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Showing results for tags 'insurance'.
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Hi A general car insurance question, Is it possible to challenge a claim again my car insurance? -
Okie, after get new ride, old car hand in to SE.... we able to get the the balance road tax or insurance?? If can, how huh??? Sorry, first time buy ride with trade in... -
Hi, My wife got a day surgery with KK hospital recently. KK hospital deducted the amount $700+ from her medisave while we were waiting for reply of her medical claims from the insurance company. Now, We just got a letter from her insurance company saying that her bill is covered by the policy. We don't understand how the payment could be made by the insurance company to KK hospital and how could my wife medisave could be reinstated, so we wrote a first email to the insurance company to clarify. first reply from the insurance company. Dear Ms Tan Thank you for your email. Our claims letter has already been sent to you on 10/12/15. In the claims letter for PruShield policy number XXXXXXX, we have informed that the claim amount is approved within deductible under the PruShield plan. Hence, there is no payment to KKH. There will also be no payment made to CPF. Ok, i don't understand what is no payment to KKH and CPF. So, we wrote again for an explanation in layman terms. Second reply from the insurance company. Dear Ms Tan Thank you for your reply. The deductible portion is the part of the claimable amount that the policyowner is liable for before any benefits are payable under this policy. The Deductible amounts for the various benefits under this policy are stated in the Benefits Schedule. Sorry, i tried to figure out their term myself but after more than a month, i still cannot understand what are they trying to say. my question here is very simple, 1. Insurance says my wife can claim her medical bill? 2. How could her deducted amount be credited back into her medisave? Thanks from a layman.
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Currently AAS has a promo with Liberty insurance, I just wondering how is their cover and claims experience? Now with Ntuc income 50% ncd, 0 excess.
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what an f--ker CB kia face: A car salesman, who was jailed for a week for knocking down and killing a five-year-old girl in 2009, had helped to stage another accident a year earlier. Tijan Syafiq Selamat had loaned his car for the fake mishap among three vehicles so as to file false insurance claims. Earlier this month, he pleaded guilty to conspiring to cheat NTUC Income Insurance by instructing lawyers to submit the false claims. He is currently serving the sentence of 14 months in jail but is appealing for it to be reduced. In the judgement released on Monday, District Judge Chay Yuen Fatt noted that such offences are difficult to detect. He said Tijan Syafiq and his accomplices would have got away if not for their greed to submit too many claims over the same collision. Investigations revealed that in early August 2008, Muhammed Akmal Ahmad, 22, proposed the scheme to Tijan Syafiq. At 10pm on Aug 15, 2008, the car salesman met up with two other unknown men at Tampines Industrial Avenue 2. There, the duo used their cars to stage a chain collision. i still remember was it this fella go online and kpkb about his accident? hope he gets assraped
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Does anyone know what is the time frame for holding the NCD when no longer renew?
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Hi all, My car insurance is due for renewal, and my current insurance is with NTUC. As usual, i am contactig various insurance provider, surpricingly, all of them quoted me wiht a higherpremium, is NTUC charging the lowest in town? can someone confirm, if yes, i will not continue to waste effort to source for lower premium. If you know other insurance company offer lower premium, pls. let me know. thanks.
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Dear all, Would like to seek your advice on renewing my insurance for my vehicle. I was involved in a rear collision along Adam Road on 6 Mar 2015. Black Mitsubishi Lancer rear-ended me at about 80kmh. More details on that accident here: Front Cam: http://youtu.be/WlwiJBCN4aw Back Cam: http://youtu.be/I_EmiGzmBAA Vehicle is under a year old and I am insured under AIG. Have 0% NCD as this is my first vehicle. I decided to claim my own insurance and get Borneo Motors to file the claims for me and speed the procedure up. I am aware of the options of claiming under 3rd Party etc. But I am not interested in Crocodile workshops as I know their practice of inflating claims. More importantly, my vehicle is still under warranty and BM has stopped bringing the vehicle in (don't wish to void my warranty just for some accident). My insurance is up for renewal in end May, and I'm sure the case will still be pending then. While it's clear the case is 100% in my favour, I believe there will be insurance loading on me, while the case is pending. I accept that as it's the norm. So, my question. Once the case is settled and ruled 100% in my favour, what can I do to revise the rate of my insurance? Or do I renew my insurance for a shorter duration (is that even possible), accepting that that's the way the companies work? Happy to also hear that I don't have much choice but to pay more for the duration of insurance coverage, until I am cleared of any responsibility. Truth be told, I thought I was lucky to walk away unscathed after looking at the videos. Any advice appreciated. :)
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Dear Bros & Sis, Came across this infographics by ROADS.SG regarding how to claim against foreign motorist if there is an accident with them and several threads asking what to do when involved with an accident with foreign motorists. Hope this helps!!
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Hi Car was quite badly damaged on the front, with both front airbags deployed. But workshop say frame ok on inspection. And I'm claiming from the other party. Instead of repair, can I be compensated with the similar value of the repair quotes plus scrap value? Car just left 1+ year, and I don't feel comfortable (and safe) driving such a repaired car. Can I approach the other party's insurer and present them such a choice? Or there's no such thing in the first place. Any views? I'd never involved in such accident before so any advice would help Thanks
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Hi, anyone knows what is the difference between Group Term Insurance and Personal Term Insurance? And what is the pros and cons of both? Thanks!
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any one-stop insurance websites that i can get the cheapest quote for my company van?
