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Lets say that its not possible for me to pay full for a veh now. Is it still worthwhile to get a vehicle now when the interest rates are sky high and 100% loans are a thing of the past. any comments? Heard lowest for a PI car now is 2.98% and others will range from at least 3.15% onwards.

Just curious. I'm playing 50cents/$1. Used to be 10c/20c, den 20c/40c.

Motorists will have to pay more to use the Eastbound ECP (Marina South) and the slip road from Ophir Road. From November 3, ERP (Electronic Road Pricing) rates for two gantries will be increased by 50 per cent to $1.50, announced the Land Transport Authority (LTA) today. Currently, ERP rates for both gantries stand at $1.00. The rates for the other gantries will remain unchanged. ERP will also be implemented along the PIE (Westbound) before Eunos Link with effect from Nov 3. From 7.00am to 7.30am, motorists will have to pay $2.00. From 7.30am to 8.00am, they will only have to pay $1.00. According to LTA, traffic speeds along the stretch have fallen below the threshold levels. LTA reviews the traffic conditions on the expressways and roads every quarterly and for the June and December school holidays. Following each review, ERP rates will be adjusted where necessary to achieve optimal traffic flow.

Motorists who drive to the Central Business District (CBD) will have something to cheer about come Sept 29. Evening ERP rates for the CBD will be reduced by 50 per cent for the 10 CBD gantries in the Shenton Way - Chinatown Cordon, the Land Transport Authority (LTA) announced on Friday. This means motorists need only pay $1 instead of $2 if they pass through the gantries from 7pm to 8pm. ERP charges for the gantries at New Bridge road, South Bridge Road and Fullerton Road (westbound) will also be reduced. From 6pm to 730pm, motorists who pass through the gantries will need to pay only $1 instead of $2. There will be no ERP charges from 730pm to 830pm. Similarly, motorists will also pay 50 per cent less at the gantries along Eu Tong Sen Street and Fullerton Road (eastbound). From 6pm to 7.30pm, motorists need only pay $1 instead of $2. "Traffic monitoring over the last three months have shown that traffic conditions have improved significantly in the Shenton Way-Chinatown cordon. This enables LTA to reduce ERP rates in parts of the CBD without compromising the overall CBD traffic situation," said LTA Chief Executive, Mr Yam Ah Mee. On the other hand, the gantry along PIE (westbound) near Eunos will be activated on Nov 3 as traffic conditions there remain below the optimal speed threshold. Rates will be determined closer to the date of implementation. ERP gantries will not be implemented along Commonwealth Avenue, Jalan Bukit Merah, Alexandra Road and AYE (westbound) due to optimal traffic conditions. Tio Complaint , Reduce ERP

Got free parking at URA parking rite ? Is it always full ? any other recommend ?

