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  1. Just bought a set of 2 way car alarm online. Was wondering any bro/sis knows any shop who can provide the installations but not buying their product. Any inputs will be appreciate!! Thanks!!!
  2. Title : Two town councils invested S$12m in Lehman-related structured products By : Date : 17 November 2008 1646 hrs (SST) URL : http://www.channelnewsasia.com/stories/sin.../390407/1/.html SINGAPORE: The financial health of two Singapore town councils remains in the black despite their investments in failed Lehman-linked structured products. Holland-Bukit Panjang and Pasir Ris-Punggol Town Councils invested a combined S$12 million using their sinking funds. Going forward, the co-ordinating chairman of PAP town councils, Dr Teo Ho Pin, said future investments will remain diversified but will be on the conservative side. Just like thousands of Singaporean investors who have lost money on failed Lehman-linked structured products, the Holland-Bukit Panjang Town Council may lose its S$8 million investment. The town council invested 6.7 per cent of its sinking funds available for investment in Lehman Brothers' Minibond Notes, DBS High Notes 5 and Merrill Lynch's Jubilee Series 3 Notes. It had invested another S$3 million in Pinnacle Notes Series 6, but this investment was unaffected. For Pasir Ris-Punggol, its S$4 million investments in the Minibond Series 2 and 3 amounted to 2.6 per cent of its funds. Based on the 14 PAP town councils' latest financial statements submitted to the National Development Ministry, these investments amounted to 0.6 per cent of their total funds of S$2 billion. Like many others, the town councils are anxiously waiting to see if the Lehman Minibond notes will be making dividend payments next month. Dr Teo Ho Pin, chairman, Holland-Bukit Panjang Town Council, said: "If there is a credit event that occurs next month for the Lehman Brothers' Minibond, then that will be a default and... there'll be a loss on that investment." Town councils can invest up to 35 per cent of their sinking funds in financial instruments like equities, corporate bonds and funds. Holland-Bukit Panjang Town Council said while its investment income will be reduced as a result of the failed investment, its financial status remains in the black and improvement works will not be affected. During a six-year period starting from 2002, the return on its investments totalled about S$24 million. As of March 31 this year, it also has a total kitty of S$118 million. Over the last six years, the Holland-Bukit Panjang Town Council made a healthy investment return of more than four per cent every year. This is well above the average fixed deposit return of 0.9 per cent. With the investment income, the town council has been able to deal with the impact of inflation. Dr Teo continued: "Our assurance to our residents is that the sinking fund is still intact. We have adopted a very prudent approach in terms of investing our funds. "We have to continue to adopt a diversified investment strategy so we are able to achieve healthy returns for our town council funds, cyclical maintenance purposes and we have to balance between investment risk and returns." Six other PAP-run town councils also have exposure to Lehman Brothers through their fund managers' investment portfolio. These investments total some S$4 million and account for less than one per cent of each town council's funds available for investments. The National Development Ministry said it has no plans to amend the investment guidelines it has put in place as town councils are in the best position to decide how to manage the funds. Senior Minister of State for National Development Grace Fu told Parliament on Monday it was not practical nor desirable for the ministry to be overly prescriptive in enforcing the guidelines, which seek to achieve an optimal balance between reasonable returns and financial prudence. Hougang and Potong Pasir Town Councils, the two that are managed by opposition MPs, have earlier said they do not have any investments related to Lehman Brothers products and their sinking funds are not affected by the failed financial instruments. - CNA/vm Copyright
  3. Another embarrassing result for the DPM "MSK" WKS. Too bad Mr CST lost. There goes my ex-MP ..... Feels sad...
  4. Stop asking stupid questions whether it is secret. Singapore got how many voters? How you trace when the serial number go up to max of 4 numbers. I smell either a conspiracy theory or the stench of daftness when people keep asking this question!
