans due to the pace of change over the last few years. She said that the change in population mix in particular - in 1990, 86 per cent of the population were local; this fell to 63 per cent in 2010 - has had an adverse impact on Singaporeans and their sense of security In fact, she noted that she has heard from some who have emigrated elsewhere that they believed they would be better taken care of as permanent residents in other countries, than as citizens in their own. This perennial tension between the frenetic pace of a Global City and the sheltering stability of a Nation-State was singled out by author Derek Da Cunha, a fellow panellist, as an issue that will prove critical in the forthcoming General Election. Link What do u guys think? I will have to agree with her.... the identity is lost somewhere :angry:
  17. Dont know got TuaKang or not. Maybe made a lot of money but want to hide from cousin and GF. Want to tell reporter yet beg reporter dont tell the school name. How the hell he can lost $130,000? Even each match he bet $10,000, he has to be super duper Suay-to-the-Max to lose so much. Ok the losses is not the key point that I want to know........ its this statement "The only way for him to pay off his debts was to sell his car". What fark car is he driving? Maybe he did pay 100% cash for his car! After selling can release cash of ~$130,000 to settle his debt? http://www.asiaone.com/News/The%2BNew%2BPa...712-226589.html Teacher in $130,000 debt over World Cup bets By MAUREEN KOH HE was thrilled when Germany beat Australia 4-0 in the Group Stage match at the World Cup last month. In just under two hours, the first-time bettor made $6,000 - the equivalent of two months' salary for the secondary school teacher. But by the time Brazil suffered a quarter-final defeat by Holland, John's thrill had turned into shock and fear. He had chalked up nearly $130,000 losses in bets with three different illegal bookmakers. The only way for him to pay off his debts was to sell his car. He started with "small bets between $2,000 and $4,000" for the first two matches, but upped the stakes to as high as $10,000 for each bet. At his request, we are not using his real name as he risks losing his job. In the hour-long interview with The New Paper on Sunday earlier this week, John, 28, who has been teaching for two years, pleaded repeatedly: "Please, please don't name the school too. "I can't afford to lose my job now - my future will be gone." While he has "deeply regretted" his folly, he admitted: "I realise it's too late." He added: "I was blinded by greed." Only his girlfriend, a 26-year-old primary school teacher, knows about his debts. John said: "I've already let my parents down - I can't hurt them further." It was his cousin who had introduced him to football betting, he claimed. John follows the English Premier League and the European Championships. But he had never placed any bets on the matches, even legally, until last month, when his cousin bragged about how much money he had made in the World Cup four years ago. John said: "I was tempted, especially since my girlfriend and I were planning to get married next year. My cousin said it was a golden chance for me to make extra cash." He added: "If not for him, I wouldn't be in this mess." >> Next: 3 online accounts
  18. Getting old. Forehead like extending and many white hair. Tried treatment at "Bee Choo Origins" a few days ago. Got a close buddy who swears by it. Chinese medication/herbs applied directly onto hair/scalp. Now white hair macham red hair. Any bros or sis tried them too? Wondering if should stick it out over the long term to see results. Anyone got any experience to share?
  19. For Hair loss, is it better to skip Yunnam or 101 and go straight to GP for treatment? Thank you. Regards,
  20. not even one year, last year thing were so bad. tis year my pay not go up yet ( but job go up more more ) but so many many thing had gone up. ( house, coe, rent..... etc ) soon many many follow go up !!!! look to me like something is out of control wat the miw doing
  21. GIC converts UBS notes into shares, suffers paper loss of US$5b By Jonathan Peeris, Channel NewsAsia | Posted: 05 March 2010 1451 hrs SINGAPORE: The Government of Singapore Investment Corp (GIC) said Friday that it has converted its UBS notes into ordinary shares, suffering a paper loss of about US$5 billion. GIC had invested 11 billion Swiss francs (about US$10.22 billion) in mandatory convertible notes in UBS to support the Swiss bank during the financial crisis. GIC did not provide more details. Last month, a filing that GIC made to the US Securities and Exchange Commission showed the original conversion price would be 47.7 Swiss francs, two-thirds more than UBS's last share price of 15.86 francs. GIC had earned about two billion francs from a nine per cent coupon over the last two years, which partially compensated for the sharp erosion in UBS' share price. The filing had said GIC would exchange the mandatory convertible notes for 230.7 million ordinary UBS shares on March 5. GIC would have a stake of 6.6 per cent in UBS after conversion, making it the Swiss bank's biggest shareholder. - CNA/yb
  22. http://online.wsj.com/article/SB125547827547583747.html# Check out who stands to lose the most...
  23. Hi, I got a hp with mini SD card. and out of sudden, the data in mini SD card lost. any software that i can use to recover the data as much as possible? thanks
  24. TOPIC Correction: Temasek loss $4.6billion in BoA ======================== Temasek
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