Website offers ERP rates at click of a mouse AS motorists try to figure out how much more ERP (electronic road pricing) charges they will have to pay from today, one enterprising Singaporean start-up company, PortalOne Pte Ltd, has compiled all the information, superimposed on interactive street maps, on its xxxxxxx.com webpage. Speaking to BizIT, PortalOne founder Evan Lee said that the company's database at the xxxxxxx.com portal allows users to not only find out how to get to a specific destination but also provides other information like location of petrol kiosks, car showrooms, ERP gantries and more. 'Driving directions to your desired destinations are shown in xxxxxxx.com's interactive driving guide and maps in detail,' Mr Lee, who is also the managing director, noted. He added that with the rise of petrol prices, insurance costs and the cost of car ownership in general, many would find the ERP gantry mapping service useful primarily to find out how much the ERP rates are at a specific time before they embark on their journey from point A to point B. He explained that the current map layout with graphical icons representing the ERP gantries would allow users to easily locate gantries that they might be passing through. 'By clicking on the ERP 'gantry', details specific to that gantry will be shown. Information such as timing specific pricing is reflected.' Giving an example, Mr Lee noted that if one were to leave from Zion Road towards Bugis Junction, the map will show that the driver will pass through an ERP gantry along River Valley Road. When the gantry icon is clicked, timings and charges are shown. Thus the viewer will see that from 8am to 8.05am it costs 80 cents to go through the gantry, from 8.05am to 8.30am the charge increases to $1.50, and from 8.30am to 9am drivers have to pay $2.00. 'Just within the half hour, charges have increased by more than twofold the cost of passing through River Valley Road. Hence knowing this information in advance allows car drivers to plan ahead and achieve savings.' While access to the information is free, one of the company's main sources of income is through interactive online advertising sales and marketing activities via the xxxxxxx.com webpage, Mr Lee said. 'What is exciting about our new map service is that it presents a new avenue for relevant, non-intrusive in-map advertising and marketing opportunities to effectively reach out to our current 85,000 visitors a month,' Mr Lee said. He added that the company currently has a working relationship with businesses in related industries and 'will certainly look forward to offer this new product to them in the near future'. Mr Lee said the company uses Google maps as a platform to deliver mapping services. 'However, the mashup information belong to us. We do not have a revenue sharing arrangement with Google, at least not for the moment.' Mr Lee noted that xxxxxxx.com's map service is not a direct competitor to established map players in the market. 'xxxxxxx.com is geared towards car owners and we consider ourselves a niche player with a specific area of focus. 'Our working partners and clients are primarily in the automotive industry and we will continue to work with them to develop more depth in terms of industry specific B2C (business to consumer) services.' He added that the company would continue to develop car ownership-specific and other relevant services on the xxxxxxx.com website for drivers who are its primary users. 'Maps are going to be a common feature and mainstay in the next generation of websites where locations are relevant to them. A good example would be property, travel or even food websites where people could locate buildings, holiday spots and eateries.' To a question, Mr Lee noted that the company has plans to bring its map services on to the mobile platform so that users can use mobile devices to access them. 'Our focus now is to first stabilise our Web mapping service - the map application is still in beta - before bringing it to mobile devices. At the same time, we are also currently talking to technology enablers and vendors to see if our content, research tools and maps can come be integrated on the mobile platform in the near future.' xxxxxxx.com was co-founded by Mr Lee and a former colleague, Charlie Tan. 'The xxxxxxx.com portal was developed ground up, concept, design and code, by myself, assisted by Charlie (Tan) who is my ex-colleague in our days at DSTA (Defence Science and Technology Agency). 'I left employment to work on xxxxxxx full-time some two and half years ago, but it wasn't until late 2006 that we launched xxxxxxx.com to the public as a tool primarily to help people make better purchasing decisions when it comes to buying a car.' He added that the company's start-up capital was just under $10,000. After a couple of years in operation most of the profit is being ploughed back into the company to grow the business, he noted. 'We have had no government grants, assistance or venture funding, but we are open to options going forward in view of bringing the xxxxxxx.com website to the next level,' Mr Lee said. http://www.xxxxxxx.com/maps/index.php

Is this a growing concerns that the younger generation will have problems retiring with cpf funds ? Esp. you see the rates in the 80s is so much higher ... http://mycpf.cpf.gov.sg/NR/rdonlyres/27074...butionRates.pdf

http://singaporeseen.stomp.com.sg/singapor...nt.jsp?id=25101

Hi Anyone from the banking sector can advise me which bank gives the hightest interst rate for FD or nearing promotion for FD. Regards

To my fellow bro and sis, Need all of your advice (serious ones please). As I have some $40k remainder from my insurace claims, I would like to keep aside and grow high $ but yet not take too much risk. Would appreciate if any of you can advise on what is the best choice available in the market now and is FD good? If FD is the choice, which bank is the best? Many thanks in advance.

Need to renew my car insurance asap. Was with AIG. Got NCB 10%. Yr 2. Anyone with good rates for me? Thanks.

Revised ERP Rates On Erp-Priced Roads And Expressways From 4 February 2008 The Land Transport Authority (LTA) has completed its quarterly review of traffic conditions on Electronic Road Pricing (ERP)-priced roads and expressways, and will be revising the ERP rates at http://app.lta.gov.sg/corp_press_content.asp?start=1879

http://sg.news.yahoo.com/cna/20080128/tap-...25-231650b.html Channel NewsAsia - Tuesday, January 29 SINGAPORE: Electronic Road Pricing (ERP) rates are set to go up by S$0.50 starting 4 February, according to the Land Transport Authority. At the Bukit Timah Expressway gantry, motorists will be charged S$1.00 from 7.30am to 8am, and S$1.50 from 8am to 8.30am. At the Central Expressway (CTE) gantry north of Braddell Road, ERP rates will go up to S$1.00 for those driving from 7.00am to 7.30am. The same charge applies to those driving along the Pan

anyone know if our SP power have differentiated electricity and water consumption rates? ie similar to that of Singtel fixed lines, have peak and non-peak hours rates?