  5. Title : GE: PAP recognises concerns of all segments of society, says PM Lee By : Date : 04 May 2011 1137 hrs (SST) URL : http://www.channelnewsasia.com/stories/sin...1126683/1/.html SINGAPORE : The People's Action Party (PAP) feels it has not talked enough about the needs and concerns of the middle class and the young people in Singapore in the current election campaign. Hence its secretary-general, Prime Minister Lee Hsien Loong, said he has decided to focus his messages about these segments of Singapore society over the last two days. Speaking to the media after meeting residents at the Ang Mo Kio MRT and Bus Interchange on Wednesday morning with his GRC team-mates, Mr Lee stressed that it was not to address concerns of vote-swing. He added that any voter would have to weigh carefully how he was going to vote, but the PAP must try to reach everybody in the country and ensure that this was an inclusive society. Mr Lee emphasised that the party looks after all segments of the population, whether young or old, middle class or low income. He said: "Not every policy will benefit everybody equally, but if you take the whole bundle over time, then I think nearly everybody in Singapore has benefited considerably from them. "But apart from having the results of the income tax cuts or CPF or GST offset, it is also important for us to signal that we recognise people's concerns, understand what they are anxious about and we have a sense of what they are thinking and what they would like to see Singapore be and we empathise with you and we connect with you." The prime minister was asked about his move at the lunchtime rally on Tuesday to apologise for some mistakes which the government had made - such as over the Mas Selamat escape and incidents of flooding along Orchard Road. Mr Lee said the reaction to his apology has been good. He said the party had considered it carefully and it was a suitable message to Singaporeans at this stage of the campaign so that the voters can focus their minds on key issues like education and housing. Mr Lee feels that the audience has received it well and he hopes Singaporeans too would likewise. The five-member Ang Mo Kio GRC team is being opposed by a team put together from the opposition Reform Party and Singapore People's Party. Elaborating on his point of the opposition borrowing candidates from one another, the prime minister said this showed a lack of seriousness and commitment. PM Lee said: "When you join a party, it is a serious commitment. You study what the party stands for, what sort of reputation has it got, what is it that it's fighting for, what are your own values and beliefs, and ideals. "And you choose a party which approximates that, and you join, and then you fight on that basis. It doesn't mean that you are 100 per cent on one ideology ... everybody in the PAP believes in integrity, service to the people, in putting the nation first, in growing our economy. "There are certain fundamentals which you share to join the party and that are what the party needs. If you can just change party overnight, then you are really not serious about these basic things - what are you in politics for, what are you trying to achieve other than trying to become an MP or NCMP. "And that cannot be the objective of being in politics. It must be to do something good for the people. If you just swap around like this, it means that you are not serious." - CNA/al
  6. Guys, it is not just only your vote... Talk to your parents, older relatives about election. Educate them about the secrecy of the vote. If they feel PAP is better, than vote for PAP. But don't vote for PAP out of fear.
  7. To cut a long story short MSCP at my place being painted. Car got paint and the antenna removed...knn... without a blink, sent letter to Town council, cced the mp(minister) whom is a fren of me too..ahem.. Next 26 hrs, received a call, wife took it, contractors at the car, doing the cleaning and apparently antenna removed cos needed to put paint cover....and all is well case closed within 24 hrs......Thanks to the EFFICIENT town council Any comments??
  8. Reproduced here from one of my earlier posts: Long long time ago in the western part of an island there was a tiny kampong. In this kampong there was a famous chilli crab stall which due to it's previous owners' sheer hard work & determination made it the biggest both in terms of size & turnover in the whole island. And this caught the attention of folks from all over the island through word of mouth. The owner was even invited many times to other islands to teach the people how to whip up a nice spicy plate of A-class chilli crab. When there were rumours of several small operators each wanting to also set up chilli crab stalls to grab scraps of the kampong market share, the present owner quickly issued a statement: "My stall sources the best crabs in the whole island-there can be no other juicy crabs that others can get. The point is, there are no way these guys can get good-eating crabs because I myself have tried very hard to get them in the first place. In order for foodies to continue getting their delicious chilli crab, it is important that they continue to support just mine and not other stalls. If they want to try-try other stalls, there will be one day whereby my stall will no longer be viable and that they will not able to get a fix of my A-class chilli crab anymore. I know folks out there are saying that my stall is too dominating and my chilli crab is very expensive but you can be assured of the quality, nevermind there were unconfirmed cases of suspected food poisoning cases traced to my stall, the sales speaks volumes-even when my kampong stall is tucked at a remote corner in the western area where tigers roam, my supporters still flock there to taste my chilli crab. So is this good or bad? You decide. I am also aware that a previous owner mentioned that my few dedicated chief chefs should not work too long but retire to make way for aspiring young ones but I think given that these experienced guys are very difficult to find, I have to respectfully disagree with him on this. There were lately some grouses that I have employed some very young & inexperience managers who may not even know how to serve customers. Although they did not have to go through job interviews and can directly join in any of my departments, I can assure you that they are good people so please give them a chance to prove themselves to serve you better. I just want to send a message across the whole island that there can be only ONE true chilli crab store. No other stall can get the best crabs so if you think there can be another or few more like mine then you are dead wrong. I intend to make my kampong stall the best in the region if not the whole world so please continue to support me and the ones that will be replacing me. Remember there can ONLY BE ONE."