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Any idea how can i check my vehicle's insurance details online ? Like policy no, expiry date etc?
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Hi, I wil like to seek advice or if anyone has encountered this issue. I parked my car in my condo basement parking and unknowingly the pipe above my car leaked (Who would expect the pipe would leak and who would check) and now there are now stains (covers almost the entire ceiling - exterior) which cannot be washed away. I wrote to my management agent and they said they are not liable and that owners are to park their car at their own risk. ??!! I mean if they have indicated that there is a leakage and I still park there then I admit its my fault but the fact is that when I parked there, it was perfectly fine. Advise is appreciated. Thks.
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Can someone here who does insurance provide insights in how to calulate a insurance policy for car renewal ? Year to year with the age of the car, if I scrap my car or total my car, its market value . Why is it that I am paying more each year intead of less? Somehow I get the feeling I am paying to the insurance company and it all depends on the insurance company to decide how much they want to increase their revenue. I have yet to hear of insurance company that went bankrupt because that year there were so many car accident that the comapny cannot sustain...
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Good evening A car hit my stationary parked car at my condo 1) reported to security and asked for visitors vehicles but they Denied as they want to protect visitors privacy - it's quite weird that I am the owner and yet I cannot know who comes to visit in my condo? 2) called the police for assistance. They also refused to help. They said its private property so it's not governed in their jurisdiction to lodge investigation It's amazing how the world has changed this days On the brighter side it's not a major damage. And the world moves on with a Scott free hit and run
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Hi guys, i got a situation about car insurance claim A car got into accident. Towed to authorised workshop for repair. The damage looks bad. Front engine bay and undercarriage in bad shape. Middle and back of the car has no damage. Now the loss adjuster for the insurance company gave 2 options: 1. Total loss. They will scrap the car and pay car owner $11k. The car only left with 2 years before 10 year COE finish. Still got outstanding loan with bank 2. They can repair. But they say the repair cost could be more than $11k, they want the car owner to cover any excess of the repair cost. The actual repair cost is not known yet. My question is: 1. If go for scrap and take back $11k. Does the insurance company pay the outstanding loan amount or the car owner pay by himself? The car parf value is at least $6k+ 2. Can i get a 2nd opinion of the repair cost from another workshop? I have the idea of getting another workshop to assess the damage and if the cost is lesser than authorised workshop, can i ask the insurance company to give $11k, and take the car to another workshop for repair? Is there something wrong with the insurance company's offer?
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Finally, a decent commercial ... One that earn my rare thumbs up... And one that earn my tears .... If my kids are so well-behave or understanding, my wife and my life are really well worth living so far ...
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Hi, All. Need some advice and help on the matter. In August, I rented a car from Car Club (used to NTUC Car Coop). In the morning about 830am, as I was traveling along Chuo Chu Kang Road. I was on the right side of the lane. At the location opposite Phoenix LRT station, just approaching the overhead bridge, I signaled to filter to the left. As I was about to turn, suddenly I saw the motorbike zoomed by and at the same time there is vehicle in front blocking as they were queuing to turn right at the T junction in front (with traffic light), hence I slowed down. Suddenly, I felt an impact and then i realized I was rear ended by a Lime Green Kia Coupe. At this point, my vehicle already partially entered into left lane, wanting to filter in completely after the motorbike passed. Therefore, after being hit, in order to avoid further danger from the incoming left lane traffic, I turned abit back to right lane. So that the left lane traffic still got place to passed by. We went through the procedure of taking down particulars, photos. The other party wanted to settle privately as he just got into another accident just 1 or 2 weeks ago. But I told him it is not up to me as this is Car Club vehicle. I told him I wd get the person in charge to discuss with him. The Person in charge did not wish to settle privately as he said once got rear ended, they will not want to settle privately, if the reverse happens, he will then ask to settle privately. Anyway, just got a call and email from car club, saying the other party's insurance claimed that it's my fault. His story goes like this. "He was traveling on the right lane. Seeing in front has clear traffic and smooth open lane, he drove at about 60 km/hr. When he was about to turn to the outermost right lane in order to turn right at the T junction. I suddenly signaled and filter into his lane, causing him no time to stop his vehicle in time even though he e brake. That caused him to rear end my vehicle." So, it became my fault that I filtered suddenly. Now, the Car Club saying i have 2 option. 1 is to pay up $2000 and settle, close case. 2 is to fight the case, with some additional charges borne by me, at the same time, I still have to pay $2000 to them. Only if after I win the case, then only they will refund me. Sorry for such a long story. This is my first time kena and worse, it is due to fault of others. So, any advice and help will be greatly welcomed. At the same time, can I don't pay the $2000? that's quite stupid considering they have to lock up my money till don't know when.
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Fellow MCFers My In car cam capture the whole incident.. My car was parked behind his along this parallel parking car park, he reversed too fast and hit my front bumper ( damage : paint peeled + scratches ). Happened yesterday night and i discovered it only this afternoon...call my insurance firm and they say just make a police report and then go AD to get the damages repaired. Shld i make effort to contact the driver and ask he/she to compensate me rather then just go straight to the police ? Good advices needed...Many thanks in Advance !
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Dear All, My wife got into an accident recently with a car under my name. Damage was in the 15k region and the car was a write-off. The car was under my name, so I am guessing my future premiums will be affected. If I were to buy another car, should I put it under her name or my name? Generally whose premium will be higher? Aside from our gender, our profiles are fairly similar. Thanks.