Hi guys, would like to find out more, about spring rates. Till now, still kinda confused. Not sure if this is correct folder to post. Understand there is a thread here: http://www.mycarforum.com/forum/Aftermarke...rs%29_P1416292/ but does not have the definition on spring rates. Whats the spring rate kg/mm means? The higher spring rate, the stiffer it is? If wana get lowered, with maximum comfort like stock, which is better? Example: RSR Ti2000: F3.5 R7.8 Espelier: F:3.8 R8.0 Thank you all..

As above,any bro/sis knows what is the parking rates for the URA car parks near the indoor stadium on sunday? Intend to have a dinner near there before going in for a concert at there. Thanks for the input.

Hi ya, does anyone knows where can I find any lowering springs with stiffer spring rates for an Octy A5(Combi)? Find the stock ones a little too soft. Does Autovox have it, cos I know they are having their annual sale next Fri onwards.

I want to make a trip to P. Ubin from Friday evening to early Saturday morning. Does anyone know about the parking rates at Changi Village (that ah kua carpark? )? Do they have free night parking there (after 5pm/10pm etc)?

Monday May 21, 4:17 PM ERP rates to be reduced for June 2007 school holidays ADVERTISEMENT SINGAPORE: The Land Transport Authority (LTA) will reduce the ERP rates by 50 cents for the coming June 2007 school holidays. This follows a review of traffic conditions on ERP-priced roads and expressways. The affected gantries are: Ayer Rajah Expressway (AYE) ECP (Fort Road) ECP (Ophir Road) PIE (Adam) Handy Road Central Business District Bendemeer Road Dunearn Road Thomson Road The new rates will apply from 26 May 2007 to 23 June 2007 and will revert to the pre-June 2007 school holiday rates from 25 June 2007. - CNA/yy ALOT OF PARENTS DRIVING KIDS TO SCHOOL... AS PERCEIVED BY LTA... LOL

Hi, sorry for noob question. Been looking at the carpark rates at sgCarmart, but most of the carparks are for e.g. $2/per entry after 5/6 pm. So what is 5/6 pm? 5pm? Or 6pm?

My friend wanted to get a car and when around asking for rates. The lowest he found was 2.85% from a few banks. Is there anything lower than this elswhere?

When is this effective? Also what is the road tax after that for 2L, 2.5L, 3.0L and 4.0L ???

abt last para on cheaper car park, not true .... and wat capitamall said also not true ... Car park rates increase in Central Business District By Song Kian Yong, Channel NewsAsia | Posted: 04 January 2007 2049 hrs Photos 1 of 1 http:/// SINGAPORE: Be prepared to pay higher parking charges in the Central Business District (CBD). A simple case of demand and supply has pushed up rates in multi-storey car parks. Parking at the Market Street car park for nearly two hours will land one with a bill of S$8. This is based on the new rate of S$2 per half hour or part thereof which took effect on January 1 this year. This is effectively 11 percent higher than the old rate. In the view of some, this is quite a hefty amount to pay for city parking. Public car parks such as the Market Street and Golden Shoe car parks were recently refurbished with new amenities and a swankier look. CapitaCommercial Trust, which runs the two car parks, said the charges were raised because of the high demand for parking space in the Raffles Place area. Some car park users also feel that such a trend is inevitable, given the limited space available in the CBD area. But if one must drive into the CBD, it is useful to note that SGX Centre, Great Eastern Centre and Asia Chambers, among others, currently offer lower parking rates. - CNA/so

I went to BM yesterday. Was informed that HSBC going to increase interest rates back to 2.2% from the 1.9% currently on 20th of this month.... If the loan still uses Rule 78, I don't see why they need to increase the interest rates again! Anyway, anybody heard about this? Maybe sales at BM is too good! Too good an opportunity to earn more!