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Showing results for tags 'insurance'.
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is there any great difference between a comprehensive and a 3rd party fire and theft? and which would you go for, for cars under 5yrs old?
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Any idea which co offers the most competitive comprehensive car insurance?
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Dear all I got a long and ugly scratch on my Vehicle side when I parked at Beach Rd late last year. Made a report. Was wondering will my NCB and coming premium be affected if I claim against myself? Do you guys know of any garage here that gives a good price and good workmanship? Thanks. Lester
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Overheard on the radio tat Motor insurance premium gonna increase . Reason,insurance company loss money. Anyone got the link?
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heard from someone cant claim insurance for aftermarket steering wheel (eg momo) if involved in an accident cause of the removal of the airbag, how true is this? any comments
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My Car (which was parked) kenna whacked by another car. I claimed against his insurance which now made an offer to settle. I want to claim the full amount as a matter of principle. What are my chances? I feel I did no wrong at all.
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hi all...i sold me car 3 months ago....but still i received not one...not two...but 3 different insurance companies sending me letters to my NEW home address to ask me to continue my car insurance with them.....two of the companies even called me!!! So fellows....how come so many insurance companies know my phone number...car make..insurance expiry...and my home address....i smell a rat...who gave out all my personal information???? i had been buying from AIG since 4 years ago and never took up any other car insurance from any other company.... -
I was told that NTUC has this Comprehensive policy that allows drivers to go back to Distributor workshop for repairs. Unlike in the past, drivers are limited to their authorised workshop for repairs. Anyone has any experiences with this policy?
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If you were to claim your own insurance, how much would your base premium be increased the following year? Any general agaration (eg: $250 for every 1k claimed, 25% for every 1k claimed, etc)?
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I met an accident last week send my vehicle to one of a workshop in ubi. I asked him if i had to go idac to report he said no and told me he will settle everything for me so i left my vehicle there and got a replacement vehicle arrange by him. 3 days later i get back my vehicle and found that he simply just touch up and respray all those bumper that is dented and knock back the body. i was shocked. i thought he is supposed to change... i sense something fishy so i call up my insurance company to checked wat was claimed form the workshop. to my horror he claimed many parts like bumper, grills, EXHAUST!!!, BOOT PANEL and other small item like rubber seal for the boot. ALL of these item he claim are not change but repaired only. if you will me wat will u ppl do? pls advice... thank u
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Hi all!Im intrested to noe whats the insurance premium like for a 1991 mazda mx 5 1.6?Can i buy it under my mom's name and insure it under her name as well?my mom has 50% ncd plus other discounts from her insurance co.im seriously considering this car provided the insurance doesn't kill me 1st!Hope guyver or any other bros here can help me out...
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Suppose I got hit by another, 100% not my fault, but that chap hit and run and cannot find him. Then I claim on my own insurance. i will lose my NCD right? Will my insurance premium be higher next year, considering that I was not negligent? If yes, what if I change insurer?
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Does anyone know where online I could reference for insurance guide? I would like to know what cat. of ride falls in 2k - 3k etc. And i believe age matters, and driving exp as well... so what's more? Thanks.
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Hi MCF brothers, i've just met into an accident on saturday with a big lorry. i was on a normal 2 lane stretch at a steady pace when it suddenly swerved in and hit me very hard. obviously, the driver did not check his blind spot. I took many pictures and i thought i'll sure be able to claim from him. When i went to the authorized workshop today, i was given this advice. 1) if u decide to claim the lorry's insurance, most probably the investigator will call it a 50-50 cos its a sideway collision. and i'll have to bear near 1000 in cash if the repair is 2000. 2) if i claim my own insurance, i'll only lose 20% of my NCD which after calculating all, will amount to $400++ She advised me to choose option no. 2.... i told her... my case is strong. IT WAS OBVIOUSLY his fault. not mine. but she said... no choice, side ways collision. i really tink this is absurp. any advice?
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Hi all, i just got into an accident with a lorry 3 hours ago. I need the website where i can find out the information about the lorry just using its licence plate no. Please! Thank you -
I know I know people asked before but things keeping changing and so are insurance premiums. Heard there is an insurance guru on this forum. Care to suggest some companies to renew my car insurance.....soon?