  9. recently see many ad about subscribe st and get some gift. i just wonder, why sph only promote the subcribe thing and not improve about how if there is a dispute " i did sent...., I did not get the paper". i mean there is should be better system to prevent this kind dispute. for me, if there is dispute, it is like sph only listen "i did sent" but never from customer side "I did not get the paper". anyone here experience same thing?
  10. Imagine someone died of heart attack during this simulated attack, who is responsible? Source: http://news.asiaone.com/News/AsiaOne%2BNew...410-272795.html The New Paper Mon, Apr 11, 2011 By Joyce Lim FOR a Singaporean family travelling home from Malaysia last Thursday, their train journey turned into one that they will never forget. Mr Peter Tan, his wife and his four-year-old son had boarded the Malayan Railway (KTM) train in Mentakab in Pahang state at 2.45pm after visiting relatives there. The first few hours of the journey were uneventful. Then at about 6pm, a gunman boarded the train and threatened the passengers. At one point, the man even put his gun to MrTan's head. The 50-year-old electrician told The New Paper yesterday how he had feared for his life. But his fear later turned to anger when he found out that the "attack" was part of an army exercise. He is upset that no prior warning was given to the passengers. The drama unfolded when the train was approaching Gemas Railway Station in Negeri Sembilan state just before 6pm. A man wearing sunglasses and a blonde wig entered the carriage, pointed a gun at the roof and shouted in Malay for the passengers to put their hands behind their heads. Mr Tan's wife, Madam Yvonne Ong, 40, a Singapore permanent resident, said: "One man seated at the back row was shouting 'Tolong! Tolong!' (help in Malay). The gunman shouted at him to shut up. "But the passenger continued screaming. The gunman became angry and headed to the back." At that time, the Tans' son was asleep across two seats on the other side of the aisle. "I told my husband to grab our son from the other seats as I was afraid the gunman would hold my son hostage. He was the only boy in the carriage," Madam Ong said. The couple said the carriage had about 30 passengers, including two Caucasians, another Singaporean couple and an old man who looked to be his 70s. When the hysterical passenger wouldn't stop screaming, the gunman dragged him to the front of the carriage. Madam Ong, who works here as a hairdresser, said: "He threw the passenger on the floor and kicked him. Both of them were shouting in Malay, which we couldn't understand. "Everyone was so scared. Even my son had his hands behind his head. I whispered into his ear that the gunman is a bad guy and told him not to make any noise. Luckily, my son did not cry out." Mr Tan said he could feel his little boy, who was on his lap, trembling. "I couldn't do anything to calm my son. We were all too terrified to move," he said. Then the gunman walked up to him and pointed the gun to his head. "I initially thought that it was a robbery and I was prepared to give him everything for the safety of my family," Mr Tan said. "But when the gun was pointed at me, my mind went blank. I have never had a gun pointed at me." "I was trembling and afraid that he would open fire. I will never forget that moment." Asked if he thought it was a real gun, MrTan said: "It looked heavy and real. But whether it was loaded, I couldn't tell." When the train stopped at Gemas railway station, the gunman ran off, dragging the male passenger with him. The passenger had stopped screaming and resisting. Mr Tan said that minutes later, four soldiers dressed in full protective gear and wearing hoods entered the train and looked like they were searching for the gunman. "Everyone was still terrified and our hands were still raised behind our heads. The soldiers walked up and down the aisle a few times and left." Then the passengers were shocked to see the gunman emerge at the station. Madam Ong said: "He had his jacket and shades removed and was chatting with the army officers. (Only) then did we realise that it was an army exercise." She said many passengers were shaken up by the incident as they had thought it was a real attack. Mr Tan said two passengers who were unhappy that the gunman had grabbed their shirts earlier confronted him. But they spoke in Malay, which Mr Tan could not understand. She said a Singaporean couple she had met during the journey were so terrified they took their luggage and got off the train after the gunman left. "It was only when the army officers left that the couple boarded the train again and returned to their seats," she said. She said she saw an old man behind them clasping his hands and saying some prayers during the incident. "He was still