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sorry if the question has been asked before. for normal car say 3 or 4 yrs old convert to opc. is the total Amount of opc cash rebate capped at $17000? or prorated according to remaining years in the coe? I read LTA website it implies the former but a car dealer today tell me otherwise. can any bro here confirm?

http://singaporeseen.stomp.com.sg/stomp/sg..._man_gives.html woah man!!!!! check this out!!!!!! 大哥 pay in cash......lots of cash

want to get a car and considering whether to take loan or pay cash. since loan is at 1.99% effective at 3.55%, is pretty low now compared to 3yrs ago of 3.5% effective at 6-7%. i can pay cash for the car, but kinda like the low interest rate now which likely may rise in coming years. what do you think?

Hi, Just claimed warranty on my cash card unit and was given the new unit (able to use both cashcard and EZ linkcard). Was wondering for those using the new unit, ok to leave the cash card insert inside 24/7 (note: I am not talking about thef but more concern whether will it drain the battery). My old unit as long cash card inserted, a small green LED will remain lighted even when engine off. The new unit side green indicator will light up once u insert the cashcard, showed the balance and light will goes off after 1-2 minutes.

What would you do if you happen to have spare cash amounting to SGD400k/- SGD500k/- lying around? Banks are offering good fixed deposit rates for foreign currencies,is it any good? Should you invest in a few properties in Msia and rent it out? Buy a small size condo near town and rent it out? Seriously,im thinking of low risk investments here

SINGAPORE: The opening of the casino in Singapore has led to better business for some pawn shops. Pawn shops said they are seeing more customers, especially older folks, who said they are pawning their valuables to raise cash for gambling. While the number of such customers is small, pawn shop owners said it will rise in the coming months. However, some industry players have expressed concern. They feel pawn

http://sg.news.yahoo.com/rtrs/20091203/tap...re-c3bb44c.html so its all about money again....does sportmanship still exists in this century? and does all the money from registration etc goes into the pocket of the so call "Elite athletes"?

Inspired by the condo security idiots thread.. wonder how much cash pple usually carry around with them.. for me it's usually only between S$50-100..

Hey all quick question Cash card parking implementing soon within my neighbourhood Can i dont display my HDB blue tag? The cash card reader read from IU or the blue tag to determine whether one had season parking within the compound? Thanks

A friend of mine was probably following too close to a car infront. Due a traffic situation infront, the car infront E-brake and he accidentally "touched" the side bumper. It was a very superficial hairline dent, no paint peel-off and if you don't go closer you can't even spot the problem. Now, my friend offered the car infront to go to any workship for a paint work. This guy later called and told him the "damage" is $170 quoted by his workshop. He claimed that he is too busy to get the bumper repainted and asked for cash instead. In this case, should my friend paid him the money or he should insist that that guy got it repainted and produce a receipt? Please advise him. Thank you very much. Regards,

my card expire dec 2009 does tat mean i need to get new IU tat use d new ez link card can still buy old cash card ???

As above, my cashcard got damaged while passing thru the Bencoolen Rd gantry. The amount was deducted successfully but secs later, my cashcard reader came beeping away. At first i tot its due to low cash value. Only to find out that it got an error reading the cash card.. The cash card is officially "dead"... Luckily I have another spare one if not I wun be able to park my car unless I go for a coupon one..