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As above .. it is gd ? coz I never heard of it before...
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Just a thot. If you have an insurance claim in progress ie 3rd party claim against you, can you still sell your car while the claim is in progress ? To make matter more complicated, if you sell your car and retain your car number, what happens ? Does insurance company track based on owner or car ?
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hi guys, i'm due to renew my car insurance. got this lobang from sgcarmart.com, they state can pay in 0% interest free installments. i requested a quotation from them and this is what they offered: AXA - SmartDrive Premium Workshop Premium : $662 Excess: $ 500 *based on 50% NCD, 0% safe driving discount, 20% premium workshop discount & 5% GST. AXA premium workshops scheme: 1. 20% off premium discount 2. Reduction of Basis Own Damage excess for insured & Named drivers as follows: 50% NCD : NIL Excess 0 - 40% NCD : Excess halved 3. Loss of Personal Effects following Accidents and Robbery in Singapore ($3,000 limit) 4. At the event of accident, no IDAC assessments, as AXA is an independent Insurance Company 5. Event of accident, it's MUST to go back to AXA authorize workshop i'm not too sure about (2) and (4) . does (2) mean if there is any claims, i do not need to pay the $500 excess anymore? and for (4), what does it mean by no IDAC assessments? overall, is this a reasonable quote? i'm comparing w my current premium with liberty which offered me $679 premium with $500 excess. thanks!
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Anyone has any experience with UOI? Their claims process as bad as auntie lucy or reasonable? Do they go thru agent or exclusively direct?
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Hey peeps, anyone under this insurance co.? Sun allianz quoted me 1k for my insurance, AIG 1.3k. Thought just go with sun.. In the end this ulu pandan ins co quoted me $850. $400 excess and any workshop.. powerman.. This is the website.. http://www.lonpac.com Me 26yo, 30%NCB, 5 yrs driving exp. Previously posted this on Toyota forum, but no one really knows about it..
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Hi folks...i just received my insurance quotations today and need the advice of members here.. Basically i received quotation from 5 different companies (see below). These are different from my existing policy (from AIG) which is quoting me about $2k with after discount. From the given 5 including the new policy from AIG, i need your views and recommendation of which 6 has the best option. Do appreciate if you could state the reason as well, as i'm not very familiar and has zero experience regarding policies with reference to claimts, workshop repairs etc. For the record, i'm on a 20% NCD, has never involve in any accident and making claimts before, frequently travel to Malaysia and my SUV will be reaching 2yrs old next January (meaning still under warranty with Tan Chong) If there's better policy out there that i'm not aware of, perhaps you guys could share further. Many thanks in advance..
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I have booked a camry for 8 days for about A$408. The excess is about A$3000. To reduce the excess to A$250, I need to pay accident excess of A$25.45 per day. My travel insurance will cover me S$500 on the excess. Should I take the accident excess? Thanks for your feedback.
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Hi All I was wondering as I just had an experience above, I got into an accident sometime earlier this year and was at fault. Thus I did an own damage claim and the other party did a claim against me too. The total claims I got were less then $10K (own damage and third party), and now I am trying to renew my insurance. As per normal, I shop around and the insurance brokers told me my current insurace company claims total is more then $10K. I looked through the claims again and found it was under even $9K. I have written to my current insurance demanding to know how they got to their amount. There is quite a big difference when the claim is above $10K for the premiums! Have you had this kind of problems? Or you did not bother to check?
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Hi guys, Insurance due for renewal next month. Received 2 quotes which I would like to use for advise AIG with $20k PA Premium - $1900 Excess - $2500 - Authorised workshop only - Car lesser than 3 yrs old can go back Agent. NTUC with $50k PA Premium - $1500 Excess - $0 - Authorised workshop via Tender - Car lesser within warranty can go back to Agent but with T&C Any rules, T&C that is pegged to AIG when going back to Agent? Read that it may be more of a hassle to claim with with NTUC. But this hassle will only be experienced when I claim against myself only right? All other scenarios is between me and 3rd party's ins coy or 3rd party with my ins coy ? If i am ready to put up with the hassle, the significant difference in excess is enough to justify to go with NTUC? Thanks for advising!