in shock after the exercise ended. His face had turned pale and he was still mumbling prayers as the train left Gemas station," Madam Ong said. The couple said there was no explanation from anyone after the incident. There were also no announcements about the exercise before or during the journey. Responding to queries from The New Paper, a KTM spokesman confirmed there had been an exercise by the Malaysian army between 5pm and 6pm on board Ekspres Sinaran Timur No 15. In an e-mail reply, the spokesman said this was an annual exercise. He said that passengers were not informed in advance as the army had wanted to make the exercise as realistic as possible. "If we inform the passengers, they might not cooperate with us to make this simulation exercise a success," he added. "We apologise to our passengers for not notifying them before the exercise was carried out. We want to assure them that for any exercise that we conduct, the safety of our passengers is always our main priority." A total of 20 army officers were involved in the operation, and they were aided by auxiliary police from KTM. When contacted, a spokesman for the Malaysian Ministry of Defence said: "The exercise was not announced to the public because it involves Special Forces and Commandos." He said that for exercises involving such personnel, there are no public announcements "for security reasons". "Not all the KTM staff were informed about the exercise. It's a secret exercise which only the very high-level staff will know," he said. The spokesman said the Special Forces involved in the exercise are trained to handle civilians should there be any mishap. He added that there had been no official complaint and no one was hurt in the exercise. Madam Ong said that as the train pulled away, the "gunman" made a gesture as if to apologise to the passengers. "The gunman (waved his hand in a salute) at us and nodded his head as if he was trying to thank us for our cooperation." Mr Tan said: "It is good to conduct such simulated exercises. I will feel safer when I travel to Malaysia in future. "But I feel that the gunman should not have pointed his gun at my head." Public should be alerted SHOULD the public be informed when simulated attacks are conducted? As far as possible, yes, said Ms Ng Sue Chia, who specialises in homeland transport security at the S Rajaratnam School of International Studies at Nanyang Technological University. Ms Ng, 30, an associate research fellow, said that unannounced drills should perhaps be conducted only in a closed-door setting. "The public is generally not trained to deal with crisis. It is human nature to panic and react in fear especially when one's life is perceived to be in danger." In the KTM case, which The New Paper related to her, Ms Ng said it would have been ideal if ample alerts were given to make affected passengers aware of the nature and objectives of the exercise. She said that while it was understandable for agencies to decide not to inform the public, the exercise should be completed as fast as possible to restore calm and offer any post-trauma assistance. Ms Ng added: "In cases where simulation exercises might be perceived as a real threat to life, ideally the 'victim' should be a member of the emergency team." Two years ago, when Singapore mounted its largest anti-terrorism drill, Northstar VII, the public was informed beforehand. The massive exercise, which involved 2,000 participants and personnel from the police, Singapore Civil Defence Force and the Maritime and Port Authority of Singapore, tested their response in simulated attacks islandwide, including Orchard Road and HarbourFront. When the police conducted a mock-attack exercise codenamed "Times Square" last November, they made no public announcement as the exercise was aimed at gauging public vigilance against suspicious activities. This drill, which involved a smoking vehicle, was held at nine locations islandwide from 8am to 7pm. Only 52 people alerted the authorities about the smoking vehicle.
  11. .... repair the quake-damaged roads! :blink: the vehicles carrying the aids and supplies can now reach the earthquake victims
  12. I have a question here seeking the experience fellow forumers here: A car collided into my car. I claimed from my insurance first before my workshop helped me to claim my Excess and Lost of Use from the other insurance company. After half a year. I was inform by my insurance company that the other party's insurer had fully (100%) re-imbursed my insurance company. Later my workshop informed me that the 3rd party insurance company is only willing to pay me 50% of the total Excess plus Lost of Use claim. Is that normal practice of the insurance company? Or is the workshop trying to take 50% of my claim? Please advise. Many thanks in advance.