Age can't catch up with realty whizz He joined ERA at 55 and made his mark as a top agent in just three years. Tue, Dec 30, 2008 The Straits Times By Lorna Tan Mr Syed Abdullah Alhamid was 55 when he joined property agency ERA Singapore in 2000 as an agent. He made his mark quickly. As the company's top producer for three consecutive years from 2003 to 2005, Mr Syed Abdullah, now 62, is proof that age is no barrier when one has the drive and passion in his work. In fact, he enjoys his current job more than his previous ones, including those as a dealer at stockbroking firm JM Sassoon and as an economics teacher. He was so good in closing transactions that he was ranked as ERA World No.1 Top Volume Producer 2003 (for ERA Europe & Asia-Pacific) at the ERA International Conference in Las Vegas in the United States in March 2004. He closed 265 transactions in 2003, averaging 22 transactions a month. Last year, he won the ERA Singapore Top Record Transactor title, when he closed a record of 37 transactions in April. As a rookie agent in his first year, he earned $175,000 in commissions. At his peak in 2004, he made in excess of $800,000. Since his fourth year, his yearly commissions have averaged more than $500,000. An ERA division director since 2006, he earns an additional overriding commission of about $60,000 to $100,000 a year from his more than 150 associates. As at the end of last month, he has already crossed the half-million- dollar mark in gross commissions. He is married to a former group financial controller, Zainah Mustafa, 53, and they have five children. He loves to bowl and jog. Today, he can still do a 5km jog at eight minutes per km comfortably. He believes that his fortune is also due to the blessings from Allah, and so contributes regularly to the Muslim community. Q: What's the most expensive property you've ever transacted? It was a double-storey semi- detached house in District 15 for $2.2 million. At 2 per cent commission, the total gross commission for this transaction alone was a cool $44,000. On average, about 90 per cent of my transactions are HDB units, and 10 per cent, landed properties and condos. Q: What are your money habits? To me, cash is king. Currently I have more savings (80 per cent) than money in investments (20 per cent). This is simply because I am still supporting my twins - a daughter doing her final year in medicine at Monash University in Melbourne and a son doing his final year honours degree in biochemistry at Nanyang Technological University. He wishes to further his studies up to a PhD. My youngest son, who graduated with a diploma in electrical & electronic engineering at Singapore Polytechnic, and is now working with Hewlett-Packard, has hinted to me that he too would like to pursue his university degree after a few years of working experience. So you see, they are all on father's scholarships. Hence the necessity to have liquid assets like savings and stocks. Q: What financial planning have you done for yourself? I do simple planning in that I need to ensure that I have enough savings. Every month I make sure I put aside enough to cover all basic expenses such as loan instalments for the house and maximum CPF contributions for me, my wife and my second daughter, who helps me with my real estate work. The extras I keep in my 'float' for opportunities such as in foreign exchange and stocks. Recently, when the US financial crisis worsened, I converted all my blue chips to cash at a small loss. I am also monitoring the Australian and New Zealand currencies closely. For instance, I recently invested when the Aussie dollar was at parity to the Singapore dollar and I may exit when it hits A$1.25 to A$1.30. I put my cash in fixed deposits and savings account. Q: What about insurance planning? Not much. I have a whole life and hospitalisation coverage. My annual premium is about $5,000. Q: What stocks do you invest in? I normally 'nibble' on blue chips in the Singapore stock market whenever there is a correction, particularly when the market is down suddenly due not to the local economy's fundamentals, but because of overseas events which affect the local market temporarily. I always go for blue chips such as Singapore Press Holdings (SPH), Singapore Airlines (SIA), OCBC Bank, DBS Bank, United Overseas Bank (UOB), SembCorp Industries and SingTel. I don't keep them for very long periods. I will monitor them closely to offload them once they give more than 10 per cent returns. Q: Moneywise, what were your growing-up years like? I came from a poor and big family of 10 kids where I was the fifth child. My late father was a bill collector earning enough to make ends meet. I was eight when he died. My second eldest brother had to leave school and he took over as the family's breadwinner. I gave mathematics tuition from Secondary 3 and earned $60 a month. After O levels at Raffles Institution, I delayed my pre-university education and joined the teaching service to support the family because my second eldest brother met with an accident and was in a coma. My older sister too had to work to support the family. I resumed my pre-university studies privately after five years of teaching and did my A levels as a private candidate. I went to the National University of Singapore and graduated with a second class upper honours degree in economics. Q: What has been a bad investment? A bad expensive investment was in 1993 when after being loaded with cash during the super bull market, I tried my hand at publishing. The first issue of the Malay bi-monthly magazine Melayu Baru went well and we broke even operationally. My mistake was I left everything to my staff to run the show as I was busy with the stock market. But the company was bleeding before the second issue could be released because of over-spending. Since I did not have the time to monitor it, I decided to close shop. I lost about $150,000. It was an expensive investment experience. Q: Your best investment to date? It was my CPF investment in properties. In the mid-1980s, I used purely my CPF Ordinary Account savings to buy a new HUDC maisonette at Eunosville in Sims Avenue for $230,000, after disposing of my five-room point block flat in Bedok South at a profit of $100,000. After about eight years, I sold the HUDC unit for $510,000, which translates to more than 100 per cent in profit. I bought an HDB executive maisonette at Simei for $345,000 again using purely CPF funds, just before the property boom started in 1996/1997. I sold it in 2003 and made about $100,000. Q: What's your retirement plan? My immediate goal is to build up my team of associates to 300 in the next two to three years. I used to close 20 to 25 housing deals a month. I will slow down on my own sales to say, 10 to 15 transactions a month, and devote more time to coaching my associates. That way, I can earn more passive income through my overriding commission. Some senior and group divisional directors at ERA are earning over $30,000 a month in passive income and that's my target - to achieve financial independence and still do some work. I estimate that I would need $3,000 to $5,000 a month for my wife and myself when my liabilities are fully paid up. Q: And your home now is...? An HDB executive maisonette in Tampines which I bought in 2005 for $430,000. It is now worth about $530,000. Q: And your car is...? An MPV seven-seater 2.5 litre Nissan Presage.

