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  1. Anyone knows whether the dentist replace the 'bend' tube that hook at the corner of our lips every time they treat the next patient? If not we may be subject to whatever infection the previous patient may have.
  2. Got a few scratches which I've touched up but now it looked even worse. Is there any workshop (preferably) in the West that I can go to sand and spray on that particular portion? Biggest scratch is abt 50 cents coins. My ride is pearl white so I hope they can mix the correct colors. I saw several workshop at Alexandra village near Queensway shopping centre. Anyone can recommend? Thanx in advance.
  3. i wanna change it to blue. any bros got recommendations on workshops?
  4. say u parked a car under a tree. when u came back the car is full of leaves and small branches, so u sweep it off the car. so is this littering? just curious.
  5. Why he is being called prataman all the time?
  6. Hi, Does anybody knows which scrap yard, trans-cab goes to for their taxi scrapping? I looking for parts for their toyota wish taxi. Call so many scrap yards, but seems like nobody has scrap their 2010 onwards toyota wish.
  7. Hi, im wondering if suana just by sitting n sweating can burns fats?
  8. Former chief of defence force Neo Kian Hong, 49, will be appointed Permanent Secretary (Education Development) from July 1. With his appointment, the Education Ministry will have two permanent secretaries. Ms Chan Lai Fung, who has been Permanent Secretary (Education) since November, will continue in that post. Mr Neo joins the Administrative Service after completing an Advanced Management Program at Harvard University. He had retired from the Singapore Armed Forces (SAF) this year after an illustrious 30-year career. A SAF Overseas Scholar, Mr Neo was promoted to the rank of Lieutenant-General. He was chief of defence force from 2010 to March this year, when he led a push to have soldiers train with laptops and handheld gadgets.
  9. As the question implies, does anyone know if by going through an in-house loan (dealer or someone else), would HDB be aware of it when you're declaring income looking to buy a HDB/EC? Thanks :)
  10. Hi, i'm currently dealing with a direct seller regarding a car purchase. Right now my loan is approved and i'll meet him next week to pass him balance in cash/cashier order. I'm not sure whether he settled his full settlement with bank as I heard that even if he settle on the spot, it will take about 1 working day for LTA to allow the transfer for DBS auto loan. He informed me that his LTA pin is ready and will handover when I pass him the balance amount. I'm actually pretty confuse...lol
  11. As the topic, wonder why Japanese family cars always have lower performance than same category Conti cars, Conti cars almost all used TC in their engine, even if 1.6L normal family car also can easily produce above 150hp, and with very good FC about 17km/L, but same category Japanes car non-TC only can produce 110 to 120hp and bad FC 13km/L I don't understand, since Japan is a very take care energy saving country, and TC can save fuel and increase power, except Subaru like to use TC and other maker's racing cars to use TC, why does they don't use TC on common family cars?
  12. Hello. Recently I tried vaping. Does anyone vape here?
  13. Does anyone here know about or own Hyundai Verna 1.4A, from the 2005/2006 model? I'm considering getting one and am interested to know whether it has ABS. Is the car ok, for simple day-to-day use, and does it have any major or common problem? tks.
  14. I read from the websites that parking offences seem to be under the purview of HDB and URA. So how does the traffic police fit into the picture? Apologies if this question is too stupid...
  15. i was appalled when i saw this. This is just morally wrong. And they just wanted the money to pay for funeral expenses. This is like stealing from the dead. CPF, have you no moral sense of decency? Trusts, estates, probate & wills Sisters give up bid for grandma's CPF money Source Straits Times Date 09 Dec 2015 Author Olivia Ho They can't find documents proving their ties; authorities say CPF sum not covered by will They were hoping to use their late grandmother's Central Provident Fund (CPF) savings to pay her funeral expenses. But after waiting for more than a year, property agent Chan Jee May and her two sisters have decided to give up the fight. The sisters lack the documents to prove they are related to Madam Lau Pei Ling, who died last October aged 93. In a forum letter to The Straits Times published on Nov 30, Ms Chan lamented the "many hurdles" they faced in trying to prove their relationship to a woman who had left everything to them in her will. Ms Chan, 36, said: "It's not like anyone is disputing our claim. The rest of our family thinks the money should go to us. I think the claims procedure could be more flexible." A spokesman for the Public Trustee's Office (PTO), which disburses the CPF money of those who did not nominate beneficiaries before their death, said: "Under the CPF Act, CPF monies do not form part of the deceased member's estate and are not covered by a will." The spokesman added that the PTO "will hold onto the monies indefinitely until the beneficiaries come forward to claim (them)". Madam Lau had not nominated anyone to receive her CPF money, which Ms Chan estimated to be between $6,000 and $7,000, before she succumbed to colon cancer. Ms Chan and her sisters, who are civil servants aged 36 and 38, are not the biological grandchildren of Madam Lau, who married their grandfather