  13. I'm looking for return ticket from Hongkong on 4th Oct 2011. However, Jetstar jetsaver light all SOLD OUT! So i was wondering can i purchase a single return ticket from any travel agency? My initial departure date will be on the 1st and return on 4th. Do they hold any Jetstar tickets? I don't want TIGER...
  14. Just like the recent case of the Asus... would you let the retailer off with a simple refund?
  15. http://www.scdf.gov.sg/content/scdf_intern...eupdateno1.html What a joke. I think our SCDF got the wrong message from our PEANUT MINSTER He thought it is like our ORCHARD ROAD LONGKANG FLOOD.
  16. Hi all, I have currently in my possession an RNS510 unit from Skoda. It is a 1Z0 unit and its basically the exact same unit as the Columbus system on the Superb IIs and new Octavia VRS except that it seems to be specifically for the Octavia A5. It has a harddisk (20gb? or 30gb?....cant rem) with an SD card slot, DVD playback capability, GPS (antenna inc.) etc etc. It cannot be used on a Superb II so was thinking if there are any bros out there driving an A5 who want to try installing this in their car, I can sell it to you cheaply. No strings attached. We can try the installation first and you can choose not to take the unit if it does not work. PM me if anyone is interested yeah? Cheers all!
  17. BMW may be left no choice but to offer the upcoming 2012 M5 solely with an automatic transmission. According to a report by Motor Trend, BMW engineers ran into trouble fitting the M Dual Clutch Transmission (M DCT) to the F10 M5. Apparently, the torque is too much for the M DCT to handle with the 4.4 liter twin-turbo V8 dialed up to around the 550 horsepower (410 kW / 558 PS) mark. The configuration's torque rating remains unknown. M division engineers considered adding larger actuators to the M DCT but that would slow the gearbox's response time. Only a complete revision of the M DCT would do and that appears to be too big a challenge, in terms of work required and costs, for BMW. So, the only alternative left is to fit the F10 M5 with the ZF 8-speed automatic (sequential with paddle-shifters) gearbox and leave the M5 as an automatic-only just like the X5 M and X6 M models. Of course, the M5 is in a class of its own being one of the core M division models. It will definitely pain M enthusiasts to know that there will be no proper manual gearbox available. Source: Motor Trend
  18. KNN...The newpapers are going to be like 90.5FM... Keep hearing good local news about how well everyone is doing. U should know what's cumming...
  19. Besides using our car for daily commute, I guess one of the "privileges" of owning a car is to go to places where no bus or mrt can take you. I start the ball rolling with a couple of places...do add on to the list. 1) End of Yishun Ave 1 after OCC (Some pple call it Yishun Dam, which is actually Lower Seletar Reservoir 2) Old Upp Thomson Road that leads to Upper Peirce Reservoir where there are monkeys along the road
  20. Some cars not only have funny/odd-ball names, but they look odd also... Anyone remember the TownBee?.... a small K-car with tall windows...
  21. Will you buy this @ 220K? http://www.sgcarmart.com/used_cars/info.ph...513&DL=2093
  22. 警方前日逮捕一名入屋行窃的窃贼,令人惊讶的是,窃贼年仅12岁。这名目前仍在求学的华族男孩相信涉及至少四起发生在义顺地区的入屋行窃案。 据了解,男孩往往轻易地从正门走入没有上锁的住屋单位,然后顺手牵羊。他一共偷窃了250元现金及一台价值2500元的手提电脑。 警方掌握男孩的身份后,前晚在其位于义顺的住家将他逮捕归案。 入屋行窃罪一旦成立,触犯者将面对最高10年的监禁。 Source: omy Agar translation: Police arrested a burglar yesterday and the alarming thing is he is only 12. This ethinic Chinese boy is still studying and believed to be responsible for at least 4 burglaries around Yishun area. It is understood the boy would enter apartments that were not locked and help himself. He has stolen about $250 in cash and a$ 2500 laptop. Ah boy faces 10 years of detention if convicted.
  23. I feel that LTA should shorten the bidding to 1 day instead of 3 days. After all in all the biddings, actions come in only on the last day and on the final hour. Dun u all agree? Why waste time.
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