Hi all, After driving for so many years, then I realised something with the cash card holder...after inserting cash card, does the small green light indicator remains light up as long cash card is insert or it should goes off after couples of mins? The green light indicator on my unit remain lights up and didn't goes off...only realised till now bcos I all the while using the cover on the unit, only when I remove the cover yesterday then notice this green light thinggy....

Just top-up my cash cash yesterday and this morning, when I placed it into the IU unit, the reading read ERROR ......... Tried a few times and same error message appeared. Use my spare cash card and it was working fine. Pai say , where to get the error cash replace for I just top-up $50/- ...... Thanks in advance .......

This is a story of how a salaried person (and his wife) managed to accumulate a million dollars in cash over just 10 years. And he did it without playing Toto or 4D, and neither did he dabble in stocks and property. He started his working life in the private sector. During the Asian financial crisis, he switched to teaching. That was when he started accumulating the million dollars. As a junior lecturer, he was making close to $5k a month (polytechnics especially like mid-career entrants with a few years

DONT Waste it[/color] Online ad: your sperm wanted for $150 http://www.asiaone.com/Digital/News/Story/...211-107052.html An online ad offering to pay $150 for a cup of semen has sparked anger in the local Internet community, with many Netizens offended by the audacity of the poster's message. The ad was a simple one: "donate one ice cream cup size of ur sperms for experiment - SGD150". Very little information was included in the ad's description, as the poster only provided a mobile phone number and three simple sentences "for research. please indicate race. just 1 ice cream cup with sperms." Communication between buyer and seller was also stated as limited to SMS messages only. Photo: Lianhe Wanbao Originally posted on the online classified ads website Criagslist, the advert made its way to a local online forum when a forum member spotted it and posted the link. The forum thread has since received many replies, and many Netizens believe that the man who posted the ad was up to no good. Some Netizens have even identified several suspicious points about that ad that might suggest the poster was not a professional conducting research with the semen purchased. According to Chinese evening daily Lianhe Wanbao, various forum members have commented that an ice cream cup sized quantity of semen is not a small amount, and is much more than what is required for research. Other Netizens have also pointed out that the broken English and lack of details in the original ad also hinted at the fact that the man who posted it was not a researcher of any kind. They also pointed out that the word "semen" should be used instead of "sperms". A large number of Netizens expressed that they felt the man is likely to use the semen purchased for illegal dealings. A Wanbao reporter tried contacting the man requesting for more information about his offer and wanted to know if he was a researcher. The SMS reply received 3 hours later read: "Student. Cash money. 1 cup small one like ice cream" The man did not reply to further questions when the reporter sent another text message asking to know what will be semen be used for. Further attempts at trying to contact him about the offer were also not returned. According to Wanbao, those who donate their semen to the local sperm bank will not be paid, and will only receive reimbursement for transport.

Hi guys.....i am looking for a particular piece written something like letter to the missus........... any1 here knows

can anyone help to adv when can i get cash card reader and what to look out for? the old cash card reader my company hv can only read until 25 transaction .. if anything more than 25, it wl over write the first one ...

Go Samba Boys of Man City Go

Recently, when we read about news on COE price, we always heard car dealers said many people stuck with 10 years loan and if they want to change their ride, they must top up in order to get ride of their old ride. This mean the car trade in price is lower than the loan Is it true? Please vote accordingly. Thanks.

Hi guys, i heard from the radio station 933 that there is this competition going on this weekend at suntec. as i wasnt really paying attention, i heard something like 1. $10000 cash first prize 2. take photo of your car dressed up like a rally sports car 3. must be accompanied by a pretty girl 4. send in digital soft copy to suntec (dunno the exact location) 5. cannon will print out 6. competition will be held 7. winner gets away $10k cash Does anyone have full details of this event? it will be fun to join in.

2 nights ago. I was coming down from Simei MSCP. Saw this long queue of cars in front. Waited for a few minutes and the queue didn't move. Went to the first car in the queue that was stuck before the car park gantry. Found out from the lady in the car that their cash card couldn't be used. Her mum was trying to borrow from other drivers but no one budged. I passed them mine and they managed to get out immediately. And the parking fee was only 45 cts. I'm just puzzled why would the few drivers immediately behind this car preferred to get stuck than taking the risk of lending the cash card. What would you do?

I am looking for around 7years old car around 30k, and I have full cash.. should I look to buy from owner or agent? got any recommendation of car for this price range?

Hi guys, I always see many advertisements in The New Paper classified ads.. Always have such ads... Need Cash??? $500 - $15000 cash - Sign new handphone line - No CPF Investment - No Property sale Are they for real?? Why so good.. Sign new handphone line can get so much money?