after the death of his first wife. The couple wed in a last-minute arranged ceremony during World War II and did not have a marriage certificate. The sisters were orphaned as teenagers and were close to Madam Lau growing up. After she had a bad fall five or six years ago, they paid her hospital bill as well as for a helper to take care of her. And, until her death, the sisters would visit her almost every weekend, Ms Chan said. To prove their relationship, the sisters tried to submit to the PTO a 1978 grant of probate in which their grandfather left his Toa Payoh flat to Madam Lau after his death, but this was not accepted as valid. They then considered asking their grandmother's brother, who is in his 90s, to help them claim the CPF money. However, the PTO required his birth certificate, which was also lost in the war. Lawyers The Straits Times spoke to said the Chans could get their grand-uncle to make a statutory declaration about their kinship. WongPartnership lawyer Sim Bock Eng said: "Where there is no clear documentary evidence, in law, it is possible to persuade the CPF Board to accept other forms of evidence, such as a statutory declaration stating the relationship from one or more persons who would have the requisite knowledge of the relationship. "The person will then need to sign the statutory declaration in front of a Commissioner for Oaths as a witness." The PTO spokesman also said the office had advised Ms Chan to get Madam Lau's brother to make a statutory declaration on their relationship, either with a lawyer or at the PTO's premises. The sisters, however, have since decided it is not worth the effort. "If we are going to have to trouble an old man who is not really mobile to help us get the money, we would rather just let it go," said Ms Chan. "The money would probably end up going to the lawyer anyway." Man died before marriage could be annulled When Ms Caroline Edmund read about the Chan sisters' plight in Ms Chan Jee May's forum letter on Nov 30, she could sympathise. The accountant, in her 50s, told The Straits Times that her family has been waiting for four years now to collect nearly $50,000 from her late brother's CPF account. Her brother Ignatius Edmund, a 42-year-old boarding officer, had been trying to get his marriage to a Filipino woman annulled, after not hearing from her for seven years. But before the annulment could be finalised, he was killed in a traffic collision in India. Under Singapore's inheritance laws, Mr Edmund's parents can get only half his CPF money unless his wife comes forward to state that she does not want the money. Ms Edmund said they hired a lawyer to track down the woman, who was found to be living in the United States with another man. All their attempts to contact her have been ignored. Ms Edmund's mother last went to the Public Trustee's Office (PTO) in May to plead their case. She died last month. Ms Edmund's 83-year-old father is now living in India. Ms Edmund said: "If we had the rest of the money, my dad could afford to buy an apartment in Singapore and live here... We've tried to come at it from all angles, but they (the PTO) are so rigid. I'm so tired of this whole thing." Olivia Ho - See more at: http://www.singaporelawwatch.sg/slw/headlinesnews/74348-sisters-give-up-bid-for-grandmas-cpf-money.html#sthash.vHNEml0i.ZHtRwR2W.dpuf
  16. The Star 7May2010 http://www.thestar.com.my/news/story.asp?f...&sec=nation A MAN who wanted to en-large his penis ended up in a lot of pain
  17. Anyone knows any shop that does good cubic printing (for interior) to recommended.
  18. Dear All, My wife got into an accident recently with a car under my name. Damage was in the 15k region and the car was a write-off. The car was under my name, so I am guessing my future premiums will be affected. If I were to buy another car, should I put it under her name or my name? Generally whose premium will be higher? Aside from our gender, our profiles are fairly similar. Thanks.
  19. Yesterday straits times invest section, interviewed a guy who didnt fully own his everyday car or his hdb flat. Does he need to be at least slightly more succesful financially before being feature ? Its quite silly to think that he thinks that by not stretching his HDB home loan.. To me, either you pay all beause it totally not necessary to pay interest to banks if you have cash.. Or you stretch to the max, if you believe that you have better use of your $$.
  20. Found this interesting infographic to share with you all. Sources: http://www.visualcapitalist.com/then-vs-now-1-dollar-buy-you/ I remb last time $1.00 can buy Pilot G1 refill le. Now i think at least $2 then can get one. hahaha.
  21. As there is a lot of talk about Singaporeans being rich...... Just wondering how much cash does average MCFer have for allocation into residential property. (Include CPF) on a husband and wife basis. $500k to $600k $600k to $750k $750k to $1mil $1mil to $1.25mil $1.25mil to $1.5mil $1.5mil to $2mil $2mil to $2.5mil $2.5mil to $3.5mil $3.5mil to $5mil $5mil up Thank you for contributing to this exercise. It can help everyone gauge if they should buy properties or not. No fool proof, so use information at your own risk, hor....heh
  22. Out of curiosity and as the topic, can someone share? My noob understanding is that under ideal situation, each series contains 10K nos and it takes at least 10 rounds of COE bidding to issue out all the numbers. 10 rounds of COE bidding are about 5 months, I notice that not many SKP nos on the road and if that were the case, why release SKQ? Thank you.
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